Author

Nick Ryder

“Nick is JBWere’s Investment Strategist and is responsible for recommending and implementing investment strategies for clients of JBWere.”

Nick is JBWere’s Investment Strategist and is responsible for recommending and implementing investment strategies for clients of JBWere.

He has over 20 years’ experience in investment banking and investment management.

Since joining NAB in 2005, Nick has worked in a variety of investment roles which have included managing the bank’s proprietary structured equity and distressed investment programs as well as its investments in boutique fund managers.

Nick was previously Head of Citigroup’s alternative investment businesses in Australia which included hedge funds, private equity funds, real estate and structured credit funds. He has also served as Vice President of Investment Banking at Salomon Smith Barney and as a Director and Portfolio Manager of two specialist hedge fund managers: Coastal Capital and Austral Capital.

Nick is a Graduate Member of the Australian Institute of Company Directors and holds a Bachelor of Commerce with first class honours from the University of Melbourne.

Recently Published Articles

Impact investing – mixing profits with purpose

Impact investing – mixing profits with purpose

20 April 2017

Impact investing (sometimes also referred to as mission-related investing) is an investment strategy where an investor proactively makes investments that can generate both financial returns, as well as intentional social or environmental returns for the community.

Impact investing – mixing profits with purpose
Monthly Financial Markets Update: October 2016

Monthly Financial Markets Update: October 2016

24 October 2016

In early September equity markets sold off after a US Federal Reserve official suggested interest rates could be increased at the September Fed meeting. Markets recovered later in the month when interest rates went unchanged.

Monthly Financial Markets Update: October 2016
Monthly Financial Markets Update: August 2016

Monthly Financial Markets Update: August 2016

25 August 2016

The “X factors” that had been dominating negative market views – bad debts in the Italian and Chinese banking system, terrorism, political issues and the rise of anti-globalisation – have given way to a “fear of missing out” rally.

Monthly Financial Markets Update: August 2016
Cash and alternative assets still in favour.

Cash and alternative assets still in favour.

25 August 2016

We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.

Cash and alternative assets still in favour.
Monthly Financial Markets Update – July 2016

Monthly Financial Markets Update – July 2016

29 July 2016

It was a difficult month for equities with an initial sell off in early June, following the release of weak jobs growth figures in the United States and another decline later in the month following the UK’s decision to leave the European Union.

Monthly Financial Markets Update – July 2016
Monthly Financial Markets & Asset Allocation Update: June 2016

Monthly Financial Markets & Asset Allocation Update: June 2016

28 June 2016

Brexit is a significant shift in the geopolitical landscape, with associated uncertainty. Investors will need compensation for this with lower share prices. We believe a 15% global equity sell-off over the next 6-8 weeks is a reasonable base case.

Monthly Financial Markets & Asset Allocation Update: June 2016
Monthly Financial Markets Update – May 2016

Monthly Financial Markets Update – May 2016

24 May 2016

In most of the major economies the outlook remains fragile, as a result of political uncertainty and disappointing earnings results. However recovery in equity prices has continued into April, primarily to the bounce in commodity prices and supportive central banks.

Monthly Financial Markets Update – May 2016
How ‘trendy’ is your investment strategy?

How ‘trendy’ is your investment strategy?

22 April 2016

We all want to understand and profit from the latest trends, particularly when it comes to investment opportunities and strategies - but is it worthwhile jumping on the bandwagon? Here we explore the upsides and downsides of investing for or against market trends.

How ‘trendy’ is your investment strategy?
Monthly Financial Markets Update – April 2016

Monthly Financial Markets Update – April 2016

22 April 2016

In our April update, Nick Ryder, JBWere Investment Strategist, highlights that the local equity market faces a number of headwinds from the rise in the AUD, lower commodity prices, higher potential bank capital requirements and profit margin pressures.

Monthly Financial Markets Update – April 2016
Monthly Financial Markets Update – March 2016

Monthly Financial Markets Update – March 2016

22 March 2016

In our March update, Nick Ryder, NAB Private Wealth Investment Strategist, talks mixed messages with slumps in developed markets, India and China while the US posted slight improvements and Australia performed reasonably well. Meanwhile, Europe’s inflation entered negative territory.

Monthly Financial Markets Update – March 2016
Asset Allocation Insight – February 2016

Asset Allocation Insight – February 2016

18 February 2016

In this discussion of alternative investments, Nick Ryder explains that the increased weighting in this asset class is the result of less attractive prices in traditional asset classes.

Asset Allocation Insight – February 2016
Property Insight: Gradual slowing in key metros

Property Insight: Gradual slowing in key metros

21 December 2015

In November we’ve seen small declines in dwelling prices in Sydney and Melbourne with auction clearance rates falling to 60% along with average selling time. Reversing recent trends, prices in other metros rose in November.

Property Insight: Gradual slowing in key metros
Monthly Financial Markets Update – December 2015

Monthly Financial Markets Update – December 2015

21 December 2015

In our December update, Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets rose again in November helped by expectations of further monetary stimulus from the European Central Bank.

Monthly Financial Markets Update – December 2015
Investment Insight: the heart of the machine

Investment Insight: the heart of the machine

18 November 2015

The growth of the industrial internet phenomenon and its impact on our automated life. We look at how this trend is evolving the structure of companies that manufacture hardware and software technology.

Investment Insight: the heart of the machine
Monthly Financial Markets Update – November 2015

Monthly Financial Markets Update – November 2015

18 November 2015

Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets recorded their strongest rise in four years in October and continue to offer the best prospective returns of any asset class.

Monthly Financial Markets Update – November 2015
Monthly Financial Markets Update – September 2015

Monthly Financial Markets Update – September 2015

15 September 2015

Chinese economic data has been weak, causing significant weakness in global equity markets In Australia, second quarter economic growth was lack lustre and there was a surprise fall in retail sales, but other measures of economic activity such as building approvals and employment look good.

Monthly Financial Markets Update – September 2015
Monthly Financial Markets Update – August, 2015

Monthly Financial Markets Update – August, 2015

13 August 2015

Global financial markets recovered in July following the debt deal in Greece and stabilisation of the Chinese stock market. Locally, the news is also good – the unemployment rate appears to have peaked while business conditions and confidence have also picked up.

Monthly Financial Markets Update – August, 2015
Your asset allocation guide – August 2015

Your asset allocation guide – August 2015

11 August 2015

An investment portfolio can be designed based on risk tolerance, age or lifestyle objectives but using historic average returns (of different asset classes) to build that portfolio can be dangerous.

Your asset allocation guide – August 2015
Your asset allocation guide – July

Your asset allocation guide – July

13 July 2015

Ructions in Greece and China are worrisome for investors but are unlikely to have a material impact on markets or on asset allocation recommendations.

Your asset allocation guide – July
Monthly Financial Markets Update – July, 2015

Monthly Financial Markets Update – July, 2015

13 July 2015

Financial markets remain focussed on a Greek exit from the Eurozone, wild gyrations on the Chinese equity market and further hints about a rise in US interest rates. Locally, markets are concerned about falling commodity prices and strong property prices.

Monthly Financial Markets Update – July, 2015
Monthly Financial Markets Update – June, 2015

Monthly Financial Markets Update – June, 2015

10 June 2015

The US Federal Reserve expects the US unemployment rate will fall to 5% by year end. Locally, the Reserve Bank of Australia is hoping lower interest rates will translate to a lower Australian dollar which would help the non-mining sectors.

Monthly Financial Markets Update – June, 2015
Monthly Financial Markets Update – May, 2015

Monthly Financial Markets Update – May, 2015

11 May 2015

The US economy recorded slower jobs growth in April while GDP growth slowed to a crawl. This means the US Federal Reserve may delay raising interest rates until September. In Australia, jobs growth was higher than expected while core inflation sits comfortably in the middle of the Reserve Bank’s target range.

Monthly Financial Markets Update – May, 2015
Your asset allocation guide – May

Your asset allocation guide – May

11 May 2015

Developed market equities appear expensive compared to average long-term price-to-earnings ratios. However, given relatively subdued earnings growth, many investors argue that they aren’t expensive when compared to current bond yields.

Your asset allocation guide – May
Monthly Financial Markets Update – April 2015

Monthly Financial Markets Update – April 2015

13 April 2015

The US Federal Reserve has given itself the flexibility to raise interest rates from June, responding to record jobs growth. Meanwhile in Australia, consumer and business confidence has eased back in the most recent surveys, despite the recent interest rate cut.

Monthly Financial Markets Update – April 2015
Your asset allocation guide – April 2015

Your asset allocation guide – April 2015

13 April 2015

Knowing when to reduce the proportion of equities in a portfolio and when to increase exposure to other asset classes like property, cash and bonds, can be part science and part art. Valuations, fundamentals and sentiment all play a role.

Your asset allocation guide – April 2015
Your asset allocation guide – March 2015

Your asset allocation guide – March 2015

11 March 2015

With bond yields at or near record lows in many parts of the world, particularly Europe, but with share markets in the United States and Germany hitting fresh record highs, signals are mixed, so it may be time to consider alternative investment opportunities.

Your asset allocation guide – March 2015
Your asset allocation guide – February 2015

Your asset allocation guide – February 2015

10 February 2015

2014 was another strong year for international shares, with only part of the gains for Australian investors attributed to a weaker AUD. However, with the prospect of Australian interest rates falling further, investors’ future income from currency hedging is unlikely to be as high.

Your asset allocation guide – February 2015
Your asset allocation guide – December 2014

Your asset allocation guide – December 2014

16 December 2014

Overall, global equity markets are in a sweet spot. China, Japan and Eurozone Central Banks are looking at ways to maintain economic growth, while the United States has completed its quantitative easing and is looking at the appropriate time to raise official interest rates.

Your asset allocation guide – December 2014
Investor Education: How to better understand economic indicators

Investor Education: How to better understand economic indicators

12 November 2014

While one economic indicator is a statistic about economic activity, a range of economic indicators paint a picture of how the Australian economy is performing. They can also influence interest rates, exchange rates, commodity and stock market prices. Nick Ryder explains them in detail.

Investor Education: How to better understand economic indicators
Your asset allocation guide – November 2014

Your asset allocation guide – November 2014

12 November 2014

While equity valuation measures imply US shares are about 60% overvalued versus long-term averages, returns could be as low at 0.2% per annum if valuations return to long-term averages. Therefore, as Nick Ryder explains, there’s a need to find additional sources of portfolio returns.

Your asset allocation guide – November 2014
Investment Strategy: How to choose a managed fund

Investment Strategy: How to choose a managed fund

13 October 2014

Managed funds offer an attractive way for investors to obtain exposure to an asset class that would be very difficult to access directly or in a diversified form. But how do you select one from the thousands on offer? Nick Ryder, NAB Private Wealth Investment Strategist, investigates.

Investment Strategy: How to choose a managed fund
Your asset allocation guide – October 2014

Your asset allocation guide – October 2014

13 October 2014

With the large fall in the Australian Dollar over the past month, we’re reminded that currencies are good “shock absorbers” in financial markets and the economy. We share some suggestions for how best to manage your portfolio in this changing environment.

Your asset allocation guide – October 2014
Investment Strategy: Objective based investment strategies

Investment Strategy: Objective based investment strategies

10 September 2014

People invest so they can have more money in the future than they have today. However, they have different objectives which generally fall into three categories: preserve capital; generate income and grow capital, as Nick Ryder, NAB Private Wealth Investment Strategist reports.

Investment Strategy: Objective based investment strategies
Your asset allocation guide – September 2014

Your asset allocation guide – September 2014

10 September 2014

There are options to consider when allocating property to your portfolio. NAB Private Wealth aligns its views with those of institutional investors and favours core unlisted commercial property, with low to moderate gearing, rather than listed property securities or residential property.

Your asset allocation guide – September 2014
Your asset allocation guide – August 2014

Your asset allocation guide – August 2014

13 August 2014

After deciding that US equity market valuations are over-stretched, we’ve changed our asset allocation recommendations. In particular, we’ve decreased our exposure to international shares from over-weight to neutral and increased our cash weighting from neutral to overweight.

Your asset allocation guide – August 2014
Investment Strategy: Understanding equity income funds

Investment Strategy: Understanding equity income funds

13 August 2014

Equity income funds are those which aim to generate income from investing in shares. But as NAB Private Wealth Investment Strategist, Nick Ryder reports, the issue is whether investors should care whether they get profits through dividends or capital gains.

Investment Strategy: Understanding equity income funds
Your asset allocation guide – July 2014

Your asset allocation guide – July 2014

24 July 2014

Even though equity prices are high compared to historical levels, we believe equity valuations are not excessive, so equities are still attractive compared to other asset classes. We provide insights on our favoured asset classes and how best to position your portfolio.

Your asset allocation guide – July 2014
Your asset allocation guide – June 2014

Your asset allocation guide – June 2014

18 June 2014

The synchronised movement in bond and equity prices has many strategists wondering what is going on - both the bond market and equity market cannot be right about future growth. We provide insights on our favoured asset classes and how best to position your portfolio.

Your asset allocation guide – June 2014
Monthly Financial Markets Update – June 2014

Monthly Financial Markets Update – June 2014

18 June 2014

Last month, investors ignored mixed economic data and geopolitical risks to push the US share market to a record high, reports James Wright, Chief Investment Officer, JBWere. Read more to also find out what happened in currency markets and the residential property market from Nick Ryder

Monthly Financial Markets Update – June 2014