If you’re re-thinking the balance of cash in your investment portfolio, start with these tips.
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If you’re re-thinking the balance of cash in your investment portfolio, start with these tips.
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When bond yields move quickly the market is signalling a pending adjustment, and it may mean investors need to react
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Alphabetically listed explanation of key share market investing terms and jargon
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Doing the research and understanding what you are investing in is a key part of being successful when building a share portfolio
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The required slowdown in consumption and its impact on the economy is becoming more worrisome as central bank's take a hard stance on inflation vs growth.
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Fixed income is delivering good returns at a time when equities are being impacted by uncertain global markets.
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Jamie Bonic, Head of FX Investor Sales APAC, and Ray Attrill, Head of FX Research, joined ASFA to discuss the launch of NAB’s Super FX hedging survey.
Using debt to build wealth is a well established path. Taking that strategy into an equities portfolio is not so well understood, but it can transform long-term outcomes
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Philanthropy works best when the givers are passionate about the cause. To achieve real change it may mean taking risk, and even failure.
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NAB Private Wealth scoops up major international awards
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Get started early on your EOFY preparations to ensure you maximise your returns
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NAB Private Wealth, Australia's most awarded private bank wins new accolade for its focus on clients
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Equities are likely to struggle once the global slowdown hits corporate earnings but there are always alternatives.
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With inflation at 40-year highs central banks are doing whatever it takes to bring it down.
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What megatrends are here to stay...and what defines them?
Podcast
This year, the AUD is down 7.1% vs. the USD, we look at what’s driving this under-performance.
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Responsible investing among Australia’s wealthiest individuals is rising exponentially. The question is: why?
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Australian investors have had largely overlooked alternatives. COVID-19 may well change that.
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Podcast: What does great leadership look like in the current crisis?
Podcast
Listen to new podcast: COVID-19 investment trends.
Podcast
It’s taken a while to gain momentum, but fixed income is starting to feature in high net worth portfolios in Australia, catching up with offshore peers.
Although dwelling values fell in May, the pace of decline continued to ease; a trend that has been evident since the beginning of 2019.
NAB’s view is that prices will decline further over the next year or so - led by further declines in Sydney and Melbourne. We also see the adjustment continuing in an orderly manner, with prices remaining well up on 5 years ago.
No longer a novelty, co-working and co-living spaces are transforming Australians’ housing choices and work arrangements.
A vintage sports car, a pink diamond necklace, a precious work of art – they may be more fun than a share portfolio but do they make sense as investments? We examine the world of high-value collectibles – the good news and the cautionary tales.
Australian housing market sentiment ends the year on a very weak note falling to new Survey lows, according to property professionals. Confidence levels (expectations) also drop to below average levels suggesting market momentum will probably fall further.
New research reveals how Australians are weighing up the housing market.
You know you’ve made it when you can hop on board your superyacht at the weekend and sail past people on the quayside, a crew servicing your every need. But how do you go about joining the marina set – and what’s involved in ownership?
Solid headline growth masks divergent trends.
The NAB Residential Property Index fell sharply for the second straight quarter in Q3 2018, down 15 to a 7-year low -9 points, and its first negative read since mid-2012.
Australian investors, generally speaking, display a noticeable bias towards domestic equities, property and cash. It’s just one reason why it might be time for some to review their investment options.
After the recent investor jitters triggered by the failure of some Public Private Partnership (PPP) toll roads, it looks like a new wave of infrastructure PPPs, kick-started by Federal and State Government investment, are making a strong comeback.
With exchange traded funds, gaining exposure to a range of high-tech overseas businesses can be as straightforward as buying a share.
Not yet a wholesale investor? It’s time you found out what you’re missing out on.
Impact investing (sometimes also referred to as mission-related investing) is an investment strategy where an investor proactively makes investments that can generate both financial returns, as well as intentional social or environmental returns for the community.
Did you know that not all investors are eligible to claim the franking credits? There are a number of strategies investors may look to utilise to limit their exposure to a fall in the share price of their chosen stock, while remaining eligible to receive the franking credits.
Research continues to show that companies with gender diversity in their leadership teams deliver better financial results. A new product from NAB – and Australia’s very first ‘social bond’ – allows investors to put their money where their mouth is and finally invest in gender-inclusive organisations.
Private equity has made headlines in Australia over the past year or two, but for many of the wrong reasons. The demise of Dick Smith Holdings was a high profile collapse that impacted many shareholders and retail customers, and a lot of blame has been pointed at the private equity fund manager who floated the business.
The market has been largely focussed on the US Election over the past month – and is now dealing with a fundamental change with the election of Donald Trump as President.
Read more to learn how you could use annuities in your portfolio.
Forward exchange contracts (“FECs”), which are usually between a bank and a customer, enable the exchange of one currency into another at a future date and a pre-agreed exchange rate.
NAB Private and The Smith Family are working together this Christmas to bring much-needed gifts to nearly 15,000 disadvantaged children across Australia through The Smith Family Toy and Book Appeal.
In early September equity markets sold off after a US Federal Reserve official suggested interest rates could be increased at the September Fed meeting. Markets recovered later in the month when interest rates went unchanged.
As Australia’s population ages and ‘baby boomer’ retirements head toward their zenith in 2025, a discussion on the Retirement Risk Zone, that is the 10 years leading to retirement, is timely.
Get the latest monthly update on housing market conditions around Australia.
August saw another rise in global equity prices despite increased talk from US Federal Reserve officials that suggest they are looking to raise US interest rates in either September or December.
The “X factors” that had been dominating negative market views – bad debts in the Italian and Chinese banking system, terrorism, political issues and the rise of anti-globalisation – have given way to a “fear of missing out” rally.
We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.
We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.
It was a difficult month for equities with an initial sell off in early June, following the release of weak jobs growth figures in the United States and another decline later in the month following the UK’s decision to leave the European Union.
This is the sixth in a series of reports prepared by the Australian Centre for Financial Studies for National Australia Bank aimed at explaining the potential role of corporate bonds in retail investor portfolios and promoting growth of the corporate bond market.
Read more to learn how you could use asset-backed securities in your portfolio
In most of the major economies the outlook remains fragile, as a result of political uncertainty and disappointing earnings results. However recovery in equity prices has continued into April, primarily to the bounce in commodity prices and supportive central banks.
In our March update, Nick Ryder, NAB Private Wealth Investment Strategist, talks mixed messages with slumps in developed markets, India and China while the US posted slight improvements and Australia performed reasonably well. Meanwhile, Europe’s inflation entered negative territory.
With the mining boom at an end, the dining boom has certainly fuelled the Australian agricultural sector. This sector is 5 percent of the Small Ordinaries and has been a source of great returns over the past few years.
Sally Campbell from JBWere looks at the carbon footprint considerations within fund managers’ assets, highlighting that some are more progressive than others.
The property market is clearly cooling as a result of deterioration in affordability due to higher prices and marginally higher mortgage rates.
Setting long-term asset allocation targets in a portfolio and achieving them are two different things. Here we discuss portfolio drift and how to manage it.
In our December update, Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets rose again in November helped by expectations of further monetary stimulus from the European Central Bank.
The growth of the industrial internet phenomenon and its impact on our automated life. We look at how this trend is evolving the structure of companies that manufacture hardware and software technology.
Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets recorded their strongest rise in four years in October and continue to offer the best prospective returns of any asset class.
Food catering has evolved from being an add-on to mainstream shopping complex merchandising, to an attraction in its own right.
Sally Campbell from JBWere looks at timing the market given recent volatility and how viewing the data more closely can help you understand what’s really happening below the surface.
The Chinese Government’s surprise move to devalue the Yuan and make daily prices subject to market forces has prompted debate.
Nick Ryder, NAB Private Wealth Investment Strategist, provides insights into the emerging self-driving car industry.
Global financial markets recovered in July following the debt deal in Greece and stabilisation of the Chinese stock market. Locally, the news is also good – the unemployment rate appears to have peaked while business conditions and confidence have also picked up.
The United Nations-supported Principles for Responsible Investment Initiative is an international network of investors that support responsible investing.
Nick Ryder, NAB Private Wealth Investment Strategist, explains takeover and defence tactics used by listed companies.
An investment portfolio can be designed based on risk tolerance, age or lifestyle objectives but using historic average returns (of different asset classes) to build that portfolio can be dangerous.
Nick Ryder, NAB Private Wealth Investment Strategist, explains the different ways analysts and fund managers value listed company shares.
Ructions in Greece and China are worrisome for investors but are unlikely to have a material impact on markets or on asset allocation recommendations.
Financial markets remain focussed on a Greek exit from the Eurozone, wild gyrations on the Chinese equity market and further hints about a rise in US interest rates. Locally, markets are concerned about falling commodity prices and strong property prices.
NAB joins with the Australian Centre for Financial Studies to launch their report ‘Improving access to the Corporate Bond market for retail investors’ which assesses where the market currently is, the factors affecting its growth, and the impediments to connecting investors and issuers.
The US Federal Reserve expects the US unemployment rate will fall to 5% by year end. Locally, the Reserve Bank of Australia is hoping lower interest rates will translate to a lower Australian dollar which would help the non-mining sectors.
Sally Campbell, Executive Director, JBWere, explains why investors should stick with their active fund managers, despite a period of underperformance by some.
Australia’s Real Estate Investment Trusts (REITs) have regained popularity as investors seek high yielding investments in a low interest rate environment.
The link between bond yields and share prices over the past few weeks has spooked many investors but may be good news.
The US economy recorded slower jobs growth in April while GDP growth slowed to a crawl. This means the US Federal Reserve may delay raising interest rates until September. In Australia, jobs growth was higher than expected while core inflation sits comfortably in the middle of the Reserve Bank’s target range.
Developed market equities appear expensive compared to average long-term price-to-earnings ratios. However, given relatively subdued earnings growth, many investors argue that they aren’t expensive when compared to current bond yields.
The End of Financial Year (EOFY) provides a good opportunity to consider strategies that can save you tax and maximise your investment returns.
The US Federal Reserve has given itself the flexibility to raise interest rates from June, responding to record jobs growth. Meanwhile in Australia, consumer and business confidence has eased back in the most recent surveys, despite the recent interest rate cut.
In Australia, interest in ethical investing (an investment method which looks to maximise financial and social returns) has continued to rise, but there are several ways to action your wishes.
Knowing when to reduce the proportion of equities in a portfolio and when to increase exposure to other asset classes like property, cash and bonds, can be part science and part art. Valuations, fundamentals and sentiment all play a role.
NAB’s Director of Fixed Income, Mark Todd, is joined by John Pearce from UniSuper and Nick Bishop from Aberdeen to discuss where rates are headed, equities with sustainable dividends, and whether we're in a bond yield bubble.
NAB’s Director of Fixed Income, Mark Todd, speaks with Tano Pelosi from Antares and Matthew Johnson from UBS about inflation and interest rates in Europe, along with the actions of European Central Bank President Mario Draghi.
A February interest rate cut and a strong company reporting season buoyed the Australian share market while overseas, resolution of Greek debt negotiations and continuing monetary stimulus, benefited developed global markets.
Over recent years, the impressive growth of ETFs has seen somewhat of a reversal back to direct investing with more than 100 ETFs now listed on the ASX, offering investors the opportunity to quickly and easily access global equity, bond, currency and commodity markets.
With bond yields at or near record lows in many parts of the world, particularly Europe, but with share markets in the United States and Germany hitting fresh record highs, signals are mixed, so it may be time to consider alternative investment opportunities.
NAB’s Director of Fixed Income, Mark Todd, is joined by Steve Goldman from Kapstream and Adam Goldstein from Skeggs Goldstein to chat about the global economy and key US economic indicators, and how they could affect US Federal Reserve decisions.
NAB’s Director of Fixed Income, Mark Todd, is joined by Steve Goldman from Kapstream and Adam Goldstien from Skeggs Goldstein to discuss how diversifying across asset classes during this time of low yield can still generate decent returns.
The US Private Placement market offers a rich source of long-term funds for a wide range of Australian corporates. Our latest survey reveals the key factors that influence US investor buying decisions and their expectations for 2015.
Government funding for new infrastructure in the higher education sector has recently dried up. As a result, a number of universities are accessing capital markets and bank loans for their infrastructure financing needs – in turn offering significant opportunities for debt providers.
Long-term US research shows investors are frequently driven by fear and greed in their decisions - for example, selling out in weak markets. However, more recent findings show the average investor has learned from some past mistakes.
2014 was another strong year for international shares, with only part of the gains for Australian investors attributed to a weaker AUD. However, with the prospect of Australian interest rates falling further, investors’ future income from currency hedging is unlikely to be as high.
Global equity prices in developed markets lost 0.5% in January, with strong gains in Europe offset by weakness in the United States. Australian shares rose 3.3% while the Australian dollar fell four cents to US$0.78, against a strengthening US Dollar.
Overall, global equity markets are in a sweet spot. China, Japan and Eurozone Central Banks are looking at ways to maintain economic growth, while the United States has completed its quantitative easing and is looking at the appropriate time to raise official interest rates.
Global equity markets extended the October sharp rally through November, while gains were broadly based in Europe, Japan and the United States. Locally, fourth quarter data continues to show improvement in business credit and capital investment from non-mining sectors.
NAB’s Director of Fixed Income, Mark Todd, is joined by Ken Hyman (Antares) and Francesco De Stradis (Ord Minnett) to discuss the Federal Open Market Committee's decision to lift interest rates and drop GDP forecasts.
NAB’s Director of Fixed Income, Mark Todd, asks John Moore from Northward Capital to explain what to look out for when searching for a fund manager.
NAB’s Director of Fixed Income, Mark Todd, is joined by Ken Hyman (Antares) and Francesco De Stradis (Ord Minnett), to consider whether the market will see 'herd instincts' kick in when investors exit the carry trade.
While one economic indicator is a statistic about economic activity, a range of economic indicators paint a picture of how the Australian economy is performing. They can also influence interest rates, exchange rates, commodity and stock market prices. Nick Ryder explains them in detail.
While equity valuation measures imply US shares are about 60% overvalued versus long-term averages, returns could be as low at 0.2% per annum if valuations return to long-term averages. Therefore, as Nick Ryder explains, there’s a need to find additional sources of portfolio returns.
Global equity markets staged a sharp turnaround in October. It was led by the US where their Federal Reserve reassured markets that interest rate rises remain data dependent. Meanwhile, there was additional modest improvement seen in Australian business and consumer confidence.
While the US economy remains robust, Australian shares fell 5.4% as markets digested falling commodity prices, a weaker Aussie dollar and the possible introduction of policy brakes on housing credit, as James Wright, JBWere Chief Investment Officer reports.
Managed funds offer an attractive way for investors to obtain exposure to an asset class that would be very difficult to access directly or in a diversified form. But how do you select one from the thousands on offer? Nick Ryder, NAB Private Wealth Investment Strategist, investigates.
With the large fall in the Australian Dollar over the past month, we’re reminded that currencies are good “shock absorbers” in financial markets and the economy. We share some suggestions for how best to manage your portfolio in this changing environment.
Following a recent NAB-hosted roundtable event on Social Impact Investing, The Australian Financial Review today released editorial covering the topic from two journalists who were in attendance, James Dunn and Jonathan Shapiro.
NAB’s Director of Fixed Income, Mark Todd, asks Mercer's Russell Clarke and Chris Joye from the AFR to explain what a Carry Trade is.
NAB’s Director of Fixed Income, Mark Todd, chats with Mercer's Russell Clarke and Chris Joye from the AFR about longevity, and how it’s a game changer for asset allocation.
Since 2000, changes have been made to how philanthropic efforts are treated by the Australian tax system – offering smarter ways for donors to arrange their giving to benefit them and future generations. JBWere Consultant, John McLeod discusses how to structure your philanthropic giving.
NAB’s Director of Fixed Income, Mark Todd, discusses the economic outlook for Europe with Grant Eshuys (Citibank) and Mark Bayley (Aquasia), and together they explore the challenges the European nations are facing.
With better US economic data, global markets were stronger in August. Locally, as James Wright, JBWere Chief Investment Officer explains, company reporting season was positive and stocks rewarded for delivering solid earnings, yields or capital management.
People invest so they can have more money in the future than they have today. However, they have different objectives which generally fall into three categories: preserve capital; generate income and grow capital, as Nick Ryder, NAB Private Wealth Investment Strategist reports.
There are options to consider when allocating property to your portfolio. NAB Private Wealth aligns its views with those of institutional investors and favours core unlisted commercial property, with low to moderate gearing, rather than listed property securities or residential property.
NAB’s Director of Fixed Income, Mark Todd, chats with Mercer's Sue Wang and the National Party's Kevin Hogan about disengaged investors - people who are uninterested in closely monitoring their superannuation - and the importance of more simple and transparent products for these people.
NAB’s Director of Fixed Income, Mark Todd, discusses how changes in Australia's demographics threaten to have major impacts upon the Australian economy with Mercer's Sue Wang and the National Party's Kevin Hogan.
Despite US equity markets posting fresh records in July, a late, large fall saw equity markets finish lower. While valuations are stretched, JBWere Chief Investment Officer, James Wright, reports that the US economic recovery should support current earnings forecasts.
After deciding that US equity market valuations are over-stretched, we’ve changed our asset allocation recommendations. In particular, we’ve decreased our exposure to international shares from over-weight to neutral and increased our cash weighting from neutral to overweight.
Equity income funds are those which aim to generate income from investing in shares. But as NAB Private Wealth Investment Strategist, Nick Ryder reports, the issue is whether investors should care whether they get profits through dividends or capital gains.
NAB’s Director of Fixed Income, Mark Todd, chats with Adam Goldstien from Skeggs Goldstien and Simon Ibbetson from Millinium about the property markets and how a change in these markets could affect inflation and therefore the banks.
Even though equity prices are high compared to historical levels, we believe equity valuations are not excessive, so equities are still attractive compared to other asset classes. We provide insights on our favoured asset classes and how best to position your portfolio.
The US equity market posted fresh highs in June, but price support remains good globally and locally, says James Wright, Chief Investment Officer, JBWere. Read more for currency and property news from the NAB FX Strategy team and Nick Ryder, NAB Private Wealth Investment Strategist.
It’s time to revisit your global equity exposure. Following a period of strong performance in international shares, it may be a good time to consider taking some profits and rebalancing your portfolio back to long term target weightings, says Duncan Niven, Analyst JBWere.
NAB’s Director of Fixed Income, Mark Todd, chats with Adam Goldstien from Skeggs Goldstien and Simon Ibbetson from Millinium about which asset classes are facing bubbles, along with discussing some markets where good value lies.
NAB’s Director of Fixed Income, Mark Todd, is joined by NAB Head of Research Peter Jolly and Laminar economist Stephen Roberts to discuss the Federal Reserve's Balance Sheet.
NAB’s Director of Fixed Income, Mark Todd, is joined by NAB Head of Research Peter Jolly and Laminar economist Stephen Roberts to discuss the Australian and US economies, along with the Australian Federal Budget and issues posed by our ageing population.
NAB’s Director of Fixed Income, Mark Todd, chats about where interest rates are headed and their subsequent impact on term deposits with AFR columnist, Chris Joye and Montgomery Investment Management strategist, Andrew Macken.
NAB’s Director of Fixed Income, Mark Todd, discusses the 2014-15 outlook for the US Federal reserve and interest rates with AFR columnist, Chris Joye and Montgomery Investment Management stategist, Andrew Macken.
NAB’s Director of Fixed Income, Mark Todd, is joined by FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck to discuss the proposed legislation to be introduced known as 'simple bond legislation', which has the intention of opening the bond market up to retail investors.
Over the past couple of years, Australian investors have increased investment in overseas assets, particularly equities. Global equities exposure isn't always what it seems as classifications and labels may not reflect the full picture.
The synchronised movement in bond and equity prices has many strategists wondering what is going on - both the bond market and equity market cannot be right about future growth. We provide insights on our favoured asset classes and how best to position your portfolio.
Last month, investors ignored mixed economic data and geopolitical risks to push the US share market to a record high, reports James Wright, Chief Investment Officer, JBWere. Read more to also find out what happened in currency markets and the residential property market from Nick Ryder
NAB’s Director of Fixed Income, Mark Todd, introduces the concept of aged-based investing in corporate bonds and how institutional players are becoming active in this space.
NAB’s Director of Fixed Income, Mark Todd, answers a viewer question on inflation and its impact upon cash investments with FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck.
NAB’s Director of Fixed Income, Mark Todd, introduces the 'Bond Access Service', a way in which to easily access the bond market.
NAB’s Director of Fixed Income, Mark Todd, outlines the concept of market volatility, absorbing volatility and what it means for self-managed super funds.
NAB’s Director of Fixed Income, Mark Todd, discusses what is happening in the Equity Market with FNArena analyst Rudi Fliepek-Vandyck, and how 2014 is looking like the year that the investors from the sidelines will come back to the share market in light of volumes coming back.
NAB’s Director of Fixed Income, Mark Todd, discusses growth of BHP and the impact of capital expenditure on inflation with Gavan Madson, Analyst at FIIG and FNArena Analyst Rudi Filapek-Vandyck.
In this episode of Your Money, Your Call, NAB’s Director of Fixed Income, Mark Todd, looks at the developments in the corporate bond market, including Simple Bond Legislation, with AFR columnist, Chris Joye and Montgomery Investment Management strategist, Andrew Macken.
NAB’s Director of Fixed Income, Mark Todd, is joined by FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck to discuss Qantas credit default swaps, and cyclical yield outperforming in rising markets and underperforming in falling markets.
NAB’s Director of Fixed Income, Mark Todd is joined by Sue Wang from Mercer to explain the 'My Super' reforms and how changing your superannuation investment strategy as you age can make a big difference on your retirement.
NAB’s Director of Fixed Income, Mark Todd, talks with two analysts about what they look for apart from growth when analysing a company - including finance risk, business risk, management history, assets, gearing, mix of debt and equity.
NAB’s Director of Fixed Income, Mark Todd, discusses the issues and strategies around setting up a self-managed super fund (SMSF) with Sue Wang from Mercer and Chris Black from the Laminar Group.
NAB’s Director of Fixed Income, Mark Todd, is joined by FNArena analyst Rudi Filapek-Vandyck. They begin by discussing investing in BHP stock, before assessing inflation - including current forecasts and how velocity, innovation and the labour market can impact upon it.
NAB’s Director of Fixed Income, Mark Todd, discusses the current trends in mining stocks and why they've become attractive to dividend hunters with FNArena analyst Rudi Filapek-Vandyck.
NAB’s Director of Fixed Income, Mark Todd discusses setting-up a self-managed superannuation fund with Sue Wang from Mercer.
NAB’s Director of Fixed Income, Mark Todd, chats with Steve Lambert, Executive General Manager of Capital Markets at NAB about the evolution of the Corporate Bond Market, why it's important and how it relates to the individual investor.
NAB’s Director of Fixed Income, Mark Todd, is joined by Sue Wang from Mercer and Zach Zacharia from Centra Wealth to discuss ideas behind researching stocks before looking at developments in Managed Discretionary Accounts.
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