Margin lending provides a path to accelerating your wealth journey, but to enact a good strategy means tailoring the right product to meet your requirements. That makes it important to go with the best provider, and according to Money Magazine, the best is NAB.

NAB has just been awarded Margin Lender of the Year 2025 by Money Magazine, Australia’s longest-running and most-read personal finance magazine.

Key factors in the judging process included breadth of product and investment choice, type of investment available, access to international markets and interest rates payable on loan products.

NAB Head of Product, Greg Bowrey, said: “This is a particularly pleasing award to be presented as margin lending is a key platform many of our clients use to diversify and expand their investment portfolios.

“Over many years we have invested a lot of time and passion to ensure we can deliver to clients the choices they need to enact their investment strategies. Awards are wonderful, as they let us know we are on the right path, but the journey to be the best for our clients is never ending.”

NAB’s lending business offers three investment lending products:

• NAB Margin Loan – a traditional margin loan for business or investment purposes.
• NAB Equity Builder – an award winning ‘no margin call’ investment loan for ETFs and managed funds.
• NAB Super Lever – a margin loan designed specifically for SMSFs.

NAB margin loans are designed to be price competitive with no ongoing service fees. They provide access to over 2,500 ASX listed securities, exchange traded funds, international listed shares and unlisted managed funds. Additionally they provide flexibility to meet a range of investor needs.

Why a margin loan?

The share market presents many opportunities to invest. Some opportunities come with a deadline, such as IPOs, capital raisings, share purchase plans and rights issues.

For the investor willing to take advantage of as many opportunities as possible, the ability to react in a timely fashion will be constrained by their ease of access to funds.

When an investor’s only source of funds is the sale of existing investments, the decision “to buy” will result in a decision of “what to sell”. The “what to sell” decision can become challenging, particularly if it is considered under time pressure.

A margin lending facility, secured by an existing portfolio, can become the source of funds for a broad range of investment opportunities.

While a margin loan can increase gains in a rising market, it can also magnify losses when the market declines. Find out more about the risks and benefits of a NAB Margin Loan.

Visit the Money Magazine website to find out more about our award win.

To learn more about NAB margin loans please visit our website, call us on 1300 683 106 or email us at investordesk@nab.com.au

Important Information

The information contained in this article is believed to be reliable as at June 2025 and is intended to be of a general nature only.  It is not intended to be relied on as advice.  It has been prepared without taking into account any person’s objectives, financial situation, or needs.  Before acting on the information in this article, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial, taxation or other professional advice before acting on any information in this article.

There are risks associated with borrowing to invest. Some of these include, but are not limited to, rising interest rates, changes in taxation law and movements in the prices of your investments which may have an effect on your financial position. While a margin loan or principal and interest investment loan can increase gains in a rising market, it can also magnify losses if the market declines. NAB recommends you speak to your financial adviser before deciding to invest.

©2025 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.