The 2026 NAB Regional & Agribusiness Horizons Report: Shape of Tomorrow

The 2026 NAB Regional & Agribusiness Horizons Report highlights how regional and agribusiness communities are adapting to a rapidly changing world. Despite growing global economic uncertainty, the report shows strong sector performance through 2025 and continued confidence supported by investment, technology adoption and resilient regional economies. 

Drawing on the latest insights from our regional bankers and specialist teams across deposits, lending, property, equipment finance, trade, commodities and markets—alongside conversations with customers in agriculture, manufacturing, logistics, processing, tourism and services—the report offers a detailed view of how businesses are reshaping productivity and preparing for what comes next. 

Up to date reporting on:

The economic outlook shaping 2026 

NAB data confirms strong 2025 performance—lending up 6.8% and deposits up 7.3%, providing a foundation for growth even as businesses navigate volatile global settings. Automation and AI continue to lift productivity and support cost management across the regions. 

Regional consumer and business confidence

Stable consumer sentiment and lifestyle driven regional migration continue to support spending and property markets, despite cost of living pressures. 

Agriculture, exports and global trade

Agricultural production benefited from strong grain conditions, with trade volumes rising 12% yearonyear. Commodity prices remained resilient, although businesses are increasingly focused on diversification and risk management given the uncertain global backdrop. 

Regional property and infrastructure

A historic $275 billion investment in national infrastructure is improving connectivity and enabling growth across transport, logistics and housing—supporting long term productivity and opportunity across regional Australia. 

Watch the webinar

Our 2026 Regional & Agribusiness Horizons webinar explores the theme “Shape of Tomorrow”, with a focus on productivity, investment momentum and practical ways regional businesses are responding to global uncertainty.

Hear from our expert panel:

• Khan Horne, NAB Executive, Business Regional & Agribusiness (Host) 

• Sally Auld, NAB Chief Economist

• James Sheehan, NAB Head of Markets

• Timothy Jude, Head of Commodities

They discuss the forces shaping regional and rural Australia today—and what’s emerging over the horizon for 2026 and beyond.