NAB’s digital claims solution has enabled a system of fast, transparent payments for healthcare practitioners, government schemes and the communities they support.
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NAB’s digital claims solution has enabled a system of fast, transparent payments for healthcare practitioners, government schemes and the communities they support.
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The rise of e-commerce as an enduring consumer trend is driving a new kind of payments experience within the corporate and government space.
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Insight
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
NAB Group Chief Economist Alan Oster talks about the latest economic news. Listen now.
Podcast
The Federal Budget will continue phase 1 of the Government’s fiscal strategy which seeks to secure Australia’s economic recovery from COVID by growing the economy to lower unemployment.
Martin Ross, Head of Transactional Banking at NAB, discusses the enhanced functionality of e-Payables with VISA industry experts.
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What does next year hold for Australian business owners? Listen to our podcast for NAB Chief Economist Alan Oster’s 2020 vision on the challenges and opportunities ahead.
The weekly looks at the turnaround in the budget where our analysis suggests the budget returned to surplus in the second half of 2018.
The Victorian economy has been one of Australia’s fastest growing this year. Given the scope of construction projects now ramping up it's likely transport infrastructure spending will continue to contribute strongly to Victorian growth over the next year.
In a Victorian first, Sacred Heart Mission and the Victorian Government recently launched the state’s first Social Impact Investment, an innovative financing structure that supports positive social change.
Australian markets started this week with a new Prime Minister. The Weekly looks at eight key issues for business and investors to consider.
Ray discusses the possible scenarios that could play out in Australian politics today and what the market impact will be – it’s already hit the Aussie dollar quite markedly.
The trends reshaping health and the future implications for the Australian marketplace.
Reduced government funding and a growing population are forcing local councils to find alternative funding for public assets and community projects. NAB has already started filling the gap, with new mechanisms opening up funding sources usually closed to small lenders.
This fourth in a series of Policy Outlook papers, by The Better Infrastructure Initiative and The University of Sydney’s John Grill Centre for Project Leadership, addresses the pressing issue of how to create customer-led infrastructure and the long term benefits it brings to stakeholders.
The Queensland Government’s first social bond that seeks to reduce reoffending by young people has been launched by Life Without Barriers and NAB.
Skills shortage holding back Australian business.
After the recent investor jitters triggered by the failure of some Public Private Partnership (PPP) toll roads, it looks like a new wave of infrastructure PPPs, kick-started by Federal and State Government investment, are making a strong comeback.
Using cross-sector partnerships to connect and capture data that underpins system-wide problem solving can create better societal outcomes.
The second report in the Catalyst Insights Series, was developed following a roundtable focused on enabling the public and the private sector to work together to create better societal outcomes.
There’s a fine balance between risk and reward in major infrastructure projects. Understanding the opportunities and challenges is equally important, as is securing the right kind of funding.
We’re already living in smart cities. The challenge facing Australia is how to ensure our cities deliver the best possible living and working environments in the future.
This paper calls for customer-led infrastructure and specifically identifies examples of the 'DIY protagonist - those individuals, businesses and communities who have identified a need for specific infrastructure and have made it happen.
Digital transformation on a shoestring opens options for residents, frees up staff and provides big benefits for Brimbank City Council, an organisation focused on delivering for its community.
Given the success of PPPs and privatisations at the Federal and State Government levels, why are local governments not in the spotlight?
The Federal Government is committed to accelerating economic infrastructure investment in Northern Australia. Up to $5bn in concessional loans to accelerate that investment - are available.
Governments are increasingly moving away from asset ownership. Fully funded capital intensive projects are proving to be an inefficient use of scarce financial budgetary resources.
Australia and Canada are both running infrastructure deficits and require significant investment to continue to foster economic activity and maintain core social services. NAB’s Chief Customer Officer (Acting) - Corporate & Institutional Banking discusses the key area of infrastructure that Australia needs to do better: funding.
As an exporter, you’ll want to take advantage of any reduced costs that come your way. Free trade agreements (FTAs) do just that – and will make certain markets more attractive than others because of the greater opportunities for your business.
Mornington Peninsula Shire is investing an estimated $9.5 million in emissions reduction projects over the next five years as part of a far-reaching plan to generate a cleaner and greener environment as well as operational savings.
The US economy continues along the same moderate growth path it has experienced in its recovery from the Global Financial Crisis.
Overall consumer anxiety eases a little more in Q4, but our spending behaviours are still yet to respond.
The trade minister said it was a good time for Chinese businesses to take advantage of low prices in the resources sector to position themselves for the upswing in resources, oil and gas.
China faces some interesting healthcare challenges over the next few decades – and Australian companies are well placed to be part of the solution.
Conversations about the role infrastructure plays often begins from the perspective of what we don’t yet have, what doesn’t work well, and how much more money we need to deliver better outcomes. NAB believes we are better served by reframing that conversation into one which first acknowledges the wealth of the existing infrastructure framework.
North Sydney Council has turned to some different financial strategies to create a more flexible funding structure that’s helped drive a series of multi-million dollar infrastructure projects.
Brexit is a significant shift in the geopolitical landscape, with associated uncertainty. Investors will need compensation for this with lower share prices. We believe a 15% global equity sell-off over the next 6-8 weeks is a reasonable base case.
An International Treaty is helping Australian farmers to boost productivity, adapt to climate change and stay competitive. Chief Plant Protection Officer Dr Kim Ritman discusses the treaty and its importance.
An improvement in risk appetite has helped global equity markets recovered some grown overnight with the Nikkei a notable exception. FOMC minutes revealed an April hike was discussed, but a cautious approach appears to be well entrenched. A pick up in oil prices contributed to the positive move, but the strength in the yen continues to weigh on Japan’s equity market.
Over the past decade, Ballarat City Council has delivered significant savings by swapping the manual processing of invoices for credit cards. Stephen Bigarelli, Ballarat City Council’s Accounting Services Manager, explains.
EGM Capital Financing, Steve Lambert, discusses two common themes that were present over the past 12 months - Innovation and volatility. It seems that 2015 saw more firsts in the market while at the same time it seeemed markets were closing just as quickly as they opened.
The Victorian Healthcare Association (VHA) explains how it’s using Twitter to interact with members and influencers in its sphere.
Significant government reforms, shifting demographics and increased access to nationwide health data will underpin opportunities – both foreign and domestic – for Australian healthcare providers in 2016. NAB’s Paul Littleton and Dean Pearson highlight the key trends.
The Trans Pacific Partnership delivers tariff reductions and improved market access for Australian agricultural products. With TPP countries representing a third of Australian agricultural exports, these benefits are potentially significant.
According to a recent report from Deloitte Access Economics, Digital Government Transformation, governments have already adopted a range of digital innovations and are gradually moving services online. However, they’re lagging behind both the private sector and their own customers.
Earlier this week, Australia agreed to become part of a historic trade agreement, including countries that account for nearly 36% of global GDP and one quarter of global trade. This document provides a summary of the key measures, reported benefits and what we know so far about contentious issues.
Variability in Australia’s growth outcomes by quarter indicates an economy undergoing significant structural change as it attempts to transition away from mining-investment led growth.
Are you missing out on money that could help you grow your business? Billions of dollars in business grants are available now. GrantReady Chief Executive Officer Adrian Spencer shares his tips on how to make grants part of your business strategy.
April saw a renewed rise in beef and lamb prices, combined with stability across major grains, balanced against lower dairy, fruit and vegetable prices.
Childcare will enjoy the benefits of the Budget spend on education.
The NAB Rural Commodities Index, which covers 28 agricultural commodities, fell 1.7% (AUD) and 3.3% (USD) in March, led by lower beef, lamb, fruit, vegetable and sugar prices. Partial data for April to date points to a recovery in beef and lamb prices.
The Rural Commodities Index, which covers 28 agricultural commodities, gained 2.1% (AUD) and 0.5% (USD) in February on the back of higher fruit, dairy, fibre and pulses prices, which offset mixed performance across grains and protein.
2015 brings an expanded Rural Commodities Index, which now includes 28 commodities, up from eight. The Index increased 5.6% in January in AUD terms, as sharply higher beef prices - and to a lesser extent higher lamb, dairy and vegetable prices - offset mixed performance across grains.
Government funding for new infrastructure in the higher education sector has recently dried up. As a result, a number of universities are accessing capital markets and bank loans for their infrastructure financing needs – in turn offering significant opportunities for debt providers.
Talking to the deregulation plan for SMEs that NAB presented to the Federal Government in December, Angela Mentis, Group Executive Business Banking, explains why it's important to seize opportunities that can help Australian business develop new markets and create more jobs.
2015 could stand out as a year of change for the health sector – so where do the best opportunities lie? Dean Pearson, NAB’s Head of Industry Analysis, and Melissa Timbs, Senior Policy Advisor - NAB Health, look at how the changes could work in your favour.
Infrastructure Partnerships Australia estimates that $700 billion of funding is needed over the next decade to finance the long term infrastructure investments – the nation building – we need to secure our future. We look at the building blocks that are falling into place.
Prime Minister Tony Abbott and Health Minister Peter Dutton have announced that the proposed $7 GP co-payment will be redesigned. Scheduled to commence on 1 July 2015, we explain the new measures and how NAB Health can help your business prepare for these changes.
Offering practical and achievable solutions for governments to act on, NAB’s Deregulation Plan for SMEs aims to help business grow and create more jobs for Australians. The plan was presented to Federal Minister for Small Business, the Hon Bruce Billson MP, on Monday 15 December.
The World in Gala Dinner evening, inspired by The Economist's annual The World In... publication, returned to Sydney last night. Daniel Franklin, Executive Editor of The Economist and Editor of 'The World In…', shares his annual collection of forecasts for the year ahead.
General Manager of NAB Agribusiness, Khan Horne says the falling Australian dollar is a real boost for agriculture, and combined with the recent announcement of the China–Australia Free Trade Agreement, conditions for 2015 are looking positive for agricultural exporters.
Under the China Australia Free Trade Agreement (ChAFTA), big opportunities will exist for agricultural exports with considerable growth potential, like dairy, beef, lamb, wine and horticultural products. Australia's wool industry will also benefit from improved trading conditions.
The China-Australia Free Trade Agreement (FTA) offers considerable potential for Australian agricultural and services firms as a result of their improved market access. Dairy, meat and horticulture stand to gain significantly while most resource exports will end up having duty free access.
Following the signing of the China-Australia Free-Trade Agreement yesterday, NAB General Manager Agribusiness, Khan Horne said dairy, beef, lamb, wine, horticulture, grains and seafood are some of the sectors set to benefit, and that it's an exciting for many farmers across the country.
Changes to the financial sector’s Basel III rules are making it expensive for councils to borrow from banks. NAB’s James Waddell explains how the Local Government Funding Vehicle (LGFV) will create efficiencies, reduce borrowing costs and open up new avenues for local council finance.
Clinical trials provide access to new treatments, contribute to Australia’s economy and support our public sector institutions. Dr Brendan Shaw, Medicines Australia Chief Executive, discusses the challenges and opportunities that are shaping our innovative medicines industry.
With information about prices, market trends and the supply chain, farmers can plan more effectively and run a more profitable business. Mick Keogh, Executive Director of the Australian Farm Institute (AFI), explains the importance of statistics and where to find the most useful ones.
Ninety three percent of Australia’s annual grain crop is grown under dryland conditions. Southern Panel Chair of the Grains Research and Development Corporation, explains how national and international research is helping farmers in this challenging environment.
View the NAB Group Chief Economist Alan Oster’s presentation, 3AW commentator Tom Elliott’s assessment and the Q&A panel at our Federal Budget Breakfast in Melbourne.
Federal Treasurer Joe Hockey handed down the 2014 Federal Budget last night and there’s plenty to talk about. Our team of economists have analysed what it means for you, your business and a variety of key industries with our summary fact sheets.
The infrastructure sector was one of the big winners in the Federal Budget, with the share of infrastructure spending rising in both dollar terms and as a share of government spending. This should go some way in helping to fill the void left by retreating mining investment.
Our leading team of economists have broken-down how the 2014 Federal Budget impacts Australian small business. As well as analysis, we outline the key initiatives and how the industry is responding.
Our leading team of economists have broken-down how the 2014 Federal Budget impacts Australian business. As well as analysis, we outline the key initiatives and how the industry is responding.
The key focus related to health in this year’s Budget is savings. The introduction of GP co-payments, changes to PBS provisions, Medicare safety nets and indexation arrangements will contribute significant savings. We assess the key initiatives impacting Australia’s health sector.
Our leading team of economists have broken-down how the 2014 Federal Budget impacts Australian agribusinesses. As well as analysis, we outline the key initiatives and how the industry is responding.
There’s a lot to talk about following last night’s Federal Budget announcement. NAB’s team of economists have analysed what last night’s Federal Budget means for the Education sector and outlined key initiatives.
NAB Group Chief Economist Alan Oster outlines the key features of Joe Hockey’s 2014 Federal Budget announcement and analyses how it may impact Australia’s economic outlook and financial markets.
The Federal Budget contained few tax surprises, with most of the key revenue changes previously announced by the Government, including the expected additional tax for high income earners, while the Indexation of Fuel Excise will impose an additional cost on both business and individuals.
While some saw this as ‘the Budget we had to have’, the grants news is good. Overall funding for businesses is set to increase under measures proposed in the 2014 Federal Budget. GrantReady summarises what the Budget means for grants and funding programs.
Brendon Lyon, CEO of Infrastructure Partnerships Australia, says the 2014 Federal Budget is an excellent outcome for the national infrastructure sector. He shares his views on the largest-ever national infrastructure investment programme.
The 2014 Federal Budget outlined some drastic measures for the agriculture sector – from changes to Landcare to additional RD&E funding. Colin Bettles, Canberra Bureau Chief, Fairfax Agricultural Media, shares his summary of the proposed measures.
For small to medium business owners, the 2014 Federal Budget contained both certainties and uncertainties. Andrew Conway, Chief Executive Officer of The Institute of Public Accountants (IPA) shared his views on what the Budget means for the sector.
NAB’s Group Chief Economist Alan Oster provides his overall summary of Joe Hockey’s 2014 Federal Budget, including his initial thoughts, how it could impact small and large business, and the wider economic implications for the Australian economy.
Alan Oster, NAB’s Group Chief Economist provides his initial thoughts on the 2014 Federal Budget announcement.
There’s a lot of change in this year’s budget, so understanding how the Federal Budget impacts you and your business can be challenging. That’s why our team of economists and industry experts have been working around the clock to break it down.
When running a business it’s important to understand your obligations in relation to domestic and international sanctions and embargoes, and how they may potentially impact your business before entering into arrangements with offshore customers and/or their agents.
Ahead of the upcoming Federal Budget, there is a lot of focus on the Commission of Audit’s findings, and putting the Budget on a sustainable medium term path as the population ages, health and pension costs rise, and the proportion of tax payers declines.
Do you know how sanctions and embargoes work and how they can impact your business? As an agribusiness it's important to understand your obligations in relation to domestic and international sanctions before entering into arrangements with offshore providers and/or their agents.
Since new standards for hospitals and day surgeries took effect in January 2013, there have been signs of improvements for patients that also make financial sense. Professor Picone AM, CEO of the Australian Commission on Safety and Quality in Health Care, discusses the initiative.
The government’s economic forecasts now recognise the softness of the domestic economy and the weaker outlook for commodity prices and incomes. In the near term the Budget now looks to be slightly adding to growth (rather than detracting as at Budget time).
Pharmacists are helping to reduce pressure on the health system and improve quality of life. President of the Pharmacy Guild of Australia, Kos Sclavos, discusses the importance of pharmacists retaining their sustainable competitive advantage in the face of growing retail competition.
With the Federal Budget being handed down yesterday, we want to ensure you understand what it means for you and your business. Our team of economists and industry experts have analysed what the Budget means overall for Australian businesses, as well as focussing on specific industries
NAB’s Senior Tax Advisor and panel of leading economists break down the tax impacts from the 2013 Federal Budget. Understand what the changes are for individuals and businesses including a recap on those that were previously announced.
“What a difference a year makes”. NAB’s Group Chief Economist Alan Oster gives his detailed summary of this year’s Federal Budget. Who benefits from the Government’s proposed spending and who doesn’t, and what does it mean for the Australian Economy?
This year’s budget contains a number of negatives for the resources sector. NAB’s Group Chief Economist, Alan Oster, looks at where the government has targeted it’s efforts including impacts to exploration and many mining and energy programs.
NAB’s Group Chief Economist, Alan Oster, looks at the key reforms impacting Big business. The Federal Budget focuses on a crackdown on profit shifting, banning of dividend washing, reducing thin capitalisation safe harbour, removal of R&D and exploration incentives.
Our panel of economists break down the impacts of the 2013 Federal Budget for education headlined by the increase in school funding as well as increased funding for early childhood development. Find out what all the key initiatives are.
With Infrastructure spending being a key component of the 2013 Federal Budget, our Group Chief Economist, Alan Oster takes a deeper look at the key initiates and what they mean.
Agribusiness has emerged as a net beneficiary of the budget, with the diesel fuel tax rebate – speculated as an area of possible cut prior to the release – remaining intact. That said, the overall gains are rather modest.
For business owners, the end of financial year is the time to get things in order. Here are 11 strategies that could help you build and protect your personal and business wealth in a tax-effective manner.
Following the 2013 Federal Budget announcement, Alan Oster, NAB’s Group Chief Economist, provides a quick overview of what he sees as the outcomes and impacts to individuals and businesses. Watch his video now.
The Council of Small Business Australia’s (COSBOA) CEO, Peter Strong, provides his summary of what the Government’s Federal Budget announcement means for small businesses – do they stand to benefit or will they be worse off?
Business Spectator share a candid account of what it’s like inside the Federal Budget lock-up ahead of tonight’s announcement …..the budget lock-up is a strange place where 'parameter variations' are king and phoneless journalists fight over warm sushi and moneyed clichés.
The Council for Small Business Australia’s CEO, Peter Strong, talks to Business View, about the key areas they’d like to see addressed in tonight’s 2013 Federal Budget announcement and how those areas could help the broader Australian economy.
NAB’s Chief Economist, Alan Oster provides a pre-budget overview of the Australian housing market and the outlook for interest rates. Join us on Wednesday 15 May for a full budget breakdown.
NAB’s Chief Economist, Alan Oster provides a pre-budget overview of the Australian economy focussing on what we’ve already seen from the Government and commentary on the deficit. Join us on Wednesday 15 May for a full budget breakdown.
With over $1.5 trillion of savings invested, superannuation remains the largest asset for most Australians outside the family home, and one of the most tax-effective savings vehicles available.
The carbon pricing budget black hole may sound bad now, but it’ll get far worse due to completely unrealistic assumptions in the Coalition’s budget costings. It’s been reported that Treasury will now dramatically revise down the expected revenue from the government’s carbon pricing scheme.
The disparity between business conditions that became increasingly pronounced following the GFC has narrowed over recent quarters; however, the convergence of conditions readings largely reflects a weakening in previously stronger performing industries and regions, suggesting…
Basel 3 represents significant regulatory change, with profound impact on the global financial system, including Australia. This publication and related articles look at the likely impacts of Basel 3 and potential opportunities for Superannuation funds.
In this edition of Business View, we talk to Federal Treasurer Wayne Swan and hear from some of Australia’s most unique and successful business owners, including Maggie Beer. We also offer new angles on pricing, marketing, self managed super funds and creativity in the workplace.
Overwhelmed by regulatory paperwork? “One of the biggest bugbears for small business is inefficient or unnecessary regulation” says the Hon. Brendan O’Connor MP, Federal Minister for Small Business. He pinpoints how government reforms are cutting red tape.
Business conditions improve in the quarter but still soft. However, Monthly survey results suggest conditions weakened towards the end of the quarter. Forward indicators remain very weak. Confidence up a touch but still at downbeat levels – especially mining
NAB’s Corporate Finance Insights reports utilise our expertise across a range of industry sectors to explore current issues, present forward looking views and opportunities for growth and progression. The report is published four times a year.
NAB’s Sector Insight reports utilise our expertise across a range of industry sectors to explore current issues, present forward looking views and opportunities for growth and progression. Our reports also include some perspectives from respected industry leaders in each edition. Welcome to our inaugural issue of Sector Insights: Government. Both domestically and globally, in this […]
What does the Federal Government’s Not-For-Profit (NFP) review, with legislation due to be finalised in October 2012, mean for the healthcare sector? JBWere’s Director of Philanthropic Services gives a lowdown.
We headed along to the AMA annual conference recently held in Melbourne where Federal Health Minister Tanya Plibersek outlined the health reforms handed down in the 2012–13 Budget.
From grants to farming apps, read our review on what’s happening in the agribusiness sector.
A Gillard-chaired manufacturing taskforce aims to reignite Australia’s struggling manufacturing industry by helping local firms compete more effectively to harness opportunities emerging from the ‘Asian century’.
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