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Artistic Edge

Artistic Edge

8 February 2024

Fashion label founder Amber Symond shares how art, music and personal memory inspire her designs, home and business.

Artistic Edge

Article

Chasing the common good….

Chasing the common good….

7 November 2023

Wellness industry trailblazer Radek Sali shares how an impact-driven philosophy has supercharged his business, investment and personal successes.

Chasing the common good….

Article

The hunt for innovation

The hunt for innovation

27 June 2023

Here two start up funders share their approach to finding and nurturing the next big business idea.

The hunt for innovation

Article

Delivering relationships that matter

Delivering relationships that matter

5 June 2023

Digital technology has become an essential part of how we interact with our money and our financial institutions. However, to manage substantial wealth, you need the personalised expertise that only a specialist banker can provide. Here’s why.

Delivering relationships that matter

Article

Top 50 Philanthropists List

Top 50 Philanthropists List

22 May 2023

Philanthropy works best when the givers are passionate about the cause. To achieve real change it may mean taking risk, and even failure.

Top 50 Philanthropists List

Article

In high demand

In high demand

24 March 2023

Has acute lack of supply cast a safety net around the top end of the real estate market for the foreseeable future? Here, three experts offer their take on the economic, cultural and psychological factors influencing the availability and pricing of Australia’s rarest residences

In high demand

Article

Powering up

Powering up

16 March 2023

Solving the problems of our transportation system and accelerating decarbonisation may sound like Herculean labors to most of us, but for energy titan Trevor St Baker AO they are the things of the daily to-do list. We sat down with the Brisbane-based businessman to reflect on his 60 years in the power industry and get the inside scoop on ushering in a world of flying cars.

Powering up

Article

Risks are on the horizon but so are silver linings

Risks are on the horizon but so are silver linings

11 January 2023

As investors, growth is something we like to see in the economy. While we have entered a period of decline, we see scenarios emerging later in the year that could create growth and upside for equities.

Risks are on the horizon but so are silver linings

Article

Giving more thoughtfully

Giving more thoughtfully

21 July 2022

Australia’s wealthiest families are favouring a new approach to philanthropy — one that requires deep, strategic thinking — to create much-needed change and leave a lasting legacy.

Giving more thoughtfully

Article

Playing it safe

Playing it safe

8 July 2022

Turbulent times call for less risky investment opportunities in the form of bonds, gold, infrastructure and a more diverse portfolio, says JBWere CIO Sally Auld.

Playing it safe

Article

International trade proves to be a fickle beast

International trade proves to be a fickle beast

8 July 2022

The world is vastly different to what is was a few years ago. But it isn’t all doom and gloom for Australia’s international trade prospects, says NAB group chief economist Alan Oster.

International trade proves to be a fickle beast

Article

Renovation Nation

Renovation Nation

9 May 2022

RISING BUILDING COSTS AND A TRADES SHORTFALL ISN’T DAMPENING DEMAND, AS AUSTRALIANS EMERGE FROM TWO YEARS OF LOCKDOWNS, DETERMINED TO CREATE THEIR DREAM HOME.

Renovation Nation

Article

7 wealth-building tactics for EOFY

7 wealth-building tactics for EOFY

21 April 2022

With the end of the financial year fast approaching, now’s the time to review your investment and tax strategies. The seven ideas here will help you to grow and preserve your wealth.

7 wealth-building tactics for EOFY

Article

Future Forward

Future Forward

8 February 2022

Australia is going to see the greatest transfer of wealth in its history.

Future Forward

Article

Home Truths – The role of residential property

Home Truths – The role of residential property

17 January 2022

An apartment in the city, a home in the country and a rental place in the ‘burbs. That’s the dream. But before you pack your portfolio with property, consider these tips for the year ahead.

Home Truths – The role of residential property

Article

Luxury Property Market Update

Luxury Property Market Update

13 January 2022

The return of wealthy expats and pent-up demand has fuelled record-breaking prestige sales, making for a year unlike any other.

Luxury Property Market Update

Article

ESG investing: what does it take to do it well?

ESG investing: what does it take to do it well?

27 August 2021

The pandemic has added to the sense of urgency around sustainability challenges the world faces. More than ever, investors are interested in ESG. But what tools are required to do it well?

ESG investing: what does it take to do it well?

Article

Banking on bonds: The golden rules    

Banking on bonds: The golden rules   

14 July 2021

Large sums of private wealth are being shifted from term deposits into fixed income in a bid to increase returns. But you want to be sure you’re doing it the right way. 

Banking on bonds: The golden rules    

Article

The unsung opportunities for High Net Worth investors

The unsung opportunities for High Net Worth investors

22 March 2021

Australia’s high net worth investors face continued uncertainty – locally and globally. So what’s the smart next step? NAB Private and JBWere CEO Justin Greiner reveals his thoughts on how best to navigate 2021.

The unsung opportunities for High Net Worth investors

Article

When’s the best time to share your wealth?

When’s the best time to share your wealth?

11 February 2021

When you choose to contribute your wealth to society, you want to make sure it has the greatest possible impact. Deciding when and how to pass it on is a huge part of that.

When’s the best time to share your wealth?

Article

NAB Private Client Webinar with Alan Oster

NAB Private Client Webinar with Alan Oster

6 July 2020

NAB Private Customer Executive Greg Morris hosts NAB Chief Econonist Alan Oster, sharing his thoughts on the current state of the Australian economy and the road to recovery.

NAB Private Client Webinar with Alan Oster

Webinar

Insights into habits of the wealthy

Insights into habits of the wealthy

24 May 2019

The latest Investment Trends research shows the number of high net worth individuals (HNWIs) in Australia rose to a record 460,000 people, reasserting Australia as one of the wealthiest countries in the world.

Insights into habits of the wealthy
Changing the funding game

Changing the funding game

27 February 2019

Growth capital is more important than ever. But while we’re seeing new and innovative forms of funding stepping up to meet this need, it’s clear small and medium-sized businesses must step up too.

Changing the funding game
Investing in collectibles: do passions and profits mix?

Investing in collectibles: do passions and profits mix?

27 February 2019

A vintage sports car, a pink diamond necklace, a precious work of art – they may be more fun than a share portfolio but do they make sense as investments? We examine the world of high-value collectibles – the good news and the cautionary tales.

Investing in collectibles: do passions and profits mix?
How possible is it really to retire early?

How possible is it really to retire early?

24 January 2019

They’ve been caricatured as avocado-toast-eating spendthrifts but it turns out plenty of young Australians are ambitious savers and well-informed investors. In fact, we could learn a thing or two from their lifestyle choices.

How possible is it really to retire early?
What’s your private banking experience?

What’s your private banking experience?

22 January 2019

Digital innovation has only served to enhance what NAB Private can provide. So why do some banking transactions seem more laborious than ever? I’d like your feedback on the highs and lows of your own private banking experience.

What’s your private banking experience?
Private banking is more than just banking

Private banking is more than just banking

27 August 2018

If you think private banking is all about loans and deposits or even wealth strategies, think again, says Jason Murray, the new Customer Executive of NAB Private.

Private banking is more than just banking
How fund managers add value

How fund managers add value

22 August 2018

Active asset management still offers value despite the rise of low-fee passive strategies in the fixed-income sector.

How fund managers add value
Are we an entrepreneurial nation?

Are we an entrepreneurial nation?

30 May 2018

Australia is a high performer in academic research – yet when it comes to commercialising that research, we rank last in the industrialised world. It’s time for change, says the Chairman of NAB.

Are we an entrepreneurial nation?
Australian Housing Market Update: May 2018

Australian Housing Market Update: May 2018

16 May 2018

Nationally dwelling values continued their downwards trend last month; the seventh consecutive month on month decline since the national index series peaked in September last year.

Australian Housing Market Update: May 2018
The secrets of successful goal-setting

The secrets of successful goal-setting

20 April 2018

Setting goals can drive business success – but it doesn’t come naturally to many small business owners. Consultant and author Stephen Barnes shares tips on how to get started, how to set effective goals and how to motivate your staff to reach their targets.

The secrets of successful goal-setting
Australian Housing Market Update: April 2018

Australian Housing Market Update: April 2018

16 April 2018

Australian dwelling values held firm in March, with the combined capitals continuing a softening trend, recording a 0.2% fall, while regional markets saw a 0.4% rise in values over the month.

Australian Housing Market Update: April 2018
The Stella Prize: 2018 shortlist announced

The Stella Prize: 2018 shortlist announced

26 March 2018

In a year in which women have united around the world to speak out in favour of women’s rights and equality, NAB is proud to again support the Stella Prize, celebrating female authors and recognising excellence achieved by women in literature.

The Stella Prize: 2018 shortlist announced
Changing the world, one investment at a time

Changing the world, one investment at a time

26 March 2018

Think charitable giving is the only way to make a valuable difference? Think again. You can now use your investments to help effect social and environmental change, with increasing opportunities to back projects that promise to address our world’s most pressing issues.

Changing the world, one investment at a time
Australian Housing Market Update: March 2018

Australian Housing Market Update: March 2018

13 March 2018

Nationally, dwelling values recorded their fifth consecutive monthly decline in February, taking the value of housing 0.8% lower since the market peaked in September last year.

Australian Housing Market Update: March 2018
Australian Housing Market Update: February 2018

Australian Housing Market Update: February 2018

15 February 2018

CoreLogic reported further slippage in dwelling values over the first month of 2018, with national dwelling values recording their second consecutive month on month decline. After dwelling values held firm in October and November, they slipped by a third of a percent in both December and January to be down 0.7% from their peak.

Australian Housing Market Update: February 2018
Webinar: Tips for borrowing to invest successfully

Webinar: Tips for borrowing to invest successfully

16 January 2018

We’re living longer and our kids are experiencing the challenges of establishing themselves in a world of higher house-to-wage ratios. Our over-leveraged governments have responded by cutting back on spending in health, education and social services as well as super tax breaks that encourage us to save. The upshot is, we have to rely on ourselves for a comfortable long-term future.

Webinar: Tips for borrowing to invest successfully
Japan: a trustworthy and valuable trading partner

Japan: a trustworthy and valuable trading partner

16 January 2018

Japan is arguably Australia’s most important Asian ally, and its large market of wealthy consumers is a natural target for Australian businesses selling high-quality goods and services. Here are some tips to help you establish successful business relationships.

Japan: a trustworthy and valuable trading partner
League brings extraordinary women together to build businesses

League brings extraordinary women together to build businesses

16 January 2018

In 2009, Sheryl Thai had just started a business and was like any other fledgling entrepreneur: hard-working, idealistic, passionate. Yet she felt alone. What she did next became the basis of a movement that’s helped thousands of women across Australia find their business voice: the League of Extraordinary Women.

League brings extraordinary women together to build businesses
Portfolio construction tips

Portfolio construction tips

29 November 2017

Chris Black, a portfolio manager from Alexander Funds Management shares his insights on portfolio construction and what tips non institutional investors should and should not mimic from institutional investor portfolios.

Portfolio construction tips
Spotlight on China: Our biggest buyer

Spotlight on China: Our biggest buyer

18 August 2017

As Australia’s most important trading partner, China is one country your business probably shouldn’t ignore. We share tips to help you get started.

Spotlight on China: Our biggest buyer
Riding the infrastructure boom

Riding the infrastructure boom

18 August 2017

After the recent investor jitters triggered by the failure of some Public Private Partnership (PPP) toll roads, it looks like a new wave of infrastructure PPPs, kick-started by Federal and State Government investment, are making a strong comeback.

Riding the infrastructure boom
Michelin dreaming? From New York to London, four not to miss

Michelin dreaming? From New York to London, four not to miss

18 August 2017

Fancy some liquid vinegar encased in frozen vinegar that explodes in the mouth? Or is Bread of the Forest with moss butter more your style? We look at four Michelin-starred restaurants to put on your radar right now for your next trip away.

Michelin dreaming? From New York to London, four not to miss
Investing in a relationship

Investing in a relationship

21 July 2017

NAB Global Investment Desk can ensure you find the right investment proposition – particularly helpful if you don’t even know it exists.

Investing in a relationship
From Coppola to Sting: A-Listers making A-grade wines

From Coppola to Sting: A-Listers making A-grade wines

21 July 2017

Following the nose of savvy A-listers who’ve teamed up with some of the world’s best vintners can see you discovering some stellar wines and sniffing out new takes on classic wine regions. Whether it’s to plan some vineyard hopping or simply order a case, here are some of our favourites.

From Coppola to Sting: A-Listers making A-grade wines
Seven books to unlock your creativity

Seven books to unlock your creativity

26 June 2017

In a changing world, success increasingly comes to those who can devise the most creative solutions to pressing problems. Here we profile seven books to help you reset your thinking, up your flow and tap into your inner creative.

Seven books to unlock your creativity
Turning small tasks into big money

Turning small tasks into big money

19 June 2017

The gruelling task that moving house can be was the inspiration for the online marketplace startup that’s now grown to be a household name and is attracting big investment. Business View spoke to the co-founders of Airtasker, Tim Fung and Jonathan Lui, about their journey.

Turning small tasks into big money
The moment that changed a business. Business leaders tell – Part 1

The moment that changed a business. Business leaders tell – Part 1

17 June 2017

For Oporto founder Antonio Cerqueira, it was finding the right partner. For entrepreneur Anthony Janssen, it was working on his business, not in it. For Girl Geek Academy co-founder and CEO Sarah Moran, it was backing herself. What was the moment that changed them? Three business owners tell.

The moment that changed a business. Business leaders tell – Part 1
Superannuation Reforms – effective 1 July 2017

Superannuation Reforms – effective 1 July 2017

20 April 2017

On 1 July 2017, some of the biggest changes to superannuation in a decade come into effect. Some of the rules and tax concessions available are changing; discover what this means for you and what opportunities you could make the most of before the end of the financial year.

Superannuation Reforms – effective 1 July 2017
Impact investing – mixing profits with purpose

Impact investing – mixing profits with purpose

20 April 2017

Impact investing (sometimes also referred to as mission-related investing) is an investment strategy where an investor proactively makes investments that can generate both financial returns, as well as intentional social or environmental returns for the community.

Impact investing – mixing profits with purpose
Franking credits with less downside risk

Franking credits with less downside risk

18 March 2017

Did you know that not all investors are eligible to claim the franking credits? There are a number of strategies investors may look to utilise to limit their exposure to a fall in the share price of their chosen stock, while remaining eligible to receive the franking credits.

Franking credits with less downside risk
From start-ups to turn-arounds, what is private equity?

From start-ups to turn-arounds, what is private equity?

17 March 2017

Private equity has made headlines in Australia over the past year or two, but for many of the wrong reasons. The demise of Dick Smith Holdings was a high profile collapse that impacted many shareholders and retail customers, and a lot of blame has been pointed at the private equity fund manager who floated the business.

From start-ups to turn-arounds, what is private equity?
Monthly Financial Markets Update: October 2016

Monthly Financial Markets Update: October 2016

24 October 2016

In early September equity markets sold off after a US Federal Reserve official suggested interest rates could be increased at the September Fed meeting. Markets recovered later in the month when interest rates went unchanged.

Monthly Financial Markets Update: October 2016
How will Australians retire?

How will Australians retire?

20 October 2016

As Australia’s population ages and ‘baby boomer’ retirements head toward their zenith in 2025, a discussion on the Retirement Risk Zone, that is the 10 years leading to retirement, is timely.

How will Australians retire?
Monthly Financial Markets Update: August 2016

Monthly Financial Markets Update: August 2016

25 August 2016

The “X factors” that had been dominating negative market views – bad debts in the Italian and Chinese banking system, terrorism, political issues and the rise of anti-globalisation – have given way to a “fear of missing out” rally.

Monthly Financial Markets Update: August 2016
Cash and alternative assets still in favour.

Cash and alternative assets still in favour.

25 August 2016

We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.

Cash and alternative assets still in favour.
Monthly Financial Markets Update – July 2016

Monthly Financial Markets Update – July 2016

29 July 2016

It was a difficult month for equities with an initial sell off in early June, following the release of weak jobs growth figures in the United States and another decline later in the month following the UK’s decision to leave the European Union.

Monthly Financial Markets Update – July 2016
Infrastructure bonds: A missing market for retail investors?

Infrastructure Bonds: A missing market For retail investors?

22 July 2016

This is the sixth in a series of reports prepared by the Australian Centre for Financial Studies for National Australia Bank aimed at explaining the potential role of corporate bonds in retail investor portfolios and promoting growth of the corporate bond market.

Infrastructure bonds: A missing market for retail investors?
Brexit ignites global uncertainty – but it’s not another GFC

Brexit ignites global uncertainty – but it’s not another GFC

29 June 2016

With the Brexit vote we expect markets to push lower over coming weeks until investors feel appropriately compensated for these heightened risks. We see post Global Financial Crisis share market sell-offs as a useful guide for what is likely over coming weeks.

Brexit ignites global uncertainty – but it’s not another GFC
Monthly Financial Markets & Asset Allocation Update: June 2016

Monthly Financial Markets & Asset Allocation Update: June 2016

28 June 2016

Brexit is a significant shift in the geopolitical landscape, with associated uncertainty. Investors will need compensation for this with lower share prices. We believe a 15% global equity sell-off over the next 6-8 weeks is a reasonable base case.

Monthly Financial Markets & Asset Allocation Update: June 2016
Quality investing: What you need to know

Quality investing: What you need to know

28 June 2016

The concept of assessing a company’s quality gained popularity after the collapse of the tech bubble of 2001. Here we explore the quantitative and qualitative measures implemented to determine quality investments.

Quality investing: What you need to know
Monthly Financial Markets Update – May 2016

Monthly Financial Markets Update – May 2016

24 May 2016

In most of the major economies the outlook remains fragile, as a result of political uncertainty and disappointing earnings results. However recovery in equity prices has continued into April, primarily to the bounce in commodity prices and supportive central banks.

Monthly Financial Markets Update – May 2016
How ‘trendy’ is your investment strategy?

How ‘trendy’ is your investment strategy?

22 April 2016

We all want to understand and profit from the latest trends, particularly when it comes to investment opportunities and strategies - but is it worthwhile jumping on the bandwagon? Here we explore the upsides and downsides of investing for or against market trends.

How ‘trendy’ is your investment strategy?
Monthly Financial Markets Update – April 2016

Monthly Financial Markets Update – April 2016

22 April 2016

In our April update, Nick Ryder, JBWere Investment Strategist, highlights that the local equity market faces a number of headwinds from the rise in the AUD, lower commodity prices, higher potential bank capital requirements and profit margin pressures.

Monthly Financial Markets Update – April 2016
Tale of two icons

Tale of two icons

4 April 2016

Gilmore speaks to Private Word about setting up the restaurant, his goals for its future and some of the secrets of his success.

Tale of two icons
Buried treasure

Buried treasure

29 March 2016

Just over 15 years ago a trusty Tasmanian truffle dog named Pickles sniffed out the unmistakable perfume of the first Australian-grown black truffle. Today we are the fourth-largest producer of the luxe fungus labelled “black diamonds” because of the price tag it commands.

Buried treasure
Strategy: investment timing and analysis

Strategy: investment timing and analysis

23 March 2016

Understanding the structure of different investment options is key to choosing what’s right for your objectives and risk profile. Sally Campbell from JBWere, explains the benefits of the main types of product you can include in your portfolio.

Strategy: investment timing and analysis
Monthly Financial Markets Update – March 2016

Monthly Financial Markets Update – March 2016

22 March 2016

In our March update, Nick Ryder, NAB Private Wealth Investment Strategist, talks mixed messages with slumps in developed markets, India and China while the US posted slight improvements and Australia performed reasonably well. Meanwhile, Europe’s inflation entered negative territory.

Monthly Financial Markets Update – March 2016
The dining boom

The dining boom

3 March 2016

With the mining boom at an end, the dining boom has certainly fuelled the Australian agricultural sector. This sector is 5 percent of the Small Ordinaries and has been a source of great returns over the past few years.

The dining boom
The Whisky Isle

The Whisky Isle

2 March 2016

It may traditionally have been known as the Apple Isle, but Australia’s smallest state is earning an ever-growing reputation for its production of fine single malt whisky that’s being hailed as some of the best on the planet.

The Whisky Isle
Property Insight – Housing Update

Property Insight – Housing Update

18 February 2016

The property market is clearly cooling as a result of deterioration in affordability due to higher prices and marginally higher mortgage rates.

Property Insight – Housing Update
Asset Allocation Insight – February 2016

Asset Allocation Insight – February 2016

18 February 2016

In this discussion of alternative investments, Nick Ryder explains that the increased weighting in this asset class is the result of less attractive prices in traditional asset classes.

Asset Allocation Insight – February 2016
Property Insight: Gradual slowing in key metros

Property Insight: Gradual slowing in key metros

21 December 2015

In November we’ve seen small declines in dwelling prices in Sydney and Melbourne with auction clearance rates falling to 60% along with average selling time. Reversing recent trends, prices in other metros rose in November.

Property Insight: Gradual slowing in key metros
Monthly Financial Markets Update – December 2015

Monthly Financial Markets Update – December 2015

21 December 2015

In our December update, Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets rose again in November helped by expectations of further monetary stimulus from the European Central Bank.

Monthly Financial Markets Update – December 2015
Investment Insights: Modest house price growth predicted for 2016

Investment Insights: Modest house price growth predicted for 2016

19 November 2015

Movements in the residential property market affect everyone - whether you’re an investor, an owner occupier, or a renter. After several years of incredibly strong house price growth, primarily in Sydney and Melbourne, there is now heated debate over where prices are likely to move.

Investment Insights: Modest house price growth predicted for 2016
Investment Insight: the heart of the machine

Investment Insight: the heart of the machine

18 November 2015

The growth of the industrial internet phenomenon and its impact on our automated life. We look at how this trend is evolving the structure of companies that manufacture hardware and software technology.

Investment Insight: the heart of the machine
Monthly Financial Markets Update – November 2015

Monthly Financial Markets Update – November 2015

18 November 2015

Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets recorded their strongest rise in four years in October and continue to offer the best prospective returns of any asset class.

Monthly Financial Markets Update – November 2015
Strategy: investment timing and analysis

Strategy: investment timing and analysis

16 November 2015

Sally Campbell from JBWere looks at timing the market given recent volatility and how viewing the data more closely can help you understand what’s really happening below the surface.

Strategy: investment timing and analysis
Monthly Financial Markets Update – September 2015

Monthly Financial Markets Update – September 2015

15 September 2015

Chinese economic data has been weak, causing significant weakness in global equity markets In Australia, second quarter economic growth was lack lustre and there was a surprise fall in retail sales, but other measures of economic activity such as building approvals and employment look good.

Monthly Financial Markets Update – September 2015
Hidden value lies in non-CBD office sector

Hidden value lies in non-CBD office sector

4 September 2015

Diverse opportunities in the non-Central Business District (CBD) office sector mean high net worth investors can invest through pooled/syndicated vehicles or directly. Peter Cashmore, NAB Senior Real Estate Equities Analyst, outlines what investors need to know.

Hidden value lies in non-CBD office sector
The time of my life

The time of my life

28 August 2015

Former shopping centre developer, grazier, entrepreneur and now magazine owner, Peter Howarth, explains how his personal passions drove the success of his enterprises.

The time of my life
Monthly Financial Markets Update – August, 2015

Monthly Financial Markets Update – August, 2015

13 August 2015

Global financial markets recovered in July following the debt deal in Greece and stabilisation of the Chinese stock market. Locally, the news is also good – the unemployment rate appears to have peaked while business conditions and confidence have also picked up.

Monthly Financial Markets Update – August, 2015
Your asset allocation guide – August 2015

Your asset allocation guide – August 2015

11 August 2015

An investment portfolio can be designed based on risk tolerance, age or lifestyle objectives but using historic average returns (of different asset classes) to build that portfolio can be dangerous.

Your asset allocation guide – August 2015
Your asset allocation guide – July

Your asset allocation guide – July

13 July 2015

Ructions in Greece and China are worrisome for investors but are unlikely to have a material impact on markets or on asset allocation recommendations.

Your asset allocation guide – July
Monthly Financial Markets Update – July, 2015

Monthly Financial Markets Update – July, 2015

13 July 2015

Financial markets remain focussed on a Greek exit from the Eurozone, wild gyrations on the Chinese equity market and further hints about a rise in US interest rates. Locally, markets are concerned about falling commodity prices and strong property prices.

Monthly Financial Markets Update – July, 2015
Improving access to the Corporate Bond market for retail investors

Improving access to the Corporate Bond market for retail investors

29 June 2015

NAB joins with the Australian Centre for Financial Studies to launch their report ‘Improving access to the Corporate Bond market for retail investors’ which assesses where the market currently is, the factors affecting its growth, and the impediments to connecting investors and issuers.

Improving access to the Corporate Bond market for retail investors
Monthly Financial Markets Update – June, 2015

Monthly Financial Markets Update – June, 2015

10 June 2015

The US Federal Reserve expects the US unemployment rate will fall to 5% by year end. Locally, the Reserve Bank of Australia is hoping lower interest rates will translate to a lower Australian dollar which would help the non-mining sectors.

Monthly Financial Markets Update – June, 2015
Monthly Financial Markets Update – May, 2015

Monthly Financial Markets Update – May, 2015

11 May 2015

The US economy recorded slower jobs growth in April while GDP growth slowed to a crawl. This means the US Federal Reserve may delay raising interest rates until September. In Australia, jobs growth was higher than expected while core inflation sits comfortably in the middle of the Reserve Bank’s target range.

Monthly Financial Markets Update – May, 2015
Your asset allocation guide – May

Your asset allocation guide – May

11 May 2015

Developed market equities appear expensive compared to average long-term price-to-earnings ratios. However, given relatively subdued earnings growth, many investors argue that they aren’t expensive when compared to current bond yields.

Your asset allocation guide – May
Emerging markets in commercial property

Emerging markets in commercial property

5 May 2015

Self-storage, healthcare and childcare are emerging markets to watch in the commercial property sector, as Peter Cashmore, Senior Real Estate Equities Analyst, NAB reports.

Emerging markets in commercial property
Build it and they will come

Build it and they will come

1 May 2015

Crown Group CEO Iwan Sunito turned a love of drawing and desire to own his own business into a property development empire spanning Australia, Singapore and Indonesia. The group has $3.5 billion of projects in the development pipeline in Australia and Asia. He talks to Anna Fenech.

Build it and they will come
Monthly Financial Markets Update – April 2015

Monthly Financial Markets Update – April 2015

13 April 2015

The US Federal Reserve has given itself the flexibility to raise interest rates from June, responding to record jobs growth. Meanwhile in Australia, consumer and business confidence has eased back in the most recent surveys, despite the recent interest rate cut.

Monthly Financial Markets Update – April 2015
Your asset allocation guide – April 2015

Your asset allocation guide – April 2015

13 April 2015

Knowing when to reduce the proportion of equities in a portfolio and when to increase exposure to other asset classes like property, cash and bonds, can be part science and part art. Valuations, fundamentals and sentiment all play a role.

Your asset allocation guide – April 2015
Your Money, Your Call: Are we in a yield bubble?

Your Money, Your Call: Are we in a yield bubble?

27 March 2015

NAB’s Director of Fixed Income, Mark Todd, is joined by John Pearce from UniSuper and Nick Bishop from Aberdeen to discuss where rates are headed, equities with sustainable dividends, and whether we're in a bond yield bubble.

Your Money, Your Call: Are we in a yield bubble?
Your Money, Your Call: The success of Europe

Your Money, Your Call: The success of Europe

24 March 2015

NAB’s Director of Fixed Income, Mark Todd, speaks with Tano Pelosi from Antares and Matthew Johnson from UBS about inflation and interest rates in Europe, along with the actions of European Central Bank President Mario Draghi.

Your Money, Your Call: The success of Europe
Monthly Financial Markets Update – March, 2015

Monthly Financial Markets Update – March, 2015

12 March 2015

A February interest rate cut and a strong company reporting season buoyed the Australian share market while overseas, resolution of Greek debt negotiations and continuing monetary stimulus, benefited developed global markets.

Monthly Financial Markets Update – March, 2015
Investment Strategy: Back to the future?

Investment Strategy: Back to the future?

11 March 2015

Over recent years, the impressive growth of ETFs has seen somewhat of a reversal back to direct investing with more than 100 ETFs now listed on the ASX, offering investors the opportunity to quickly and easily access global equity, bond, currency and commodity markets.

Investment Strategy: Back to the future?
Your asset allocation guide – March 2015

Your asset allocation guide – March 2015

11 March 2015

With bond yields at or near record lows in many parts of the world, particularly Europe, but with share markets in the United States and Germany hitting fresh record highs, signals are mixed, so it may be time to consider alternative investment opportunities.

Your asset allocation guide – March 2015
Investment Strategy: Learning from past mistakes

Investment Strategy: Learning from past mistakes

10 February 2015

Long-term US research shows investors are frequently driven by fear and greed in their decisions - for example, selling out in weak markets. However, more recent findings show the average investor has learned from some past mistakes.

Investment Strategy: Learning from past mistakes
Your asset allocation guide – February 2015

Your asset allocation guide – February 2015

10 February 2015

2014 was another strong year for international shares, with only part of the gains for Australian investors attributed to a weaker AUD. However, with the prospect of Australian interest rates falling further, investors’ future income from currency hedging is unlikely to be as high.

Your asset allocation guide – February 2015
Monthly Financial Markets Update – February 2015

Monthly Financial Markets Update – February 2015

10 February 2015

Global equity prices in developed markets lost 0.5% in January, with strong gains in Europe offset by weakness in the United States. Australian shares rose 3.3% while the Australian dollar fell four cents to US$0.78, against a strengthening US Dollar.

Monthly Financial Markets Update – February 2015
Your asset allocation guide – December 2014

Your asset allocation guide – December 2014

16 December 2014

Overall, global equity markets are in a sweet spot. China, Japan and Eurozone Central Banks are looking at ways to maintain economic growth, while the United States has completed its quantitative easing and is looking at the appropriate time to raise official interest rates.

Your asset allocation guide – December 2014
Monthly Financial Markets Update – December 2014

Monthly Financial Markets Update – December 2014

16 December 2014

Global equity markets extended the October sharp rally through November, while gains were broadly based in Europe, Japan and the United States. Locally, fourth quarter data continues to show improvement in business credit and capital investment from non-mining sectors.

Monthly Financial Markets Update – December 2014
Investor Education: How to better understand economic indicators

Investor Education: How to better understand economic indicators

12 November 2014

While one economic indicator is a statistic about economic activity, a range of economic indicators paint a picture of how the Australian economy is performing. They can also influence interest rates, exchange rates, commodity and stock market prices. Nick Ryder explains them in detail.

Investor Education: How to better understand economic indicators
Your asset allocation guide – November 2014

Your asset allocation guide – November 2014

12 November 2014

While equity valuation measures imply US shares are about 60% overvalued versus long-term averages, returns could be as low at 0.2% per annum if valuations return to long-term averages. Therefore, as Nick Ryder explains, there’s a need to find additional sources of portfolio returns.

Your asset allocation guide – November 2014
Monthly Financial Markets Update – November, 2014

Monthly Financial Markets Update – November, 2014

12 November 2014

Global equity markets staged a sharp turnaround in October. It was led by the US where their Federal Reserve reassured markets that interest rate rises remain data dependent. Meanwhile, there was additional modest improvement seen in Australian business and consumer confidence.

Monthly Financial Markets Update – November, 2014
Monthly Financial Markets Update – October 2014

Monthly Financial Markets Update – October 2014

13 October 2014

While the US economy remains robust, Australian shares fell 5.4% as markets digested falling commodity prices, a weaker Aussie dollar and the possible introduction of policy brakes on housing credit, as James Wright, JBWere Chief Investment Officer reports.

Monthly Financial Markets Update – October 2014
Investment Strategy: How to choose a managed fund

Investment Strategy: How to choose a managed fund

13 October 2014

Managed funds offer an attractive way for investors to obtain exposure to an asset class that would be very difficult to access directly or in a diversified form. But how do you select one from the thousands on offer? Nick Ryder, NAB Private Wealth Investment Strategist, investigates.

Investment Strategy: How to choose a managed fund
Your asset allocation guide – October 2014

Your asset allocation guide – October 2014

13 October 2014

With the large fall in the Australian Dollar over the past month, we’re reminded that currencies are good “shock absorbers” in financial markets and the economy. We share some suggestions for how best to manage your portfolio in this changing environment.

Your asset allocation guide – October 2014
Smart structuring for philanthropic giving

Smart structuring for philanthropic giving

17 September 2014

Since 2000, changes have been made to how philanthropic efforts are treated by the Australian tax system – offering smarter ways for donors to arrange their giving to benefit them and future generations. JBWere Consultant, John McLeod discusses how to structure your philanthropic giving.

Smart structuring for philanthropic giving
Monthly Financial Markets Update – September 2014

Monthly Financial Markets Update – September 2014

12 September 2014

With better US economic data, global markets were stronger in August. Locally, as James Wright, JBWere Chief Investment Officer explains, company reporting season was positive and stocks rewarded for delivering solid earnings, yields or capital management.

Monthly Financial Markets Update – September 2014
Investment Strategy: Objective based investment strategies

Investment Strategy: Objective based investment strategies

10 September 2014

People invest so they can have more money in the future than they have today. However, they have different objectives which generally fall into three categories: preserve capital; generate income and grow capital, as Nick Ryder, NAB Private Wealth Investment Strategist reports.

Investment Strategy: Objective based investment strategies
Your asset allocation guide – September 2014

Your asset allocation guide – September 2014

10 September 2014

There are options to consider when allocating property to your portfolio. NAB Private Wealth aligns its views with those of institutional investors and favours core unlisted commercial property, with low to moderate gearing, rather than listed property securities or residential property.

Your asset allocation guide – September 2014
Your Money, Your Call: Are you a disengaged investor?

Your Money, Your Call: Are you a disengaged investor?

20 August 2014

NAB’s Director of Fixed Income, Mark Todd, chats with Mercer's Sue Wang and the National Party's Kevin Hogan about disengaged investors - people who are uninterested in closely monitoring their superannuation - and the importance of more simple and transparent products for these people.

Your Money, Your Call: Are you a disengaged investor?
Monthly Financial Markets Update – August 2014

Monthly Financial Markets Update – August 2014

14 August 2014

Despite US equity markets posting fresh records in July, a late, large fall saw equity markets finish lower. While valuations are stretched, JBWere Chief Investment Officer, James Wright, reports that the US economic recovery should support current earnings forecasts.

Monthly Financial Markets Update – August 2014
Your asset allocation guide – August 2014

Your asset allocation guide – August 2014

13 August 2014

After deciding that US equity market valuations are over-stretched, we’ve changed our asset allocation recommendations. In particular, we’ve decreased our exposure to international shares from over-weight to neutral and increased our cash weighting from neutral to overweight.

Your asset allocation guide – August 2014
Investment Strategy: Understanding equity income funds

Investment Strategy: Understanding equity income funds

13 August 2014

Equity income funds are those which aim to generate income from investing in shares. But as NAB Private Wealth Investment Strategist, Nick Ryder reports, the issue is whether investors should care whether they get profits through dividends or capital gains.

Investment Strategy: Understanding equity income funds
Your asset allocation guide – July 2014

Your asset allocation guide – July 2014

24 July 2014

Even though equity prices are high compared to historical levels, we believe equity valuations are not excessive, so equities are still attractive compared to other asset classes. We provide insights on our favoured asset classes and how best to position your portfolio.

Your asset allocation guide – July 2014
Monthly Financial Markets Update – July 2014

Monthly Financial Markets Update – July 2014

24 July 2014

The US equity market posted fresh highs in June, but price support remains good globally and locally, says James Wright, Chief Investment Officer, JBWere. Read more for currency and property news from the NAB FX Strategy team and Nick Ryder, NAB Private Wealth Investment Strategist.