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A changing landscape

A changing landscape

14 March 2024

Download the latest NAB Regional and Agribusiness Horizons Report for data-led insights on the state of play in regional and rural Australia.

A changing landscape

Insight

Insights, Trends & Case Studies

Ana Marinkovic – Making the most of holiday trading

Ana Marinkovic – Making the most of holiday trading

29 November 2023

The holiday season shopping flurry can offer some small businesses the opportunity to prosper… and others a time to take stock for the new year. Both call for careful preparation – particularly in the current environment. NAB Executive Small Business Ana Marinkovic shares her top tips.

Ana Marinkovic – Making the most of holiday trading

Article

Ana Marinkovic: Why it pays to go green

Ana Marinkovic: Why it pays to go green

24 October 2023

Understandably, the last thing small businesses need is another overhead. But what if it saved you money in the long term – a lot of money? NAB Executive Small Business Ana Marinkovic explains the financial upside of reduced carbon emissions.

Ana Marinkovic: Why it pays to go green

Article

Fired up for success

Fired up for success

31 May 2023

Hospitality business founders Bill Drakopoulos and Dave Henderson shared their experiences over a meal for NAB’s Business Founders Talk series. Hear what they had to say about the passion and drive required to build up their respective businesses.

Fired up for success

Insight

Ana Marinkovic: Make your cash flow

Ana Marinkovic: Make your cash flow

20 May 2023

Cash flow management is a perennial issue for small businesses. But right now the stakes are even higher. NAB Executive Small Business Ana Marinkovic shares her key insights into ways to manage your cash flow.

Ana Marinkovic: Make your cash flow

Article

MT: UK and Europe move from bad to worse, RBA today

MT: UK and Europe move from bad to worse, RBA today

6 September 2022

Eurozone bonds yields and stocks falling on the latest jump in energy prices – both oil and gas – following confirmation the NordSteeam1 gas pipeline will remain shut while Russian sanctions are in place.

MT: UK and Europe move from bad to worse, RBA today
Markets Today: Putin ends Goldilocks moment

Markets Today: Putin ends Goldilocks moment

5 September 2022

A goldilocks payrolls report failed to support risk assets on Friday, with equities and the USD quickly reversing on news that Russia was not restarting gas flows through the Nord Stream pipeline

Markets Today: Putin ends Goldilocks moment
Property Insights Webinar

Property Insights Webinar

15 February 2022

Peter Loukas, Property Executive NAB presents his insights on the residential property survey.

Property Insights Webinar

Webinar

Australian housing market update: November 2021

Australian housing market update: November 2021

4 November 2021

Australian housing values rose 1.5% last month, a similar result to August and September. However, the trend shows the market is continuing to slowly lose momentum since moving through a peak monthly rate of growth in March 2021, when values were up 2.8%.

Australian housing market update: November 2021

Insight

NAB Cyber Security Insights Webinar

NAB Cyber Security Insights Webinar

27 October 2021

Cybercriminals are targeting Australian businesses at unprecedented rates, and a strong cyber security program has never been more important.

NAB Cyber Security Insights Webinar

Webinar

Australian housing market update: October 2021

Australian housing market update: October 2021

11 October 2021

Australian housing values rose 17.6% higher over the first nine months of the year and 20.3% higher over the past 12 months. The annual growth rate is now tracking at the fastest pace since the year ending June 1989.

Australian housing market update: October 2021

Insight

Digital marketing strategy: how to get it right

Digital marketing strategy: how to get it right

18 June 2021

It’s do or die when it comes to connecting digitally with today’s consumers. With a recent report revealing many in professional services lack a clear digital marketing strategy, we look at what it takes to succeed.

Digital marketing strategy: how to get it right

Article

Why small changes could be the start of something big

Why small changes could be the start of something big

11 February 2021

A strategy known as business process improvement – or BPI – could help deliver rapid benefits to your operations. Bill Lang, of Small Business Australia, discusses ways to put it into practice. 

Why small changes could be the start of something big

Article

Technology Fast 50 2020

Technology Fast 50 2020

1 September 2020

Calling today’s tech leaders and future disruptors. Nominations are now open for the Deloitte Technology Fast 50.

Technology Fast 50 2020
Australian housing market update: August 2020

Australian housing market update: August 2020

10 August 2020

Record low interest rates, government support and loan repayment holidays for distressed borrowers have helped to insulate the housing market from a more significant downturn.

Australian housing market update: August 2020

Insight

Born for success? Find out what sets entrepreneurs apart

Born for success? Find out what sets entrepreneurs apart

25 November 2019

Have you got the entrepreneurial gene? We examine the psychology of business success with Geoff Rohrsheim, who’s built and sold a series of companies, and Andreas Rauch, Professor of Entrepreneurship at The University of Sydney Business School.

Born for success? Find out what sets entrepreneurs apart
State Economic Handbook: April 2019

State Economic Handbook: April 2019

18 April 2019

Deterioration in conditions in most states, with current momentum negative. Household sector weakness evident, investment still ok (outside mining), while agri. facing easing prices and needs rain. Housing sector downturn, population growth centred on the eastern states, agricultural prices easing.

State Economic Handbook: April 2019
Accounting for the future – a new model for success?

Accounting for the future – a new model for success?

5 April 2019

Technology is changing the way accounting professionals work and the relationship they have with their clients. Cloud accounting business specialist Lielette Calleja shares the secrets of her own success and suggests ways to make the most of continuing transformation.

Accounting for the future – a new model for success?
Changing the funding game

Changing the funding game

27 February 2019

Growth capital is more important than ever. But while we’re seeing new and innovative forms of funding stepping up to meet this need, it’s clear small and medium-sized businesses must step up too.

Changing the funding game
Advice that changed my life

Advice that changed my life

5 December 2018

Good advice that you just have to take... six entrepreneurs share the words of wisdom that helped them turn their ideas into thriving businesses.

Advice that changed my life
NAB SME Business Survey: Quarter 3 2018

NAB SME Business Survey: Quarter 3 2018

25 October 2018

Small and Medium Enterprise (SME) business conditions edged lower in Q3 2018 to +11, while SME business confidence fell to +2pts. While conditions have eased over the past two quarters, they remain well above average, though confidence has declined to below average levels.

NAB SME Business Survey: Quarter 3 2018
NAB Monthly Business Survey: August 2018

NAB Monthly Business Survey: August 2018

11 September 2018

The business conditions index rose by 2pts to +15 index points in August, recovering some of the ground lost in recent months. Business confidence fell 3pts to +4 index points and is now below average.

NAB Monthly Business Survey: August 2018
NAB Customer Spending Behaviours: Q2 2018

NAB Customer Spending Behaviours: Q2 2018

30 August 2018

Total NAB customer spending grew 5.6% y/y in Q2 2018, down from 6.8% in the previous quarter and 3.9% in the same quarter a year ago. It grew faster in metropolitan (6.5%) than regional (5.1%) areas.

NAB Customer Spending Behaviours: Q2 2018
Why I do what I do

Why I do what I do

24 August 2018

Passion, history, ambition. There can be many reasons business owners follow their dream. We asked five company heads to explain their ‘why’.

Why I do what I do
NAB Consumer Behaviour Survey Q2 2018

NAB Consumer Behaviour Survey Q2 2018

23 August 2018

Consumer anxiety up steeply in Q2. Overall spending tightens as concerns about the economy and our household financial positions grow. Spending on utilities a key expense, and growing.

NAB Consumer Behaviour Survey Q2 2018
NAB Monthly Business Survey: July 2018

NAB Monthly Business Survey: July 2018

14 August 2018

The business conditions index fell by 2pts to +12 index points in July, continuing its run of declines since April. Business confidence ticked up 1pt to +7 index points, an around average level.

NAB Monthly Business Survey: July 2018
NAB Monthly Business Survey: June 2018

NAB Monthly Business Survey: June 2018

10 July 2018

The business conditions index ticked up by 1pt to +15 index points in June, after easing in the previous month. The business confidence edged down 1pts to +6 index points, to be around its long-run average level.

NAB Monthly Business Survey: June 2018
Reimagining work in rural Australia

Reimagining work in rural Australia

5 July 2018

Thanks to social media, more people are pursuing the job they want, where they want it. Those who prefer country living no longer have to wonder why they’re going to work in the city each day simply to pursue a dream career – as this rural film-maker recently discovered.

Reimagining work in rural Australia
Get the community on side – sponsor a local team

Get the community on side – sponsor a local team

5 July 2018

Helping out a local sports team with sponsorship can build strong relationships with potential customers – pharmacist Silvana Gittani bet her marketing budget on it. Her success proves how many business, regardless of size, can use strategic marketing to engage with their community and forge lasting business ties.

Get the community on side – sponsor a local team
NAB Online Retail Sales Index: May 2018

NAB Online Retail Sales Index: May 2018

3 July 2018

NAB Online Retail Sales Index (NORSI) slowed slightly in May (+1.2% mom s.a.) from stronger growth in April (1.6%). 12 months to growth was also slower in May, with sales up 17.2% compared to April’s 12 month to growth of 18.4%. While slowing, trend online retail sales is still much stronger compared to the same period a year ago.

NAB Online Retail Sales Index: May 2018
NAB Monthly Business Survey: May 2018

NAB Monthly Business Survey: May 2018

12 June 2018

The business conditions index decreased by 6pts to +15 index points, easing back from the historical highs seen in April. The business confidence index fell by 5pts to +6 index points, to be around its long-run average level.

NAB Monthly Business Survey: May 2018
Are we an entrepreneurial nation?

Are we an entrepreneurial nation?

30 May 2018

Australia is a high performer in academic research – yet when it comes to commercialising that research, we rank last in the industrialised world. It’s time for change, says the Chairman of NAB.

Are we an entrepreneurial nation?
Using trade finance to grow

Using trade finance to grow

24 May 2018

Do you own a small business that’s selling overseas or importing products and equipment into Australia? Trade finance can help you make the most of opportunities without tying up your valuable working capital.

Using trade finance to grow
24 Hours with Elissa Renouf

24 Hours with Elissa Renouf

20 May 2018

Rising to the challenge of parenting four children with Type 1 diabetes prompted Elissa Renouf to found Diabete-ezy, a rapidly expanding business whose products help other sufferers manage the condition. We spend a day with her in export and expansion mode.

24 Hours with Elissa Renouf
Australian Housing Market Update: May 2018

Australian Housing Market Update: May 2018

16 May 2018

Nationally dwelling values continued their downwards trend last month; the seventh consecutive month on month decline since the national index series peaked in September last year.

Australian Housing Market Update: May 2018
Spikes in demand: preparing

Spikes in demand: preparing

10 May 2018

A big order could completely transform your business but there’s a limit to how much anyone (or any small business) can handle. BDO partner Dr Mark Pizzacalla and Total Image Group CEO Pamela Jabbour discuss preparation, parameters and being strong enough to say ‘no’.

Spikes in demand: preparing
Alipay has landed

Alipay has landed

7 May 2018

With 1.2 million visitors injecting $10 billion into the Australian economy each year, and almost one third of our international students now coming from China, Chinese custom is big business. Alibaba Australia’s MD explains Alipay.

Alipay has landed
NAB Customer Spending Behaviours: Q4 2017

NAB Customer Spending Behaviours: Q4 2017

4 May 2018

Total NAB customer spending accelerated to 5.0% y/y in Q4 2017, from 3.0% y/y in the previous quarter with spending growth up across all metropolitan and regional areas.

NAB Customer Spending Behaviours: Q4 2017
Five ways to grow locally

Five ways to grow locally

3 May 2018

Heading overseas isn’t the only way to grow your business. Here are five ways to consider pumping up your revenue on home ground.

Five ways to grow locally
Essential tips for hiring staff

Essential tips for hiring staff

3 May 2018

Do you own an expanding small business? Here are some tips to get more talent on board without sending your direct costs soaring.

Essential tips for hiring staff
NAB Quarterly Consumer Behaviour Survey Q1 2018

NAB Quarterly Consumer Behaviour Survey Q1 2018

26 April 2018

Insights into the mindset of Australian consumers – anxieties around future spending and savings plans, household finances, the economy, financial concerns & how these are impacting spending behaviours and levels of financial hardship.

NAB Quarterly Consumer Behaviour Survey Q1 2018
Pathways to Building Australia’s Entrepreneurs

Pathways to Building Australia’s Entrepreneurs

20 April 2018

Our small and medium businesses are critical to Australia’s prosperity, so it is important that we put in place the right settings that enable our entrepreneurs to have the greatest chance of success.

Pathways to Building Australia’s Entrepreneurs
The secrets of successful goal-setting

The secrets of successful goal-setting

20 April 2018

Setting goals can drive business success – but it doesn’t come naturally to many small business owners. Consultant and author Stephen Barnes shares tips on how to get started, how to set effective goals and how to motivate your staff to reach their targets.

The secrets of successful goal-setting
Australian Housing Market Update: April 2018

Australian Housing Market Update: April 2018

16 April 2018

Australian dwelling values held firm in March, with the combined capitals continuing a softening trend, recording a 0.2% fall, while regional markets saw a 0.4% rise in values over the month.

Australian Housing Market Update: April 2018
Taking dermatology out of town

Taking dermatology out of town

22 March 2018

Online dermatology consults for rural Australians… how a ground-breaking new Teledermatologist platform is delivering specialist care to rural and remote patients.

Taking dermatology out of town
NAB Monthly Business Survey: February 2018

NAB Monthly Business Survey: February 2018

13 March 2018

The business conditions index moved 3pts higher to +21 index points. This is a record high since the monthly survey commenced in March 1997, although the same measure in NAB’s quarterly survey reached this level in 1994.

NAB Monthly Business Survey: February 2018
Australian Housing Market Update: March 2018

Australian Housing Market Update: March 2018

13 March 2018

Nationally, dwelling values recorded their fifth consecutive monthly decline in February, taking the value of housing 0.8% lower since the market peaked in September last year.

Australian Housing Market Update: March 2018
Sustainable business changes the face of remote communities

Sustainable business changes the face of remote communities

6 March 2018

The award-winning Arnhem Land Progress Aboriginal Corporation has created jobs in some of Australia’s most isolated communities. CEO Alastair King explains how ALPA is creating the jobs that are key to building successful communities in remote locations.

Sustainable business changes the face of remote communities
What do SMEs really think about their accountants?

What do SMEs really think about their accountants?

26 February 2018

Accountants should be reassured that most SMEs view them as trustworthy. Yet, at the same time, they may wish to reconsider how they can better help their business clients. NAB’s inaugural Australian Accounting Industry Survey offers telling insights into what accountants are doing well – and where they could better respond to what their customers need and value.

What do SMEs really think about their accountants?
Australian Housing Market Update: February 2018

Australian Housing Market Update: February 2018

15 February 2018

CoreLogic reported further slippage in dwelling values over the first month of 2018, with national dwelling values recording their second consecutive month on month decline. After dwelling values held firm in October and November, they slipped by a third of a percent in both December and January to be down 0.7% from their peak.

Australian Housing Market Update: February 2018
NAB Quarterly Business Survey: December Quarter 2017

NAB Quarterly Business Survey: December Quarter 2017

8 February 2018

The quarterly NAB Business Survey gives a more in-depth probe into the conditions facing Australian business than the monthly survey, and also provides extra information about how firms perceive the outlook for their respective industries.

NAB Quarterly Business Survey: December Quarter 2017
NAB Quarterly Consumer Behaviour Survey: Q4 2017

NAB Quarterly Consumer Behaviour Survey: Q4 2017

7 February 2018

NAB’s Consumer Anxiety Index* was basically unchanged in Q4 2017 at near survey lows with job security causing Australians the least stress, consistent with a strongly improving labour market.

NAB Quarterly Consumer Behaviour Survey: Q4 2017
Japan: a trustworthy and valuable trading partner

Japan: a trustworthy and valuable trading partner

16 January 2018

Japan is arguably Australia’s most important Asian ally, and its large market of wealthy consumers is a natural target for Australian businesses selling high-quality goods and services. Here are some tips to help you establish successful business relationships.

Japan: a trustworthy and valuable trading partner
League brings extraordinary women together to build businesses

League brings extraordinary women together to build businesses

16 January 2018

In 2009, Sheryl Thai had just started a business and was like any other fledgling entrepreneur: hard-working, idealistic, passionate. Yet she felt alone. What she did next became the basis of a movement that’s helped thousands of women across Australia find their business voice: the League of Extraordinary Women.

League brings extraordinary women together to build businesses
Australia’s rising tide of craft beer

Australia’s rising tide of craft beer

11 December 2017

The craft beer industry has exploded in Australia. Four brewers explain what’s driving demand, where the sector is headed and what others entering the industry might consider.

Australia’s rising tide of craft beer
Small town, big potential: City folks’ tree change

Small town, big potential: City folks’ tree change

14 November 2017

Moving to a regional town might seem a career-limiting step but for entrepreneurial Australians with an eye for untapped market opportunities the opposite can apply. Business View meets two former city-slickers achieving success in country Australia.

Small town, big potential: City folks’ tree change
Don’t let your business data be held to ransom

Don’t let your business data be held to ransom

23 October 2017

Threats like the recent global WannaCry and Petya ransomware attacks are a good reminder of why it’s important to ensure your business data is safe, by confirming your computer’s security updates and patches are up to date, and backing-up your business data regularly.

Don’t let your business data be held to ransom
State Economic Handbook: October 2017

State Economic Handbook: October 2017

17 October 2017

Economic growth in most states is expected to strengthen somewhat in 2017-18 before moderating a little in 2018-19 as dwelling investment and LNG exports peak.

State Economic Handbook: October 2017
NAB Quarterly Australian Residential Property Survey Q3 2017

NAB Quarterly Australian Residential Property Survey Q3 2017

13 October 2017

Australian housing market sentiment lifted over the third quarter of 2017, supported mainly by a large increase in the number of property experts reporting positive rental growth in the quarter and continued house price growth in most states.

NAB Quarterly Australian Residential Property Survey Q3 2017
Sunny Queen sells happiness in an eggshell

Sunny Queen sells happiness in an eggshell

13 October 2017

It’s not just nutritional benefits and old-fashioned happiness behind the Sunny Queen egg story – the company’s embrace of digital marketing includes giving an egg its very own blog. The strategy is working.

Sunny Queen sells happiness in an eggshell
Six pack: Barossa winemakers find strength in numbers

Six pack: Barossa winemakers find strength in numbers

10 October 2017

Artisans of Barossa, a collaboration of six winemaker mates, was born following a business growth decision to band together under the one umbrella brand. The result has been a host of benefits for both the individual business owners and their beloved wine region.

Six pack: Barossa winemakers find strength in numbers
NAB Consumer Behaviour Survey: Q2 2017

NAB Consumer Behaviour Survey: Q2 2017

27 September 2017

Insights into the mindset of Australian consumers – their anxieties around future spending and savings plans, what drives these concerns and how they are impacting actual spending behaviours and financial hardship.

NAB Consumer Behaviour Survey: Q2 2017
Industry leader on how professional services firms must change

Industry leader on how professional services firms must change

22 September 2017

Traditional law and accounting firms need to take a hard look at their business models and ways of pricing, or they risk getting left behind. The man who brought the term NewLaw to the world and has researched and written extensively on the subject gives five pieces of advice.

Industry leader on how professional services firms must change
NAB Labs Innovation Index 2017

NAB Labs Innovation Index 2017

20 September 2017

Australia’s next phase of growth must be defined by ideas, creativity and execution. Our future lies in our ability to foster a culture of innovation. But how do we measure innovation across all sizes and types of business?

NAB Labs Innovation Index 2017
Pets are big business

Pets are big business

15 September 2017

At last count, the Australian pet industry was estimated at $8 billion. Business View looks at the changing nature of pet ownership and talks to three businesses tapping into the trend.

Pets are big business
From crisis to culinary success: the story of Meredith Dairy

From crisis to culinary success: the story of Meredith Dairy

20 August 2017

When the Australian Government removed price reserve guarantees on wool in 1991, the resulting price collapse meant long-standing beef, lamb and wool producers Julie and Sandy Cameron had to either innovate or accept that their business would perish.

From crisis to culinary success: the story of Meredith Dairy
Going bush with the sharing economy

Going bush with the sharing economy

20 August 2017

A sharing platform for agricultural equipment could see Aussie farmers spending less on machinery and earning a sideline income hiring out gear which would otherwise sit idle in the shed. Agri View reports.

Going bush with the sharing economy
Digital expense claims no longer a daydream for mid-market

Digital expense claims no longer a daydream for mid-market

8 August 2017

Cutting the amount of time workers spend on administrative tasks can mean big benefits for a business’ bottom line. Yet for SMEs, honing processes like expense claims often have to take a back seat to building the business. Or do they?

Digital expense claims no longer a daydream for mid-market
Aussie small businesses set to expand

Aussie small businesses set to expand

17 July 2017

While almost half of SMEs are set to expand in the coming years, they’re feeling the pressure of competition, according to a new report released by NAB.

Aussie small businesses set to expand
NAB Monthly Business Survey: June 2017

NAB Monthly Business Survey: June 2017

11 July 2017

Business conditions hit another multi-year high, with most industries performing well. Stronger trading conditions (sales) and profitability drove the improvement, while employment conditions were steady.

NAB Monthly Business Survey: June 2017
From MasterChef to meal-kit king: How HelloFresh is shaking up food delivery

From MasterChef to meal-kit king: How HelloFresh is shaking up food delivery

5 July 2017

HelloFresh doesn’t just deliver food, its very ethos is about bringing people together to cook and eat. So when the global franchise was looking to set up in Australia, management needed a particular set of skills to run the ship. Tom Rutledge, business graduate and former MasterChef contestant, was just the man for the job.

From MasterChef to meal-kit king: How HelloFresh is shaking up food delivery
Turning small tasks into big money

Turning small tasks into big money

19 June 2017

The gruelling task that moving house can be was the inspiration for the online marketplace startup that’s now grown to be a household name and is attracting big investment. Business View spoke to the co-founders of Airtasker, Tim Fung and Jonathan Lui, about their journey.

Turning small tasks into big money
The moment that changed a business. Business leaders tell – Part 1

The moment that changed a business. Business leaders tell – Part 1

17 June 2017

For Oporto founder Antonio Cerqueira, it was finding the right partner. For entrepreneur Anthony Janssen, it was working on his business, not in it. For Girl Geek Academy co-founder and CEO Sarah Moran, it was backing herself. What was the moment that changed them? Three business owners tell.

The moment that changed a business. Business leaders tell – Part 1
Financial Anxiety Survey: Q1 2017

Financial Anxiety Survey: Q1 2017

15 June 2017

Financial anxiety eases but 4 in 10 consumers still experienced some form of financial hardship in the last 3 months. Financial anxiety continues to be a bigger issue for young people (particularly women) and low income earners.

Financial Anxiety Survey: Q1 2017
At your service

At your service

14 June 2017

As Australia embraces digital, the business services sector is booming. Nimble and tech-savvy service providers are helping businesses reach their customers by bridging the gaps.

At your service
NAB Customer Spending Behaviours: Q1 2017

NAB Customer Spending Behaviours: Q1 2017

31 May 2017

New data released by NAB today shows that spending on consumption-based goods and services by NAB customers slowed to 2.0% over the year to Q1 2017, from 3.1% over the year to Q4 2016.

NAB Customer Spending Behaviours: Q1 2017
NAB Consumer Behaviour Survey: Q1 2017

NAB Consumer Behaviour Survey: Q1 2017

24 May 2017

NAB’s Consumer Anxiety Index - which measures concerns about future spending and savings arising from job security, health, retirement, cost of living and government polices - fell to a survey low 55.9 points in Q1 2017 (58.7 in Q4 2016).

NAB Consumer Behaviour Survey: Q1 2017
Taking finger limes to the world

Taking finger limes to the world

15 May 2017

Remember the Chinese gooseberry? Not so much. Not until it turned into the kiwifruit and began turning up in fruit salads everywhere. Meet the man introducing ancient Australian bush tucker to global foodies as ‘lime caviar’.

Taking finger limes to the world
Corporate volunteering? Doing well by doing good

Corporate volunteering? Doing well by doing good

11 May 2017

Corporate social responsibility sounds like an excellent idea but in practice it often goes straight into the too-hard basket. Here’s how taking your staff away from the daily grind can save your business in all the ways that matter.

Corporate volunteering? Doing well by doing good
NAB Monthly Business Survey: April 2017

NAB Monthly Business Survey: April 2017

8 May 2017

The NAB Monthly Business Survey posted another strong result in April, with both business conditions and confidence improving – pointing to ongoing strength in business activity in the near-term.

NAB Monthly Business Survey: April 2017
Fast moving Fastucas

Fast moving Fastucas

5 May 2017

Hard work and hustle have helped Melbourne cousins Ross and David Fastuca secure a string of corporate customers and win multi-million dollar backing for Travelport Locomote, their travel platform.

Fast moving Fastucas
NAB Australian Wellbeing Index: Q4 2016

NAB Australian Wellbeing Index: Q4 2016

26 April 2017

Australians remain highly anxious. While having more money might solve some of our concerns, it would do little to solve some of the biggest detractors of wellbeing. But, it could help close the “wellbeing gap” between high and low income earners.

NAB Australian Wellbeing Index: Q4 2016
Take the pressure down

Take the pressure down

18 April 2017

Leanne Faulkner was riding a wave of success building a fast-growing start-up until the business slowed and the stress took its toll on her health. Now she’s helping others learn how to cope with the pressure.

Take the pressure down
Reinventing the 200-year-old ballet shoe

Reinventing the 200-year-old ballet shoe

3 April 2017

The ballet shoe has remained relatively unchanged for centuries – since it went from having a heel to being a flat. Enter former ballet dancer Tim Heathcote who is taking on the establishment to revolutionise its design once more.

Reinventing the 200-year-old ballet shoe
Free trade agreements and what they mean for your business

Free trade agreements and what they mean for your business

15 February 2017

As an exporter, you’ll want to take advantage of any reduced costs that come your way. Free trade agreements (FTAs) do just that – and will make certain markets more attractive than others because of the greater opportunities for your business.

Free trade agreements and what they mean for your business
NAB Monthly Business Survey: January 2017

NAB Monthly Business Survey: January 2017

14 February 2017

The strength witnessed in last month’s NAB Monthly Business Survey continued into January, with both business conditions and confidence jumping to much higher levels.

NAB Monthly Business Survey: January 2017
Daring to break with the past

Daring to break with the past

16 January 2017

In 2015, Ian Pratt led major changes to his family company, South Haven Group. He discusses its new branding, the decision to establish an independent board – and the all-importance of culture.

Daring to break with the past
Markets Today: Lovin’ You (Donald)

Markets Today: Lovin’ You (Donald)

11 January 2017

US small business owners tend to be Republican, and those who are member of the National Federation of Independent Businesses (NFIB) overwhelmingly so. Thus optimism among NFIB members surged to its highest level since 2004 in December and with the monthly increase, from 98.4 to 105.8, the largest since 1980.

Markets Today: Lovin’ You (Donald)
Business leaders help each other excel

Business leaders help each other excel

8 December 2016

Business leaders can feel isolated with nowhere to turn for advice or support – which is what inspired Jason Tunbridge to co-found the Leadership Think Tank. He and three members discuss the benefits of speaking out.

Business leaders help each other excel
Chooks run the farm in Caravan Egg business

Chooks run the farm in Caravan Egg business

22 November 2016

With an eye to adding more diversity to their beef, lamb and cropping operation, the Warner family hatched a plan to use their 1,700-hectare property to house a true free range egg enterprise. Caravan Eggs is the fast-growing result.

Chooks run the farm in Caravan Egg business
NAB Quarterly Business Survey: September 2016

NAB Quarterly Business Survey: September 2016

20 October 2016

The quarterly iteration of the NAB Business Survey provides additional valuable insight into Australian business than the regular NAB Monthly Business Survey. This publication offers a more in-depth probe into the conditions facing Australian business.

NAB Quarterly Business Survey: September 2016
The forward view – Australia: September 2016

The forward view – Australia: September 2016

15 September 2016

How one assesses Australia’s economic performance at present depends in large part on which industry / geography one looks at and whether the benchmark is in real or nominal terms.

The forward view – Australia: September 2016
NAB Monthly Business Survey: August 2016

NAB Monthly Business Survey: August 2016

13 September 2016

The results from this month’s survey remain broadly consistent with our prior view of the economy and the near-term outlook. It points to a patchy, but sustained, improvement in the non-mining economy, with the major services sectors and construction leading the way.

NAB Monthly Business Survey: August 2016
Dressed for business success

Dressed for business success

8 September 2016

Listening to their customers’ needs and responding has helped husband and wife team Anoop and Fiona Anchal build a successful business specialising in custom-made corporate uniforms.

Dressed for business success
The entrepreneurial spirit

The entrepreneurial spirit

2 September 2016

What makes a successful entrepreneur? We asked a selection of recently interviewed business owners.

The entrepreneurial spirit
NAB Monthly Business Survey:  July 2016

NAB Monthly Business Survey: July 2016

9 August 2016

Business sentiment has shown great resilience to external shocks in the July NAB Monthly Business Survey, with firms choosing to remain focussed on the positive trends within their own business.

NAB Monthly Business Survey:  July 2016
How to leverage video content

How to leverage video content

8 August 2016

Nick Whitehead, Head of Marketing at Viocorp, and Tracey Atkins, Managing Director of Golden Eye Media, explain how SMEs can best leverage video content.

How to leverage video content
Family values: fertile ground for a 0m success story

Family values: fertile ground for a $100m success story

4 August 2016

With the call to entry for the 2016 Ethnic Business Awards now open, it’s the perfect time to celebrate some of last year’s finalists, including Sebastian Galipo, founder and Managing Director of Galipo Foods in South Australia.

Family values: fertile ground for a 0m success story
NAB Online Retail Sales Index: Indepth report – June 2016

NAB Online Retail Sales Index: Indepth report – June 2016

3 August 2016

National Australia Bank’s latest Online Retail Sales Index (NORSI) shows online spending grew by 13.5% in the 12 months to June 2016. While still strong, growth has flattened from the year-on-year growth seen back in 2011 when the index was first established.

NAB Online Retail Sales Index: Indepth report – June 2016
NAB SME Business Survey: June 2016

NAB SME Business Survey: June 2016

28 July 2016

The NAB SME Survey revealed very strong results across a wide range of indicators in Q2, suggesting that the non-mining recovery is broadening to include smaller businesses.

NAB SME Business Survey: June 2016
Doing business on the side

Doing business on the side

25 July 2016

Attitudes to work are changing, with increasing demands for more flexibility in the way we work and what we do fuelling a rise in personal entrepreneurialism

Doing business on the side
State Economic Handbook:  July 2016

State Economic Handbook: July 2016

21 July 2016

Solid growth across the large south-eastern states has become increasingly entrenched over the past year, while difficult conditions in the mining sector are having a more pervasive impact across Western Australia, the Northern Territory and parts of Queensland.

State Economic Handbook:  July 2016
Ring my bell

Ring my bell

1 July 2016

Established as a sideline venture 14 years ago, upmarket Melbourne bicycle accessories range Knog has hit a sweet spot with style-conscious cyclists around the world.

Ring my bell
The changing face of insurance

The changing face of insurance

30 June 2016

Setting up a new business is inherently risky. Insurance can help a lot – as long as you remember to revisit it as your business grows and changes.

The changing face of insurance
24 hours with Jeremy Meltzer

24 hours with Jeremy Meltzer

17 June 2016

Jeremy Meltzer is the founder of i=Change, which gives participating online retailers an easy way to donate money from every sale. He came up with the idea of giving $1 from every sale to a development project while in New York promoting Yellingbo Gold.

24 hours with Jeremy Meltzer
NAB Monthly Business Survey: May 2016

NAB Monthly Business Survey: May 2016

14 June 2016

This month’s NAB Business Survey remains true to theme of ongoing recovery in the non-mining economy, building on the already solid growth seen in the recent National Accounts.

NAB Monthly Business Survey: May 2016
The beauty of rosehip oil

The beauty of rosehip oil

10 June 2016

Kosmea’s Managing Director Marie Kapetanakis recalls how she sold the family car to start her organic skincare business, and recounts her journey to heading up the global success story it is today.

The beauty of rosehip oil
From chef to jillaroo to entrepreneur

From chef to jillaroo to entrepreneur

1 June 2016

Rachel Brindley is the former Melbourne-based chef turned jillaroo behind Outback Careers, where tree changers can search jobs and access information about life on the land.

From chef to jillaroo to entrepreneur
Case study: Suzanne & Rob Acteson

Case study: Suzanne & Rob Acteson

16 May 2016

Suzanne left her high-profile position as head of the Buchanan Group Australia/New Zealand in February 2014 to take the online Habitots business she’d started in 2013 to the next level – launching a bricks and mortar version of the brand.

Case study: Suzanne & Rob Acteson
NAB Online Retail Sales Index: in depth report – March 2016

NAB Online Retail Sales Index: in depth report – March 2016

28 April 2016

Australian consumers spent an estimated $19.3 billion online in the past year, primarily on homewares, groceries, media and fashion. According to National Australia Bank’s (NAB) latest Online Retail Sales Index in-depth report, online spending increased 12.4% over the last year.

NAB Online Retail Sales Index: in depth report – March 2016
Three strategies to get paid faster

Three strategies to get paid faster

20 April 2016

Australian small businesses are owed an average of $13,200 in late invoices. NAB’s Rebecca Warren and Intuit Asia Pacific Vice President & Managing Director Brad Paterson discuss strategies for improving cash flow.

Three strategies to get paid faster
High-tech platform uses customers to fight off competition

High-tech platform uses customers to fight off competition

19 April 2016

In today’s economy with ever-increasing operational costs and competition, it’s never been more important for businesses to provide the best customer experiences possible. Ryan Townsend’s You Review is a new patented platform giving businesses the tools to do just that by turning instant customer feedback into business intelligence.

High-tech platform uses customers to fight off competition
How Australian business views the sharing economy

How Australian business views the sharing economy

13 April 2016

The sharing economy is growing at a rapid rate, as new business models based on ‘access to’ rather than ‘ownership of’ physical and human assets like skills, time and space, continue to emerge.

How Australian business views the sharing economy
How Johnson Partners grew by practising what it preaches

How Johnson Partners grew by practising what it preaches

12 April 2016

Hard work, patience, sound recruitment practices and good advice are behind the growth of Johnson Partners, according to Theo Rigopoulos. These attributes have helped the accountancy firm grow tenfold. Now employing 40 staff, it’s in demand with SMEs and high-net-worth individuals.

How Johnson Partners grew by practising what it preaches
The business of kids’ health.

The business of kids’ health.

3 March 2016

VIDEO: Monica Meldrum shares the increasing demand for ‘clean’ food and how her fast-growing business Whole Kids is committed to improving children’s health.

The business of kids’ health.
Five tips for managing growth

Five tips for managing growth

1 March 2016

Guy Biran, Managing Partner of JMp Accountants, a mid-sized accountancy firm that handles complex tax matters for some of Australia’s most dynamic businesses and wealthiest individuals, shares his top five tips for managing growth.

Five tips for managing growth
Number crunch: Business innovation

Number crunch: Business innovation

23 February 2016

Innovation is a key driver of business success. It’s typically defined by a firm’s knowledge of the market and customers, constant process reviews, learning from failures and passion and drive.

Number crunch: Business innovation
From tiny things big things grow

From tiny things big things grow

22 February 2016

When sisters Nikki Jurcutz and Rachael Waia co-founded the Tiny Hearts Paediatric First Aid course, they became the youngest women to own a registered training organisation in Australia.

From tiny things big things grow
Five tips for protecting your IP

Five tips for protecting your IP

15 February 2016

Intellectual property covers everything from your brand to customer lists. It could be your most valuable asset, so how can you best protect it? Bill Ladas, Special Counsel at King & Wood Mallesons, and Tara Tissott, Legal Counsel at NAB, discuss the options.

Five tips for protecting your IP
Putting it all on the line

Putting it all on the line

2 February 2016

Taking charge of the family business after the death of his father, Peter Freedman persevered through tough times to grow Freedman Electronics from a single shop in the Sydney suburb of Ashfield to become RØDE Microphones – one of Australia’s great export success stories.

Putting it all on the line
The value of hard work and a helping hand

The value of hard work and a helping hand

8 January 2016

“Hard work pays off” is a philosophy that Rick Hall, the Alice Springs business owner of Alice Motor Sales, off-road motorbike champion and father of five, has always subscribed to.

The value of hard work and a helping hand
NAB Quarterly Australian Consumer Behaviour Survey: Q4 2015

NAB Quarterly Australian Consumer Behaviour Survey: Q4 2015

23 December 2015

The NAB Quarterly Australian Behaviour Survey (formerly NAB Consumer Anxiety Report) shows consumer anxiety falling again (and to its lowest level since Q4 2014), amid more signs of improvement in the labour market and non-mining segments of the economy.

NAB Quarterly Australian Consumer Behaviour Survey: Q4 2015
NAB Group Economics: Special Report

NAB Group Economics: Special Report

21 December 2015

Many Australians dream of a financial windfall that would significantly improve their lives forever, but how much is enough? In this special report, we ask over 2,000 Australians to tell us how much they need.

NAB Group Economics: Special Report
New Payments Platform set to transform Australian business

New Payments Platform set to transform Australian business

2 December 2015

From real-time payment processing to seamless reconciliation, the New Payments Platform (NPP) will transform the way we transact and do business. Eric Tsang, Head of Group Payments Development at NAB, discusses the potential of this world-leading Australian initiative.

New Payments Platform set to transform Australian business
NAB Online Retail Sales Index – September 2015

NAB Online Retail Sales Index – September 2015

30 October 2015

At 1.1% the latest seasonally adjusted NAB online retail sales index shows sales accelerated in September (possibly iphone 6S related), an improvement on the 0.6% recorded in August, and a rebound on the July contraction (-1.4).

NAB Online Retail Sales Index – September 2015
NAB Quarterly SME Survey – September Quarter 2015

NAB Quarterly SME Survey – September Quarter 2015

29 October 2015

In the quarter, SME business conditions stayed unchanged at +4 index points. Within the components of business conditions, trading conditions were particularly strong, which flowed into modestly better profitability conditions. However, employment conditions remained subdued.

NAB Quarterly SME Survey – September Quarter 2015
NAB Online Retail Sales Index – August 2015

NAB Online Retail Sales Index – August 2015

1 October 2015

The latest NAB online retail sales index figures show sales grew in August. In dollar terms, its estimated Australians spent $17.5 billion on online retail in the last year. Growth accelerated for electronic games and toys which leads growth, along with media and fashion.

NAB Online Retail Sales Index – August 2015
Seven ways to cut the cost of running your business

Seven ways to cut the cost of running your business

30 September 2015

Business expenses continue to rise – but are you paying more than you need to? Brett Hay, a consultant with Expense Reduction Analysts, shares seven simple strategies that could help shave 10 percent or more off the everyday running costs of your business.

Seven ways to cut the cost of running your business
Horn sounds for sustainability at Newcastle brewery

Horn sounds for sustainability at Newcastle brewery

7 September 2015

With demand for flavoursome craft beer with personality continuing to boom in Australia, a new brewpub with one of the country’s top brewers at the helm was guaranteed to win plenty of fans. But FogHorn Brewhouse is also gaining attention for its approach to environmental sustainability.

Horn sounds for sustainability at Newcastle brewery
NAB Online Retail Sales Index – July 2015

NAB Online Retail Sales Index – July 2015

2 September 2015

We estimate Australians spent $17.4 billion on online retail in the 12 months to July 2015 which level is equivalent to 7.1% of spending at traditional bricks & mortar retailers excluding cafés, restaurants and takeaway food.

NAB Online Retail Sales Index – July 2015
CEO Seat: The right balance

CEO Seat: The right balance

31 August 2015

Amanda Dobbie, CEO of not-for-profit organisation, Women in Banking and Finance (WiBF), reflects on her role promoting gender balance and shares her top tips for small businesses looking for greater gender diversity in their organisations.

CEO Seat: The right balance
Innovating signs from Newcastle

Innovating signs from Newcastle

21 August 2015

You might not know the name, but if you’ve driven a car or travelled in a bus, ferry or train lately, you’ll have seen the work of Hi-Vis Group, an innovative Newcastle-based company at the forefront of the Australian signage industry.

Innovating signs from Newcastle
Australian business at a glance

Australian business at a glance

17 August 2015

There’s no such thing as a typical Australian business. And with over 2.1 million actively trading businesses across the country that’s not surprising.

Australian business at a glance
The entrepreneur whisperers

The entrepreneur whisperers

6 August 2015

A growing number of private company owners are taking lessons from successful business owners with the hope of developing their entrepreneurial skills and ultimately lift their business performance.

The entrepreneur whisperers
The great taste of exemplary customer service

The great taste of exemplary customer service

3 August 2015

The best small business owners are those who know what good service is and are committed to delivering it. For Christian Jackson, owner of the busy Bakers Delight store in Victoria’s seaside town of Torquay, ensuring his customers receive the best personal service possible is paramount.

The great taste of exemplary customer service
NAB Online Retail Sales Index – June 2015

NAB Online Retail Sales Index – June 2015

3 August 2015

At -0.1% the latest seasonally adjusted nab online retail sales index shows sales growth was virtually flat in May, a significant slowdown on the 1.6% growth recorded in April. At 0.5%, the trend estimate for online retail sales was unchanged on the previous month.

NAB Online Retail Sales Index – June 2015
NAB Quarterly SME Survey – June Quarter 2015

NAB Quarterly SME Survey – June Quarter 2015

30 July 2015

In the June quarter, SME quarterly business conditions and confidence rose rising by 2 points to +4 and +5 index points respectively. SME business conditions were superior in property, finance, business services, wholesale, manufacturing and transport sectors.

NAB Quarterly SME Survey – June Quarter 2015
24 hours with Pete Forras, co-founder and owner of XTM

24 hours with Pete Forras, co-founder and owner of XTM

29 July 2015

After representing Australia as a professional skier, Pete Forras wanted to start a business based on his love of snow sports. Forras shares a day in the life of running XTM Australia from his beach house in Torquay.

24 hours with Pete Forras, co-founder and owner of XTM
Georgia Beattie: A glass half full

Georgia Beattie: A glass half full

24 July 2015

At an outdoor festival in 2009, Georgia Beattie was told that wine was too hard to serve. This experience inspired the then 22-year-old to bring her single serve wine concept to life and start a business that turned over $1 million in its first year. She shares her entrepreneurial tips.

Georgia Beattie: A glass half full
The business of building a successful practice

The business of building a successful practice

20 July 2015

Like every other business owner, a general practitioner (GP) needs a business plan. Tristan Bond, Founder of The Healthcare Business Group, and GP Dr Karen Price discuss the benefits of a plan, what it should cover and how a business coach could help doctors to stay on track.

The business of building a successful practice
In the know: business grants

In the know: business grants

20 July 2015

Are you missing out on money that could help you grow your business? Billions of dollars in business grants are available now. GrantReady Chief Executive Officer Adrian Spencer shares his tips on how to make grants part of your business strategy.

In the know: business grants
Going organic harvests business boom for young farmer

Going organic harvests business boom for young farmer

16 July 2015

Nathan Free, 26, a fourth generation Victorian farmer, named the 2014 AUSVeg Young Grower of the Year, runs Wattle Organic Farms. Launched six years ago by a group of like-minded organic growers, the business is growing at 200 percent year-on-year.

Going organic harvests business boom for young farmer
Three steps to creating a convincing business pitch

Three steps to creating a convincing business pitch

14 July 2015

A convincing pitch helps to win new clients, secure finance and attract investors. Warren Harmer, Chief Business Planner at The Business Plan Company, outlines the importance of preparation, understanding your target audience and perfecting your spiel.

Three steps to creating a convincing business pitch
Navigating the age of cyberattacks

Navigating the age of cyberattacks

10 July 2015

SMEs need to be especially vigilant in taking steps to protect themselves from cyberattacks, particularly considering a Symantec report finding that in 2014, 60 percent of all targeted cyber attacks globally focused on SMEs.

Navigating the age of cyberattacks
Insuring your greatest asset

Insuring your greatest asset

10 July 2015

While many owners of small-and-medium-sized businesses won’t hesitate to insure their physical assets, they often overlook the importance of insuring themselves.

Insuring your greatest asset
Salty succulents deliver booming bounty

Salty succulents deliver booming bounty

8 July 2015

Andrew French is a Gippsland farmer who’s exceeded his own expectations by turning what could have been a disastrous event into a booming business with the help of some indigenous plant species that grew and thrived in the salty estuaries of his Snowy River property.

Salty succulents deliver booming bounty
Keeping meetings on time and on track

Keeping meetings on time and on track

6 July 2015

Meetings can be an expensive use of your time. Ed Robins, Director and Principal Consultant at ProFocus Business Performance Consulting and Training, discusses the importance of testing the business case, considering alternatives and keeping everyone on track.

Keeping meetings on time and on track
NAB Quarterly Australian Consumer Anxiety Index – Q2 2015

NAB Quarterly Australian Consumer Anxiety Index – Q2 2015

25 June 2015

Consumer anxiety rose despite falling concerns over government policy post the federal budget. More consumers are paying off debt and spending more on “essentials” however, fewer consumers cut back their spending on “non-essentials”.

NAB Quarterly Australian Consumer Anxiety Index – Q2 2015
Continuous improvement is key to business success

Continuous improvement is key to business success

2 June 2015

Continuous improvement is fundamental to business success. Training and management consultant Derek Stockley explains how leading by example and creating the right culture can engage and motivate your employees as well as generate new ideas.

Continuous improvement is key to business success
A big business in small goods

A big business in small goods

1 June 2015

If you eat meat and live in Australia you’ve most likely eaten the award-winning fare created by Bertocchi Smallgoods, the nation’s largest continental smallgoods manufacturer.

A big business in small goods
Lessons learnt from successful CEOs, World Business Forum (Sydney)

Lessons learnt from successful CEOs, World Business Forum (Sydney)

27 May 2015

Three successful CEOs talk about the most significant challenges they’ve faced in growing their businesses and managing their own careers. Radek Sali from Swisse, Liz Butcher from ISGM and Nick Abboud from Dick Smith shared their experiences at World Business Forum with facilitator Professor Geoff Martin from Melbourne University.

Lessons learnt from successful CEOs, World Business Forum (Sydney)
Business View magazine – Winter 2015

Business View magazine – Winter 2015

21 May 2015

This edition highlights some of Australia’s successful businesses. Our cover story reveals the secrets to Baz Luhrmann and Catherine Martin’s successful partnership. We also chat to John Bertocchi and Peter Paolino of Bertocchi smallgoods and Fonda co-founders David Youl and Tim McDonald.

Business View magazine – Winter 2015
Top 10 apps for small business

Top 10 apps for small business

20 May 2015

Apps are making sophisticated technology available to small businesses for little or no cost. Darnelle O’Brien, Director of The K.I.S.S Marketing Agency, discusses their benefits and shares her top 10 suggestions for places to start.

Top 10 apps for small business
Highlights from NAB’s 2015 Federal Budget Breakfast

Highlights from NAB’s 2015 Federal Budget Breakfast

15 May 2015

Incentivising small business to grow is part of creating confidence and that’s good news for the economy. Hear from our panel of experts as they discuss the 2015 Federal Budget and the impact it will have on business and the economy.

Highlights from NAB’s 2015 Federal Budget Breakfast
MLC 2015 Federal Budget Analysis

MLC 2015 Federal Budget Analysis

13 May 2015

Peter Hogan from MLC shares his analysis of the 2015 Federal Budget focusing on four key areas: personal taxation, superannuation, social security and small business.

MLC 2015 Federal Budget Analysis
Online Retail Sales Index monthly update – March 2015

Online Retail Sales Index monthly update – March 2015

5 May 2015

The latest NAB online retail sales index shows sales experienced growth of 0.8% in March, seasonally adjusted. At 0.3%, the trend estimate for Online retail sales slowed relative to February, but remained positive. We estimate that online sales are now 8.0% higher compared to a year ago.

Online Retail Sales Index monthly update – March 2015
Quarterly SME Survey – March Quarter 2015

Quarterly SME Survey – March Quarter 2015

30 April 2015

SMEs’ quarterly business conditions remained largely stable in the first quarter of 2015, with firms from all tiers showing broadly similar conditions from the previous quarter. SME trading and profitability conditions have deteriorated, offset by improved employment conditions overall.

Quarterly SME Survey – March Quarter 2015
Quarterly Business Survey – March 2015

Quarterly Business Survey – March 2015

23 April 2015

Business confidence dropped back again in the first quarter of 2015, falling even further below the long run average level. This is consistent with a pull back in confidence in the February monthly survey, although this was completely unwound in March.

Quarterly Business Survey – March 2015
Sharing experiences can positively impact mental health

Sharing experiences can positively impact mental health

16 April 2015

Medical practitioners often put their patients first – but the price could be compassion fatigue. Dr Frank Jones, President of the RACGP, and Dr Frank Meumann, President of the region’s Balint Society, explain how sharing experiences can have a positive impact.

Sharing experiences can positively impact mental health
Online Retail Sales Index monthly update – February 2015

Online Retail Sales Index monthly update – February 2015

2 April 2015

Online retail experienced strong growth in February, with sales growing 1.7% compared to January (0.3%). This month’s NORSI trend growth result is much faster than that recorded in February 2014 (0.2%). We estimate that online sales are now 8.7% higher compared to a year ago.

Online Retail Sales Index monthly update – February 2015
NAB Quarterly Australian Consumer Anxiety Index – Q1 2015

NAB Quarterly Australian Consumer Anxiety Index – Q1 2015

1 April 2015

Consumer anxiety rises again in Q1’15 after a short-lived improvement in the previous quarter, as concern over government policy overtakes cost of living as the single biggest cause of consumer stress. With overall anxiety increasing, consumers are cutting back on many “non-essentials”.

NAB Quarterly Australian Consumer Anxiety Index – Q1 2015
Business skills help to build a sustainable private practice

Business skills help to build a sustainable private practice

27 March 2015

Michael Kenihan is well placed to help clinicians succeed in business. A former athlete and physiotherapist, he now runs Australia’s largest network of allied health and sports medicine practices. He discusses the skills and behaviours that drive a successful private practice.

Business skills help to build a sustainable private practice
Lisa McGuigan: The winemaker flying high

Lisa McGuigan: The winemaker flying high

13 March 2015

Lisa McGuigan’s eponymous wine label really took off when she secured a deal to create wine for Jetstar’s inflight service. Now her wines are stocked by 350 retailers and restaurants across Australia. She shares her story and next big step: selling her wine into overseas markets.

Lisa McGuigan: The winemaker flying high
The ins and outs of leasing business equipment

The ins and outs of leasing business equipment

5 March 2015

A lease could help you to afford the equipment you need for your business – especially if it’s tailored to your cash flow. NAB Asset Finance specialists Fiona McDowall and Rebecca Warren discuss your choices, potential benefits and the pitfalls to avoid.

The ins and outs of leasing business equipment
Community organisations are getting social

Community organisations are getting social

23 February 2015

Social media can be a great way for community organisations to engage with their supporter base and encourage donations from the wider community. But many don’t know where to start. Todd Copeland, NAB General Manager Digital, shares his top tips.

Community organisations are getting social
Quarterly SME Survey – December Quarter 2014

Quarterly SME Survey – December Quarter 2014

19 February 2015

After reaching the highest levels since 2009 in the September quarter, SMEs’ quarterly business conditions fell in the December quarter for the first time since Q4 2013. Firms from all tiers: low/micro, mid and high, showed consistent declines in their overall business conditions.

Quarterly SME Survey – December Quarter 2014
Inspiring our future

Inspiring our future

16 February 2015

Work experience programs can often do little to stimulate and prepare Australian students for the workforce. But Work Inspiration aims to change that by ensuring a young person’s first contact with the working world is meaningful and inspiring. See how businesses are getting involved.

Inspiring our future
Quarterly Business Survey – December 2014

Quarterly Business Survey – December 2014

4 February 2015

Business confidence eased back in Q4, dropping below the long run average level. Sentiment and business conditions are generally consistent with a ‘patchwork’ economy. Outside of construction and services, conditions remain soft in all other industries.

Quarterly Business Survey – December 2014
Online Retail Sales Index monthly update – December 2014

Online Retail Sales Index monthly update – December 2014

4 February 2015

Online retail experienced a modest growth in December, with sales growing 0.1% compared to November (-0.3%), and 8.9% higher compared to a year ago. In dollar terms, we estimate Australians spent $16.4 billion on online retail in the 12 months to December 2014.

Online Retail Sales Index monthly update – December 2014
A plan for supporting SMEs and creating more jobs

A plan for supporting SMEs and creating more jobs

2 February 2015

Talking to the deregulation plan for SMEs that NAB presented to the Federal Government in December, Angela Mentis, Group Executive Business Banking, explains why it's important to seize opportunities that can help Australian business develop new markets and create more jobs.

A plan for supporting SMEs and creating more jobs
Biggest Issues Facing Australia Today: Special Report

Biggest Issues Facing Australia Today: Special Report

29 January 2015

NAB has released its first annual pulse check on the big issues facing Australia today. Important concerns include cost of living, access to healthcare, employment, the economy and terrorism/security concerns, while indigenous issues, infrastructure and transport and taxation are lowest.

Biggest Issues Facing Australia Today: Special Report
Starting a new life with an award-winning business

Starting a new life with an award-winning business

23 January 2015

Since he left Croatia in 1986 for a new life in Australia, Ivan Filipovic has built one of the biggest formwork companies in Victoria. As owner of I&D Group and winner of the Medium to Large Business category at the 2014 Ethnic Business Awards, he shares what it took to succeed.

Starting a new life with an award-winning business
Peninsula Hot Springs: In hot demand

Peninsula Hot Springs: In hot demand

15 January 2015

In 1992, Charles Davidson was living in Japan enjoying their local hot springs when he heard that hot geothermal water had been discovered just 90 minutes from Melbourne. Today, his team at Peninsula Hot Springs welcomes on average more than 1,000 people a day, all year round.

Peninsula Hot Springs: In hot demand
2015: Opportunities for SMEs in the year ahead

2015: Opportunities for SMEs in the year ahead

14 January 2015

2015 could be a good year for smaller businesses. Dean Pearson, NAB’s Head of Industry Analysis, looks at opportunities sector by sector, suggests ways to make the most of them and explains how technology is helping to level the playing field for SMEs.

2015: Opportunities for SMEs in the year ahead
The importance of an elevator pitch

The importance of an elevator pitch

8 January 2015

An elevator pitch can be a powerful selling tool you can use in any situation. We ask an expert about the importance of having a great elevator pitch and share their tips for crafting a concise and compelling overview of your business.

The importance of an elevator pitch
Online Retail Sales Index – November 2014

Online Retail Sales Index – November 2014

22 December 2014

Online sales growth slows markedly in November with most categories following suit. Despite the general slowdown, at category level, Electronic Games and Toys maintained recent momentum. In dollar terms, Australians spent approxinately $16.3 billion on online retail.

Online Retail Sales Index – November 2014
NAB’s Deregulation Plan for Australian SMEs

NAB’s Deregulation Plan for Australian SMEs

16 December 2014

Offering practical and achievable solutions for governments to act on, NAB’s Deregulation Plan for SMEs aims to help business grow and create more jobs for Australians. The plan was presented to Federal Minister for Small Business, the Hon Bruce Billson MP, on Monday 15 December.

NAB’s Deregulation Plan for Australian SMEs
Switching off

Switching off

8 December 2014

Every working environment has the potential to create stress but, when you’re running a small or medium enterprise (SME), the pressure can be particularly intense. Exercise, healthy eating and shedding unhealthy habits are recommended as some of the best methods to cope.

Switching off
5 ways charities can protect themselves from fraud

5 ways charities can protect themselves from fraud

4 December 2014

In what’s recently been coined “Robin Hood fraud”, criminals are now using stolen credit cards to make donations to charitable organisations. Zoe Fairfull-Smith, NAB’s Manager of Anti-Crime Education, shares five ways charities can better protect themselves from fraud.

5 ways charities can protect themselves from fraud
Online Retail Sales Index: In depth report – October 2014

Online Retail Sales Index: In depth report – October 2014

3 December 2014

Australia’s online retail spending increased to $16.19 billion for the year to October 2014, or by 11.9% annually. It now represents around 6.8% of traditional retail spending. The share of domestic spending continues to edge higher, now controlling 75.2% of total online spending.

Online Retail Sales Index: In depth report – October 2014
The buzz of a billion dollar industry

The buzz of a billion dollar industry

24 November 2014

Warren Taylor has been breeding and selling bees for over 40 years. He also rents them out to farmers to help pollinate their crops – and he’d like us all to be more aware of the role the humble honey bee plays in both global agriculture and the Australian economy. We share his story.

The buzz of a billion dollar industry
Building a legacy

Building a legacy

17 November 2014

15 years ago, Indonesian-born Astrid Vasile turned to a career in construction after she moved to Australia. Today, she’s one of just 12 female registered builders in the country, plus Executive Chair of the Australian Indonesian Businesswomen’s & Professionals Network.

Building a legacy
Business View magazine – Summer 2014

Business View magazine – Summer 2014

3 November 2014

The latest issue of Business View magazine celebrates successful Australian business women. In our cover story we talk to top horse trainer Gai Waterhouse about overcoming barriers and what underpins the success of her business. We also chat to Collette Dinnigan and Lisa McGuigan.

Business View magazine – Summer 2014
Quarterly SME Survey – September 2014

Quarterly SME Survey – September 2014

30 October 2014

SME business confidence eased slightly, continuing the trend decline from the peaks seen around last year’s Federal election. While this result is consistent with the ongoing sluggishness of demand in the domestic economy (excluding exports)…

Quarterly SME Survey – September 2014
Quarterly Business Survey – September 2014

Quarterly Business Survey – September 2014

27 October 2014

Business confidence was unchanged in Q3, remaining close to the long run average levels. However, our monthly survey shows that the momentum has turned, with confidence easing steadily over the quarter.

Quarterly Business Survey – September 2014
10 tips for starting a dental practice

10 tips for starting a dental practice

13 October 2014

Starting a dental practice for the first time can be challenging, especially during the initial planning stages. One of Medfin’s leading dental finance specialists, Haydn Maddock, shares his top 10 tips for setting up a practice that’s built for success.

10 tips for starting a dental practice
Turning staff loyalty into a competitive advantage

Turning staff loyalty into a competitive advantage

10 October 2014

BRW named brand promotion business, Zinc, one of the top 10 ‘great places to work’. Believing the commitment and loyalty of his team has been fundamental to Zinc's success, Peter Cleary shares his secrets for keeping good people by creating great workplace culture.

Turning staff loyalty into a competitive advantage
From pet project to successful vet practice

From pet project to successful vet practice

6 October 2014

After co-founding the first privately run specialist veterinary practice in Sydney, Dr Sarah Goldsmid swam against the tide of the GFC and expanded her business. A finalist in last year’s Telstra Business Women’s Awards, she explains how a passion for surgery continues to drive her success.

From pet project to successful vet practice
A burner combustion business of Olympic proportions

A burner combustion business of Olympic proportions

3 October 2014

Adelaide-based FCT Flames has ignited all but one of this century’s summer and winter Olympic Games cauldrons since Sydney in 2000. Con Manias reflects on the time he spotted this unique opportunity for his business as well as managing an unpredictable cash flow.

A burner combustion business of Olympic proportions
The big funding shortfall

The big funding shortfall

2 October 2014

A recent survey shows that over half of all Australians don’t expect to have enough money to retire on. NAB Group Chief Economist, Alan Oster and General Manager of Wealth, Business Banking, Iain Rogers look at how small business owners and individuals can better prepare for retirement.

The big funding shortfall
24 hours with Erica and Trudi from hardtofind

24 hours with Erica and Trudi from hardtofind

26 September 2014

Since 2008, Erica and Trudi’s online gift site has grown to represent more than 700-curated sellers offering 25,000 products. Recently named by SmartCompany as Australia’s seventh fastest growing small business in 2013-2014, the two owners share a day in the life of running hardtofind.

24 hours with Erica and Trudi from hardtofind
Alan Kohler: more than a business spectator

Alan Kohler: more than a business spectator

25 September 2014

From fresh-faced cadet journalist to business publishing kingpin, Alan Kohler has traversed a lot of ground. In his journey across the desk he’s learned the difference between business commentator and business owner, and just how much graft it takes to make a business work.

Alan Kohler: more than a business spectator
Workplace wellbeing

Workplace wellbeing

23 September 2014

As a small business gets bigger it increasingly becomes a people business. Chief Happiness Officer at The Happiness Institute, Dr Timothy Sharp, explains the importance of culture in an organisation and how a person’s immediate manager becomes most vital to a sense of wellbeing.

Workplace wellbeing
Create a positive first impression with your waiting room

Create a positive first impression with your waiting room

15 September 2014

Your waiting room can influence how your patients feel about you and your practice. Caroline Chaplin, Director of Rooms With Style, explains how colour, lighting and soft furnishings can help you convey the right message in a cost-effective way.

Create a positive first impression with your waiting room
Flight Centre: Still flying high

Flight Centre: Still flying high

4 September 2014

It started with two men and a double decker bus taking backpackers on cheap European trips. Against the odds, Flight Centre International has morphed into a global travel empire with an annual turnover of $14 billion. Graham Turner looks back on his successful journey.

Flight Centre: Still flying high
Online Retail Sales Index: In depth report – July 2014

Online Retail Sales Index: In depth report – July 2014

3 September 2014

Australia’s online retail spending continues to increase following a period of more subdued growth and is now valued at around $15.6 billion for the year to July 2014. This represents annual growth of 8.6%, placing online at around 6.6% of traditional retail spending.

Online Retail Sales Index: In depth report – July 2014
Allpress Espresso: The perfect cup

Allpress Espresso: The perfect cup

28 August 2014

For Allpress Espresso, creating a loyal market for their brand takes a carefully selected and dedicated group of coffee connoisseurs. We look at how they turned their start-up business in New Zealand into a leading supplier of specialty coffee in Australia, the UK and Japan.

Allpress Espresso: The perfect cup
The power of creativity

The power of creativity

25 August 2014

Creative thinking has all sorts of benefits, not just for marketing and promotion, but also for solving business problems and innovating. Advertising executive Carolyn Miller shares tips on how small businesses can benefit from creative persuasion.

The power of creativity
Building a business out of doing something you love

Building a business out of doing something you love

22 August 2014

Musician, actress and founder of Big Hearted Business, Clare Bowditch believes there’s never been more opportunity for people with good ideas to find their audience. She talks of her success and shares her tips for building a business out of doing something you love.

Building a business out of doing something you love
Talking Shop – Winter 2014

Talking Shop – Winter 2014

22 August 2014

The Winter edition of Talking Shop covers a range of topics designed to help your business prepare for a successful festive season including keeping your business safe, accepting UnionPay and harnessing the power of Facebook. There’s also tips for making the switch to PIN.

Talking Shop – Winter 2014
Starting your own dental practice

Starting your own dental practice

21 August 2014

When you’re ready to go it alone, do you buy an existing dental practice or start from scratch? Medfin CEO, Paul Freeman explores the decision-making process, and believes the end result normally stems from whether you’re more entrepreneurial or risk-averse.

Starting your own dental practice
Making the most of mobile technology

Making the most of mobile technology

14 August 2014

Technology changes quickly, so it’s easy to feel overwhelmed and out of touch. But, as Chief Executive Officer of Tech Coach HQ, Megan Iemma explains, the secret to feeling in control and making the most of technology is taking it one ‘byte’ at a time.

Making the most of mobile technology
NAB Monthly Business Survey – July 2014

NAB Monthly Business Survey – July 2014

12 August 2014

Business confidence again surprised on the upside, supported by better business conditions (largely reflecting sales and profits) and a surge in retailer confidence. Firms still unfazed about the Budget (for now). Conditions jumped to a four year high

NAB Monthly Business Survey – July 2014
Easy ways to innovate for success

Easy ways to innovate for success

5 August 2014

Innovation is often confused with invention, but it’s fundamental to business growth and maintaining a competitive edge. Chris Gebhardt, Director of William Buck, discusses the importance of building an innovative culture and suggests simple ways for generating new ideas.

Easy ways to innovate for success
Online Retail Sales Index monthly update – June 2014

Online Retail Sales Index monthly update – June 2014

31 July 2014

Online retail showed further encouraging signs of growth in June, to be 0.9% higher compared to May, and 9.5% higher compared to a year ago. On the other hand, ABS data showed negative comparable sales growth at traditional retailers in May, to be 0.3% lower than April

Online Retail Sales Index monthly update – June 2014
Quarterly SME Survey – June 2014

Quarterly SME Survey – June 2014

24 July 2014

SME business confidence eased again in the June quarter, but is holding up against heightened consumer anxiety with the support of positive sentiment in property and construction. Conditions rose slightly, but are still at levels suggesting sub-trend growth.

Quarterly SME Survey – June 2014
Quarterly Business Survey – June 2014

Quarterly Business Survey – June 2014

17 July 2014

Business confidence eased a touch, but remains at relatively resilient levels post-budget. Business conditions improved marginally as underperforming industries improve. Forward indicators point to further modest improvement over coming months.

Quarterly Business Survey – June 2014
Aussie Exporters and their Eastern Odyssey

Aussie Exporters and their Eastern Odyssey

14 July 2014

Australian businesses are increasingly exporting to Asia. Business View talks to Thermal Electric Elements (TEE), a manufacturer of custom-made heating units and elements, about their journey east and the impact it’s had on their business so far.

Aussie Exporters and their Eastern Odyssey
Case study: How Tiger Pistol delivered results in 24 hours

Case study: How Tiger Pistol delivered results in 24 hours

11 July 2014

The Wine Liquidation Centre promoted a flash sale on Facebook for the first time, and it delivered $7,000 worth of sales in the first 24 hours! With help from Tiger Pistol, they also noticed an increase in foot traffic at their warehouse sales and in subscriptions to their newsletter.

Case study: How Tiger Pistol delivered results in 24 hours
Poor performance: prevention is better than cure

Poor performance: prevention is better than cure

7 July 2014

If your employees underperform there may be a good reason. Jon Pratlett, creator of the seminar ‘Leading with the brain in mind’, suggests some simple ways to understand employee behaviour, become a ‘brain friendly’ leader and nip poor performance in the bud.

Poor performance: prevention is better than cure
Aussie Importers and their Eastern Odyssey

Aussie Importers and their Eastern Odyssey

2 July 2014

Australians are increasingly importing from Asia. Business View talks to designer, Christina Re about her journey east, the impact it’s had on her Aussie-based business, and how she believes Asia provides scope for growth and the opportunity to create beautiful products.

Aussie Importers and their Eastern Odyssey
Online Retail Sales Index monthly update – May 2014

Online Retail Sales Index monthly update – May 2014

2 July 2014

Online retail sales growth rebounded in May, after a small decline in April. Online spending totalled $15.3 billion in the past year. Groceries & Liquor and Electronic Games & Toys continued to strengthen while Daily Deals and Personal & Recreational Goods experienced negative growth

Online Retail Sales Index monthly update – May 2014
How Facebook can help build your business

How Facebook can help build your business

1 July 2014

Facebook can be good for business, but many business owners aren’t sure how to use it effectively. Steve Hibberd, co-founder of Tiger Pistol, discusses ways to make the most of Facebook by getting your message to the right people, as well as a special offer for NAB Business customers.

How Facebook can help build your business
Top end of financial year strategies for business owners

Top end of financial year strategies for business owners

26 June 2014

The end of financial year is a busy time for the businesses, but there’s still an opportunity to get yours into shape for June 30. Executive General Manager of NAB Business, Angela Mentis shares seven practical strategies to help your business make the most of tax time.

Top end of financial year strategies for business owners
Boost the health of your business this end of financial year

Boost the health of your business this end of financial year

20 June 2014

The end of financial year is a busy time for the healthcare sector, but there’s still an opportunity to get your business into shape for June 30. NAB Health General Manager, Nehemiah Richardson shares seven practical strategies to help your business make the most of tax time.

Boost the health of your business this end of financial year
Understanding your customers’ needs

Understanding your customers’ needs

19 June 2014

Michael Worthington, Chief Executive Officer of PMA Australia-New Zealand, says the produce sector is ripe with fresh opportunities for fruit and vegetables growers of all sizes – as long as they keep pace with their customers’ changing needs.

Understanding your customers’ needs
Discover the opportunities within emerging Asian economies

Discover the opportunities within emerging Asian economies

17 June 2014

While China remains our biggest trading partner, other emerging Asian nations – including ASEAN, Hong Kong, South Korea and Taiwan – are critical sources of imports and exports for Aussie SMEs. Understanding these regional economies and their distinct differences is critical.

Discover the opportunities within emerging Asian economies
Blending family and business

Blending family and business

16 June 2014

From deep within the Victorian Mallee, the de Pieri and Carrazza clans are as renowned for blending family and business as they are for blending a great beer. Mildura’s popular brewers and restaurateurs, Stefano and Donata, talk to Business View about achieving the right mix.

Blending family and business
Business View magazine – Winter 2014

Business View magazine – Winter 2014

4 June 2014

In this edition, Business View magazine highlights the success of businesses working with, inspired and supported by family. Our cover story features how Mildura Brewery owners Stefano de Pieri and wife Donata Carrazza successfully blend family and business.

Business View magazine – Winter 2014
Fact sheets – Federal Budget 2014

Fact sheets – Federal Budget 2014

14 May 2014

Federal Treasurer Joe Hockey handed down the 2014 Federal Budget last night and there’s plenty to talk about. Our team of economists have analysed what it means for you, your business and a variety of key industries with our summary fact sheets.

Fact sheets – Federal Budget 2014
Business and personal tax changes from the Federal Budget

Business and personal tax changes from the Federal Budget

14 May 2014

The Federal Budget contained few tax surprises, with most of the key revenue changes previously announced by the Government, including the expected additional tax for high income earners, while the Indexation of Fuel Excise will impose an additional cost on both business and individuals.

Business and personal tax changes from the Federal Budget
Industry perspective: the Federal Budget and business funding

Industry perspective: the Federal Budget and business funding

14 May 2014

While some saw this as ‘the Budget we had to have’, the grants news is good. Overall funding for businesses is set to increase under measures proposed in the 2014 Federal Budget. GrantReady summarises what the Budget means for grants and funding programs.

Industry perspective: the Federal Budget and business funding
Industry perspective: what the Federal Budget means for SMEs

Industry perspective: what the Federal Budget means for SMEs

14 May 2014

For small to medium business owners, the 2014 Federal Budget contained both certainties and uncertainties. Andrew Conway, Chief Executive Officer of The Institute of Public Accountants (IPA) shared his views on what the Budget means for the sector.

Industry perspective: what the Federal Budget means for SMEs
Alan Oster’s snapshot – Federal Budget 2014

Alan Oster’s snapshot – Federal Budget 2014

14 May 2014

NAB’s Group Chief Economist Alan Oster provides his overall summary of Joe Hockey’s 2014 Federal Budget, including his initial thoughts, how it could impact small and large business, and the wider economic implications for the Australian economy.

Alan Oster’s snapshot – Federal Budget 2014
2014 Federal Budget preview

2014 Federal Budget preview

9 May 2014

NAB Group Chief Economist Alan Oster provides a pre-budget overview of what he thinks we can expect to hear from Treasurer Joe Hockey’s first Federal Budget announcement next week.

2014 Federal Budget preview
Online Retail Sales Index monthly update – March 2014

Online Retail Sales Index monthly update – March 2014

6 May 2014

In the year to March 2014, Australians spent $15.2 billion on online retail. This level is equivalent to 6.6% of spending with traditional bricks & mortar retailers (excluding cafés, restaurants and takeaway food to create a like-for-like comparison) in the year to February.

Online Retail Sales Index monthly update – March 2014
Why it’s important to understand Sanctions and Embargoes

Why it’s important to understand Sanctions and Embargoes

5 May 2014

When running a business it’s important to understand your obligations in relation to domestic and international sanctions and embargoes, and how they may potentially impact your business before entering into arrangements with offshore customers and/or their agents.

Why it’s important to understand Sanctions and Embargoes
Quarterly SME Survey – March 2014

Quarterly SME Survey – March 2014

28 April 2014

SME business confidence eased for the first time in over a year – consistent with persistently soft conditions and trends seen by larger firms. Nevertheless, business activity has improved with conditions rising to their highest since mid-2010 – although still sub-trend.

Quarterly SME Survey – March 2014
The world in figures: IT software and services

The world in figures: IT software and services

22 April 2014

Software and services firms will have a good year in 2014 according to The Economist Intelligence Unit. Software spending by businesses and government will rise by 6.2%, while the canny consultants who explain how to use the stuff will enjoy revenue gain of 5.7%.

The world in figures: IT software and services
Boost sales without discounting

Boost sales without discounting

15 April 2014

Discount sales strategies have become commonplace across Australia as cost-conscious consumers are herded into shops by big signs promising reductions and great deals. But here are five strategies to boost your local sales without slashing prices.

Boost sales without discounting
The world in figures: Travel and tourism

The world in figures: Travel and tourism

14 April 2014

In 2014, Asia will lead the way with outbound tourism growing by 7.9% according to The Economist Intelligence Unit. Whilst tourism worldwide will grow by a strong 5.3% in 2014, the biggest increase since 2010.

The world in figures: Travel and tourism
Online Retail Sales Index monthly update – February 2014

Online Retail Sales Index monthly update – February 2014

2 April 2014

Recent improved momentum in online sales stall in February – with trends weaker for most categories – strength remains in Groceries & Liquor, but Personal & Recreational Goods and Daily Deals contract. Online spending up to $15 billion in the past year.

Online Retail Sales Index monthly update – February 2014
A family dynasty on track

A family dynasty on track

14 March 2014

Running a business with family members has its challenges and benefits. But Bart and James Cummings are proof that a cross-generational family business can work and, through their training partnership, it can survive and even thrive.

A family dynasty on track
Talking Shop – Autumn 2014

Talking Shop – Autumn 2014

13 March 2014

Talking Shop provides our merchant customers with relevant industry updates and insights to help manage their business more effectively. In this edition we look at boosting sales, reducing chargebacks, keeping customer data safe and transitioning to PIN authorisation.

Talking Shop – Autumn 2014
The talk of the town: NAB Business wrap

The talk of the town: NAB Business wrap

6 March 2014

M&A has been a big theme recently, with entrepreneurs and established businesses alike snapping up opportunities. Air-con was a burning issue and property developers were dancing at the prospect of better funding and more opportunities.

The talk of the town: NAB Business wrap
Zero tolerance for bullying in the workplace

Zero tolerance for bullying in the workplace

18 February 2014

Bullying can cause physical and psychological harm to employees and undermine good business. Alex Jenkins of Davidson Trahaire Corpsych suggests ways to create a workplace culture which supports the health and productivity of everyone in the organisation.

Zero tolerance for bullying in the workplace
Quarterly SME Survey – December 2013

Quarterly SME Survey – December 2013

17 February 2014

SME business confidence up for a fourth quarter – consistent with increases seen by larger firms. Confidence is finally gaining traction to support business activity, with conditions rising to their highest since mid-2011 – but remain soft.

Quarterly SME Survey – December 2013
How to recruit the best people for your business

How to recruit the best people for your business

14 February 2014

Finding and keeping the right people is fundamental to the success of any business. Gavin O’Meara, Manager of People and Culture at Ramsay Health Care, explains how planning, preparation and ongoing support can help you build an engaged and productive team.

How to recruit the best people for your business
The wide world of sports: importing and exporting

The wide world of sports: importing and exporting

7 February 2014

Australia is a nation that prides itself on sports and we have plenty of options when it comes to sourcing our equipment and selling it. Here are some interesting facts and tips for your consideration.

The wide world of sports: importing and exporting
The talk of the town: NAB Business wrap

The talk of the town: NAB Business wrap

6 February 2014

There’s been a lot for Aussie businesses to talk about recently - from community newspapers to consumption of whiskey. Here's a selection of recent business insights to help you uncover the opportunities across all business sectors.

The talk of the town: NAB Business wrap
Online Retail Sales Index monthly update – December 2013

Online Retail Sales Index monthly update – December 2013

5 February 2014

Recent improved momentum in online sales maintained in December – with trends positive for most categories - strength in Electronic Games and Toys, Groceries and Liquor, and Media. Online spending up to $14.7 billion in the past year.

Online Retail Sales Index monthly update – December 2013
2015 Asian Cup: Australian business opportunities

2015 Asian Cup: Australian business opportunities

31 January 2014

With the Asian Football Confederation (AFC) Asian Cup set to come to town in January 2015, it’s time to think about how Australian businesses can benefit from the influx of tourists and anticipated $225 million boost to the economy.

2015 Asian Cup: Australian business opportunities
Make the most of 2014: top tips for your business

Make the most of 2014: top tips for your business

28 January 2014

As Australian business owners return from the summer break, there’s plenty for them to be positive about. Now is the time to be planning ahead, so we’ve developed 10 top tips for SMEs to ensure they make the most of opportunities and grow their business in 2014.

Make the most of 2014: top tips for your business
Riding the change of seasons

Riding the change of seasons

24 January 2014

Running a seasonal business can be challenging, but strategic planning can help even out the ups and downs. Manly Surf School’s founder Matt Grainger discusses managing the swells and lulls of a surf school, and the importance of saving for a rainy day.

Riding the change of seasons
The talk of the town: NAB Business wrap

The talk of the town: NAB business wrap

23 January 2014

There’s been a lot for Aussie businesses to talk about so far in 2014 - from weather predictions to our reading habits. Here’s a selection of recent business insights to help you uncover the opportunities across all business sectors in 2014.

The talk of the town: NAB Business wrap
Encouraging entrepreneurial thinking in rural communities

Encouraging entrepreneurial thinking in rural communities

22 January 2014

Entrepreneurial thinking can strengthen rural businesses and reinvigorate entire communities. Dr Yasmin Chalmers, Director of Marcus Oldham College’s Centre for the Study of Rural Australia, explains how the EntruBIZ program is helping people to think in an entrepreneurial way.

Encouraging entrepreneurial thinking in rural communities
Australia installs 2M small-scale renewable energy systems

Australia installs 2M small-scale renewable energy systems

10 January 2014

Australians have now installed more than two million small-scale renewable energy systems, the Clean Energy Regulator has confirmed, providing a strong indication that investment in small-scale renewable energy continues to flourish in Australia.

Australia installs 2M small-scale renewable energy systems
Online Retail Sales Index monthly update – November 2013

Online Retail Sales Index monthly update – November 2013

8 January 2014

Growth rates for online sales increased in November – with trends positive for most categories - strength in Media, Groceries and Liquor, Toys and Electronic Games and Department and Variety Stores. Online spending up to $14.6 billion in past year.

Online Retail Sales Index monthly update – November 2013
The Middle Kingdom’s Australian frontier

The Middle Kingdom’s Australian frontier

7 January 2014

Start to prepare for a new era in the Australian Chinese relationship. Well within five years, instead of simply looking at Chinese manufacturing, Australia will look at the tourist bookings due to a very big rise in Chinese tourism.

The Middle Kingdom’s Australian frontier
Below the surface

Below the surface

6 January 2014

As many SMEs might be a million miles away from the mining and resources sector, it’s easy to think it’s all completely irrelevant. That’s not the case. It’s important that you're aware of the general direction of the industry because it can affect your own business.

Below the surface
2014 economic trends for small business

2014 economic trends for small business

1 January 2014

Through our partnership with Kochie’s Business Builders, David Koch speaks with NAB Chief Economist of Markets, Rob Henderson about his outlook for 2014. Join them as they discuss some of the big trends in the economy that may impact small business.

2014 economic trends for small business
Business View Magazine – Summer 2013

Business View Magazine – Summer 2013

30 December 2013

The summer edition of Business View Magazine explores the ecosystem behind the business of sport, looking at how entrepreneurs working in and with the sports sector deal with changes in the business environment. Download the free iPad edition via our new publications app NAB Think.

Business View Magazine – Summer 2013
A game plan for the future

A game plan for the future

16 December 2013

What thought have you given to the future of your business if suddenly you can no longer work or indeed function? There’s more to preparing for the future than just writing a will. Approximately 50 percent of Australians have prepared a will and only half again have addressed all the issues.

A game plan for the future
Getting your product on the shelves of major retailers

Getting your product on the shelves of major retailers

18 November 2013

Five years ago, Daniel Flynn dreamed of changing the world by selling bottled water to Australians. Today, his Thankyou products are sold in Australia’s leading supermarkets and helping thousands of people in need. It’s an inspiring story of hard work and persistence.

Getting your product on the shelves of major retailers
Online Retail Sales Index monthly update – September 2013

Online Retail Sales Index monthly update – September 2013

1 November 2013

Online sales growth edges up in September – to +0.3% mom (from even weaker sales in August). Sales trends mixed by category. In the year to September 2013, Australia’s online retail spending totaled $14.3 billion. This is equivalent to 6.3% of the traditional bricks & mortar retail sector

Online Retail Sales Index monthly update – September 2013
Quarterly SME Survey – September 2013

Quarterly SME Survey – September 2013

24 October 2013

SME business confidence broadly unchanged – with no sign of the political kick in confidence seen elsewhere in business. That may in part reflect a significant fall in business conditions in the quarter. SME performance in poor sectors of the economy were similar to larger firms.

Quarterly SME Survey – September 2013
Farmers’ Markets – another way to do business

Farmers’ Markets – another way to do business

17 October 2013

Farmers’ Markets are helping to bridge the gap between the city and the farm. Jane Adams, National Representative of the Australian Farmers’ Markets Association, explains how farmers can benefit from selling directly to their consumers.

Farmers’ Markets – another way to do business
A Tasmanian flyaway success

A Tasmanian flyaway success

16 October 2013

Aviation businesses are notoriously expensive and, when you're flying a seaplane, there's an extra layer of complexity. Tim Robertson discusses how he and fellow aviator Christiaan Durrant overcame the challenges to make Tasmanian Air Adventures an award-winning success.

A Tasmanian flyaway success
Mary Queen of Shops’ top tips for small businesses

Mary Queen of Shops’ top tips for small businesses

16 October 2013

Best known for her BBC TV series, Mary Queen of Shops, Mary Portas shared her top tips for small businesses during her recent visit to Australia to promote Support Small Business Day - a Victorian Government initiative in partnership with NAB.

Mary Queen of Shops’ top tips for small businesses
Online Retail Sales Index monthly update – August 2013

Online Retail Sales Index monthly update – August 2013

30 September 2013

In the year to August 2013, Australians spent $14.2 bn on online retail. This level is equivalent to 6.3% of spending with traditional bricks & mortar retailer (excluding cafés, restaurants and takeaway food to create a like-for-like comparison) in the year to July 2013.

Online Retail Sales Index monthly update – August 2013
New market opportunities for wine in China

New market opportunities for wine in China

30 September 2013

Wine sales in China are expected to increase 50 percent between 2013 and 2016. Australian wine producers have the opportunity to differentiate themselves from international competitors by concentrating on marketing more premium vintages in China.

New market opportunities for wine in China
The numbers game

The numbers game

27 September 2013

Economic data can be baffling. Bombarded with numbers, headlines, warnings and opinions from all directions, it can be hard to know just what to focus on. So what do you really need to know? And what does it all mean? We explain.

The numbers game
The seven keys to a successful e-commerce website

The seven keys to a successful e-commerce website

13 September 2013

Only 50 percent of Australian businesses have a website, according to a recent poll commissioned by Google Australia. Your website can be a real revenue earner if you build it the right way. We share some very simple but crucial elements to include in your website.

The seven keys to a successful e-commerce website
Reduce the risk when offering credit to customers

Reduce the risk when offering credit to customers

5 September 2013

If you're looking to grow your business, offering credit to your customers can be a smart business move as long as the process is carefully managed. Danielle Woods of Dun & Bradstreet, suggests practical ways to avoid the pitfalls.

Reduce the risk when offering credit to customers
Tapping into China’s e-commerce market

Tapping into China’s e-commerce market

23 August 2013

It’s time for Australian businesses to start thinking more about how they can tap into China’s booming e-commerce market. Lisa Goodhand, Director at China Blueprint Online shares some steps businesses can take to help boost their sales.

Tapping into China’s e-commerce market
Could you be spending less on compliance?

Could you be spending less on compliance?

9 August 2013

Researchers say tax compliance is costing small businesses $28,000 a year - but Sue Prestney, spokesperson for the Institute of Chartered Accountants, believes that many are spending far more than they need. Here are her suggestions for saving time and money.

Could you be spending less on compliance?
Online Retail Sales Index monthly update – June 2013

Online Retail Sales Index monthly update – June 2013

1 August 2013

Online sales growth slowed to +14% yoy in June - the second slowest rate recorded. Fewer Fridays and a lack of product launches may have contributed to subdued growth. In the twelve months to June 2013, Australian online retail spending totalled $13.9 billion.

Online Retail Sales Index monthly update – June 2013
Quarterly SME Survey – June 2013

Quarterly SME Survey – June 2013

24 July 2013

SME confidence & conditions improve significantly with activity of smaller firms outperforming larger firms for the first time in almost four years. SME conditions strengthened across most industries.

Quarterly SME Survey – June 2013
Business View Magazine – Winter 2013

Business View Magazine – Winter 2013

23 July 2013

In this edition, we delve into the experiences of finance commentator turned business builder Alan Kohler, detail bringing an invention to life and explore running a business in an extreme climate. We also cover retaining staff, handling tax in your SMSF and negotiating contracts in China.

Business View Magazine – Winter 2013
Talking Shop – Winter 2013

Talking Shop – Winter 2013

22 July 2013

The Winter edition of Talking Shop has a new look in addition to the usual insights from industry experts on the latest security, technology and industry developments. We look at how to generate more sales, how to reduce the risk of online fraud and more.

Talking Shop – Winter 2013
More value for less effort – the secret of Lean

More value for less effort – the secret of Lean

16 July 2013

Being Lean worked for Toyota - could it work for you? Chris Foster, KPMG Director, National LEAN Service Line Leader, explains the five basic principles of the Lean system and how doing less work can create more customer value.

More value for less effort – the secret of Lean
Pharmacists set to play an increasingly important role

Pharmacists set to play an increasingly important role

15 July 2013

Pharmacists are helping to reduce pressure on the health system and improve quality of life. President of the Pharmacy Guild of Australia, Kos Sclavos, discusses the importance of pharmacists retaining their sustainable competitive advantage in the face of growing retail competition.

Pharmacists set to play an increasingly important role
Growing your business successfully

Growing your business successfully

3 July 2013

Growth is the engine that drives a business - but it’s also an ongoing challenge that brings many businesses unstuck. So how can you ensure your business is set up for growth? Dr Richard Shrapnel, Executive Director at Pitcher Partners, shares some practical suggestions.

Growing your business successfully
Online Retail Sales Index monthly update – May 2013

Online Retail Sales Index monthly update – May 2013

2 July 2013

For the year to May 2013, Australians spent around $13.7 billion with online retailers. This is equivalent to 6.1% of the spending in the traditional bricks & mortar retail sector (excluding cafés, restaurants and takeaway food for a like-to-like comparison) in the year to April 2013.

Online Retail Sales Index monthly update – May 2013
Could teleworking be good for business?

Could teleworking be good for business?

26 June 2013

The NBN will make it possible for more employees to work anywhere - could that be good for your business? Dr Yvette Blount, Research Coordinator of Macquarie University’s Anywhere Working Research Network, discusses the benefits and obstacles you might want to consider.

Could teleworking be good for business?
Things to consider before setting up a general practice

Things to consider before setting up a general practice

21 June 2013

A GP setting up a private practice needs to consider everything that comes with owning a business from demographics to finance, taxation, employment and compliance issues. Paul Freeman, CEO of Medfin Finance, explains how to avoid the pitfalls.

Things to consider before setting up a general practice
Mentoring – effective, affordable help with your business

Mentoring – effective, affordable help with your business

17 June 2013

The right mentor could help you resolve issues, avoid pitfalls and feel more confident in moving forward. In New South Wales and Victoria, the not-for-profit Small Business Mentoring Service brings businesses and mentors together. Chief Executive Officer David Gregory explains the benefits

Mentoring – effective, affordable help with your business
EOFY tips for small business from the ATO

EOFY tips for small business from the ATO

6 June 2013

At the end of the financial year it’s important to make sure your tax affairs are in order. The Australian Tax Office has provided information about recent changes that might affect your business and a checklist of common mistakes you’ll want to avoid.

EOFY tips for small business from the ATO
Considering doing business with China?

Considering doing business with China?

31 May 2013

In the lead up to the Australian events for Australia China Business Week, we bring you part two of our series and reveal more of the insights discussed at last month’s Shanghai event. If you’re considering doing business with China then read on to learn more about the Chinese market.

Considering doing business with China?
Online Retail Sales Index: Indepth report – April 2013

Online Retail Sales Index: Indepth report – April 2013

30 May 2013

For the year to April 2013, Australians spent $13.5 billion online - a level that is equivalent to around 6.0% of traditional retail spending. Online retail sales have continued to grow at a vastly stronger rate than the traditional bricks & mortar retail sector.

Online Retail Sales Index: Indepth report – April 2013
Get more from your SMSF this EOFY – May 2013

Get more from your SMSF this EOFY – May 2013

28 May 2013

Chances are you have a self managed super fund (SMSF) because you like the extra flexibility that it can provide. But to make the most of your fund, you need to keep up with the latest rules and legislation changes.

Get more from your SMSF this EOFY – May 2013
Key considerations for your business strategy into China

Key considerations for your business strategy into China

23 May 2013

Considering doing business with China? Australia China Business Week, the most significant Sino-Australian business events of the year, kicked off in Shanghai last month ahead of upcoming events in Melbourne and Sydney. We reveal the insights shared by the Shanghai delegates.

Key considerations for your business strategy into China
2013 Federal Budget news, insights and expert analysis

2013 Federal Budget news, insights and expert analysis

16 May 2013

Understanding how the Federal Budget impacts you and your business can be complex. Our team of leading economists, tax and superannuation experts keep you up-to-date with all the latest news from the 2013 Federal Budget so we can help you get all your ducks in a row.

2013 Federal Budget news, insights and expert analysis
Personal and business tax changes from the Federal Budget

Personal and business tax changes from the Federal Budget

15 May 2013

NAB’s Senior Tax Advisor and panel of leading economists break down the tax impacts from the 2013 Federal Budget. Understand what the changes are for individuals and businesses including a recap on those that were previously announced.

Personal and business tax changes from the Federal Budget
Is your business EOFY ready?

Is your business EOFY ready?

15 May 2013

For business owners, the end of financial year is the time to get things in order. Here are 11 strategies that could help you build and protect your personal and business wealth in a tax-effective manner.

Is your business EOFY ready?
Federal Budget 2013 impacts on small business

Federal Budget 2013 impacts on small business

14 May 2013

The Council of Small Business Australia’s (COSBOA) CEO, Peter Strong, provides his summary of what the Government’s Federal Budget announcement means for small businesses – do they stand to benefit or will they be worse off?

Federal Budget 2013 impacts on small business
Opportunities for Small Business in the 2013 Federal Budget

Opportunities for Small Business in the 2013 Federal Budget

14 May 2013

The Council for Small Business Australia’s CEO, Peter Strong, talks to Business View, about the key areas they’d like to see addressed in tonight’s 2013 Federal Budget announcement and how those areas could help the broader Australian economy.

Opportunities for Small Business in the 2013 Federal Budget
Do you know the value of your business?

Do you know the value of your business?

10 May 2013

Do you know how much your business is worth? A valuation can provide a sound foundation for growth as well as help you to get the best possible outcome from a future sale or merger. Greg Hayes, Chairman of Hayes Knight National Group, explains how.

Do you know the value of your business?
Young auctioneer Joel Fleming looks back on a winning year

Young auctioneer Joel Fleming looks back on a winning year

9 May 2013

A trip to the Calgary Stampede in Canada was the highlight of the year for Joel Fleming, ALPA 2012 Young Auctioneer of the Year. Here he talks about the competition, his win and how the experience of a lifetime has also provided a boost to his career.

Young auctioneer Joel Fleming looks back on a winning year
Current super landscape

Current super landscape

7 May 2013

With over $1.5 trillion of savings invested, superannuation remains the largest asset for most Australians outside the family home, and one of the most tax-effective savings vehicles available.

Current super landscape
How social media networking can help grow your business

How social media networking can help grow your business

3 May 2013

Networking via social media can be a cheap, fast and effective way to grow your business or a complete waste of time if it’s done the wrong way. Here, business growth expert and mentor Mike Boorn Plener shares some simple strategies for success and flags the traps you need to avoid.

How social media networking can help grow your business
Quarterly SME Survey – March 2013

Quarterly SME Survey – March 2013

29 April 2013

SME confidence & conditions edge higher in March quarter but still near post-GFC lows; SMEs more pessimistic than larger firms and activity also more subdued. Capacity utilisation falls to lowest level in history, despite tick up in forward orders. Signs lower borrowing rates are helping…

Quarterly SME Survey – March 2013
Five steps that lead to a purchase

Five steps that lead to a purchase

26 April 2013

Understanding the steps that lead to a purchase can help you to market your business more effectively. Mark Fletcher, Principal Consultant at ShopScience, shows how to map the ‘customer journey’ for your target markets and make the most of the insights this provides

Five steps that lead to a purchase
The science of shopping

The science of shopping

17 April 2013

The internet has created a new breed of empowered and informed shoppers who know what they want and won’t settle for less. ShopScience’s Principal Consultant, Mark Fletcher, shares his insights on how they think, and how to make the most of their changing expectations.

The science of shopping
Saving for retirement

Saving for retirement

5 April 2013

Want to maximise your retirement savings? Property investment through a Self Managed Super Fund could be an effective way to save for your retirement and may be tax effective.

Saving for retirement
Online Retail Sales Index monthly update – February 2013

Online Retail Sales Index monthly update – February 2013

3 April 2013

Online Retail Sales Index weaker in February. Sales grew by +19% yoy in the month, the weakest growth rate since May 2012. For the twelve months ending February 2013, Australia’s online retail spending totaled $13.1 billion. This level is equivalent to around 5.9% of Australia’s …

Online Retail Sales Index monthly update – February 2013
Protect your business from cyber crime

Protect your business from cyber crime

15 March 2013

Sophisticated criminal gangs are putting Australian businesses at risk by attempting to take over their computers, stealing security information such as passwords and using these to siphon money from their bank accounts. Learn how you can help protect your business.

Protect your business from cyber crime
5 tips for managing your time

5 tips for managing your time

14 March 2013

Not enough hours in the day? Good time management can help you to grow your business and enjoy a healthy work-life balance. Time management specialist Geoff Prior helps people to work more effectively – and here he shares his top five tips.

5 tips for managing your time
CEO remunerations

CEO remunerations

7 March 2013

A new survey gives an insight into how much the majority of Australia’s CEOs are paid. Chairman and CEO of The CEO Institute Ken Gunn believes that the research, carried out in partnership with RMIT University, will help CEOs to benchmark their pay.

CEO remunerations
Quarterly SME Survey – December 2012

Quarterly SME Survey – December 2012

19 February 2013

SME confidence & conditions weaken a touch in Q4 and poor relative to history; sentiment and activity of SMEs a touch weaker than their larger counterparts. Forward indicators remain subdued implying little upturn in near-term activity. Weakness in manufacturing, retail, wholesale and ….

Quarterly SME Survey – December 2012
2013 Economic outlook for SMEs

2013 Economic outlook for SMEs

12 February 2013

SME confidence is expected to increase as financial markets show some improvement and consumers continue to spend strongly in certain sectors. While the dollar is expected to remain high, the cash rate could fall as low as 2.25 percent this year, reveals NAB’s Head of Australian Economics.

2013 Economic outlook for SMEs
Online Retail Sales Index monthly update – December 2012

Online Retail Sales Index monthly update – December 2012

5 February 2013

Online Retail Sales Index dipped in December (from Nov peak) – a seasonal trend around Christmas. Sales up 23% yoy, but slowing implying a ‘weaker online’ December. In 2012, Australia’s online retail spending was $12.8 billion. This level is around 5.8% of the size of Australia’s.

Online Retail Sales Index monthly update – December 2012
Strategies to build, manage and protect your wealth

Strategies to build, manage and protect your wealth

1 February 2013

As a business owner, you diversify risks and investments everyday, but you mightn’t be doing this in your personal life. This week on Kochie’s Business Builders, Iain Rogers of NAB Wealth shares some simple strategies that’ll help build, manage and protect your wealth for the future.

Strategies to build, manage and protect your wealth
The importance of crisis management planning

The importance of crisis management planning

1 February 2013

This week on Kochie’s Business Builders, founding partner of La Porchetta, Sara Pantaleo and NAB Business Banking Manager James Tickner discuss the importance of having a crisis management plan and what to consider when creating your own plan.

The importance of crisis management planning
Common business mistakes

Common business mistakes

31 January 2013

Bad business mistakes happen to good people, according to author and entrepreneur, Mathew Dickerson. Here, Mathew explains to Business View where some businesses stumble and reveals his list of common mistakes to avoid in business.

Common business mistakes
Business View Magazine – Summer 2012

Business View Magazine – Summer 2012

21 January 2013

In this edition of Business View, we talk to Federal Treasurer Wayne Swan and hear from some of Australia’s most unique and successful business owners, including Maggie Beer. We also offer new angles on pricing, marketing, self managed super funds and creativity in the workplace.

Business View Magazine – Summer 2012
Online Retail Sales Index monthly update – November 2012

Online Retail Sales Index monthly update – November 2012

9 January 2013

Online Retail Sales Index surges ahead of Christmas, but year-on-year growth only edged higher to 27%. In the twelve months to November 2012, Australians spent around $12.6 billion on online retail. This level is equivalent to 5.7% of the scale of traditional bricks & mortar retail

Online Retail Sales Index monthly update – November 2012
Australian Corporate Bonds – January 2013

Australian Corporate Bonds – January 2013

7 January 2013

We bring you the first of five research reports examining the Australian Corporate Bond Market, prepared for National Australia Bank by the Australian Centre for Financial Studies.

Australian Corporate Bonds – January 2013
Media management

Media management

4 December 2012

How can your business use advertising to get your brand noticed? We get the inside scoop on ways to make your business marketing savvy in our interview with Australia’s biggest ad buyer, Aegis Media’s Executive Chair, Harold Mitchell.

Media management
Online Retail Sales Index: In depth report – October 2012

Online Retail Sales Index: In depth report – October 2012

28 November 2012

Australia’s online retail sales are continuing to climb, up to A$12.3 billion in the year ended October 2012, but for now the share of total spending is still modest, at around 5.6%. The rate of growth in online sales has strengthened considerably over the last six months.

Online Retail Sales Index: In depth report – October 2012
Small business compliance

Small business compliance

26 November 2012

Overwhelmed by regulatory paperwork? “One of the biggest bugbears for small business is inefficient or unnecessary regulation” says the Hon. Brendan O’Connor MP, Federal Minister for Small Business. He pinpoints how government reforms are cutting red tape.

Small business compliance
Tips on how to get paid quicker and easier when you are on the go

Tips on how to get paid quicker and easier when you are on the go

8 November 2012

Accepting payments on the go is vital for some small businesses success. This week as featured on Kochie’s Business Builders, Cindy Batchelor from our NAB Small Business Banking team presents our top tips to getting paid quicker and easier on the go. Watch Cindy’s tip.

Tips on how to get paid quicker and easier when you are on the go
Online Retail Sales Index monthly update – September 2012

Online Retail Sales Index monthly update – September 2012

1 November 2012

Australian online retail sales up 23 percent yoy in September, but the level is still modest compared to traditional sales. Domestic online retailers continue to innovate – in an effort to develop or maintain a competitive advantage.

Online Retail Sales Index monthly update – September 2012
Quarterly SME Survey – September 2012

Quarterly SME Survey – September 2012

25 October 2012

SME confidence and conditions better in Q3 but still below average; sentiment of SMEs now in line with their larger counterparts but activity, capacity utilisation and new orders continue to under perform. Strength in recreation & personal services and transport a consistent theme

Quarterly SME Survey – September 2012
Monthly Business Survey – September 2011

Monthly Business Survey – September 2011

11 October 2012

Conditions recover and businesses take comfort from better sales, a lower AUD and talk of interest rate cuts. Global uncertainty still weighing on near-term activity indicators.  Business conditions improved in September, after edging down over the previous two months, with the outcome suggesting that the Australian economy may be stabilising. However, there are still signs […]

Monthly Business Survey – September 2011
Monthly Business Survey – September 2012

Monthly Business Survey – September 2012

9 October 2012

Business confidence recovers modestly but still down beat – especially mining. Business conditions disappoint – with struggling retail and wholesale falling significantly. Forward orders noticeably weaker and capacity utilisation trending down - indicative of weakening demand.

Monthly Business Survey – September 2012
Online Retail Sales Index Monthly update – August 2012

Online Retail Sales Index Monthly update – August 2012

3 October 2012

Growth in online spending remains strong - relative to the past year - with spending increasing by around +22% year-on-year in August. This level is slightly softer than in July. In the year to August 2012, Australians spent a total of $11.9 billion in online retail sales. This figure is equivalent to 5.4% of traditional bricks & mortar retail spending (excluding cafes, restaurants and takeaway food) for the year ended July 2012.

Online Retail Sales Index Monthly update – August 2012
Talking Shop Winter 2012

Talking Shop Winter 2012

3 October 2012

In this issue, we discuss ways to reduce overall merchant service fees, provide tips on mitigating risks to your online business and reveal the winner of our Post-a-Pic competition.

Talking Shop Winter 2012
Online Retail Sales Index: June 2012

Online Retail Sales Index: June 2012

12 September 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. Online sales growth recorded […]

Online Retail Sales Index: June 2012
Monthly Business Survey – August 2012

Monthly Business Survey – August 2012

11 September 2012

Australia’s monthly survey of the current performance of the non-farm business sector, based on a survey of around 350 small to large sized companies. Includes a monthly update of the global and Australian economic outlook. Business conditions improve on the back of strengthening trading and profitability – especially in interest sensitive sectors. But confidence falls […]

Monthly Business Survey – August 2012
Monthly Business Survey – July 2012

Monthly Business Survey – July 2012

14 August 2012

Australia’s monthly survey of the current performance of the non-farm business sector, based on a survey of around 350 small to large sized companies. Includes a monthly update of the global and Australian economic outlook. Business conditions worsen in the face of poor trading and profits, with weakness particularly evident in retail and wholesale – […]

Monthly Business Survey – July 2012
Online Retail Sales Index: In depth report – July 2012

Online Retail Sales Index: In depth report – July 2012

30 July 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. With traditional sales totalling […]

Online Retail Sales Index: In depth report – July 2012
Business View Magazine – Winter 2012

Business View Magazine – Winter 2012

15 July 2012

This digital version of the 13th issue of Business View includes case studies and features designed to help you get your business firing on all cylinders.

Business View Magazine – Winter 2012
Monthly Business Survey – June 2012

Monthly Business Survey – June 2012

10 July 2012

Business conditions improve slightly but overall activity remains soft; forward orders and employment conditions imply weak near-term demand. Confidence falls marginally, implying little relief from RBA rate cuts; European uncertainty and new taxes may be weighing on sentiment. Government handouts provide some respite to consumer dependant sectors but benefits may be short-lived – time will […]

Monthly Business Survey – June 2012
NAB Manufacturing Activity Index – Q2 2012

NAB Manufacturing Activity Index – Q2 2012

30 June 2012

The NAB Manufacturing Activity Index provides detailed analysis of activity in Australia’s manufacturing sector and has been constructed to replicate quarterly movements in activity within the sector. The Manufacturing Activity Index* eased further in Q2, remaining in negative territory – despite some divergent trends in individual sub-sectors. The index implies declines in quarter-on-quarter growth in […]

NAB Manufacturing Activity Index – Q2 2012
Quarterly SME Survey – June 2012

Quarterly SME Survey – June 2012

30 June 2012

The NAB Quarterly SME Survey covers conditions in small, medium and emerging businesses (SMEs) across all parts of the non-farm business sector in Australia. SME confidence & conditions deteriorate further. Weakness in small firms increasingly pronounced compared to their larger counterparts – weakness in manufacturing, retail and construction a persistent theme across all small firm […]

Quarterly SME Survey – June 2012
Quarterly Business Survey – June 2012

Quarterly Business Survey – June 2012

19 June 2012

Business conditions weaken; forward orders and other indicators of near-term demand still soft. Confidence slips further, with heightened European uncertainty seemingly outweighing relief provided from RBA rate cuts – new taxes may also be weighing on sentiment. Business conditions weakened in the June quarter, following modestly better activity over recent quarters. Official ABS data suggest […]

Quarterly Business Survey – June 2012
Monthly Business Survey – May 2012

Monthly Business Survey – May 2012

12 June 2012

Business conditions now the weakest in three years: mining and construction down sharply. Confidence falters on global Greek exit fears, weak orders and negative reaction to the May Budget. Indicators of demand imply softer near-term activity and more jobs shedding in weak sectors. RBA to cut again in coming months.  Business confidence deteriorated sharply in […]

Monthly Business Survey – May 2012
Online Retail Sales Index: May 2012

Online Retail Sales Index: May 2012

31 May 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. Online sales growth continued […]

Online Retail Sales Index: May 2012
Monthly Business Survey – April 2012

Monthly Business Survey – April 2012

7 May 2012

Businesses remain confident of better near-term activity but actual conditions weaken in April – with multi-speed element widening again. Forward indicators remain lacklustre, with a material decline in capacity utilisation signalling increased slack in the economy – and further weakness in the labour market ahead. More rate action to come, although how much depends on […]

Monthly Business Survey – April 2012
Online Retail Sales Index: In depth report – April 2012

Online Retail Sales Index: In depth report – April 2012

30 April 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. The value of the […]

Online Retail Sales Index: In depth report – April 2012
Expense management focus

Expense management focus

28 April 2012

How can small businesses stay financially fit? Serg Premier, NAB’s General Manager of Deposits & Transactions, explains the importance of controlling business expenses.

Expense management focus
Quarterly business survey – March quarter 2012

Quarterly business survey – March quarter 2012

19 April 2012

The most comprehensive survey of current performance as well as near-term and medium-term expectations of the non-farm business sector, based on a survey of around 1,000 small to large sized companies. Business conditions edge higher but lack of jobs growth likely to keep near-term activity fairly soft. Confidence slips back and remains below trend. Forward […]

Quarterly business survey – March quarter 2012
Helpline for small-medium manufacturers

Helpline for small-medium manufacturers

10 April 2012

A Gillard-chaired manufacturing taskforce aims to reignite Australia’s struggling manufacturing industry by helping local firms compete more effectively to harness opportunities emerging from the ‘Asian century’.

Helpline for small-medium manufacturers
Monthly Business Survey – March 2012

Monthly Business Survey – March 2012

10 April 2012

Confidence and conditions grind higher but with little jobs growth. Forward indicators marginally improve but remain subdued. Multi speed economy still to the fore – with non mining edging up a touch. Domestic forecasts edge lower with unemployment up. Rates view unchanged. Businesses appeared slightly more confident about near-term activity in March than in February, […]

Monthly Business Survey – March 2012
Online Retail Sales Index: March 2012

Online Retail Sales Index: March 2012

31 March 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. Growth in online sales […]

Online Retail Sales Index: March 2012
Quarterly SME Survey – March 2012

Quarterly SME Survey – March 2012

29 March 2012

The NAB Quarterly SME Survey covers conditions in small, medium and emerging businesses (SMEs) across all parts of the non-farm business sector in Australia. Seasonal adjustment of SME survey results SME survey data reported in the March 2012 NAB Quarterly SME Business Survey have been seasonally adjusted for the first time in the history of […]

Quarterly SME Survey – March 2012
Monthly Business Survey – February 2012

Monthly Business Survey – February 2012

13 March 2012

Confidence retreats while conditions edge higher. Forward indicators remain weak. Retail, manufacturing and construction still struggling while services, transport and mining strong. Growth lowered locally.  Businesses appeared less confident about near-term activity in February than in January. While overall confidence remained positive, uncertainty emanating from the euro-zone and financial markets, the persistent strength in the […]

Monthly Business Survey – February 2012
Online Retail Sales Index – February 2012

Online Retail Sales Index – February 2012

26 February 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. Online sales strengthen in […]

Online Retail Sales Index – February 2012
Monthly Business Survey – January 2012

Monthly Business Survey – January 2012

14 February 2012

Confidence and conditions a touch better but economy still marking time. Sectors remain wide apart. Inflation weakening as retailers increase discounts and one more rate cut possible.  Overall business confidence was relatively firm in the month, with businesses seemingly still taking relief from the recent RBA rate cuts as well some abatement of concerns about […]

Monthly Business Survey – January 2012
Quarterly Business Survey – December quarter 2011

Quarterly Business Survey – December quarter 2011

9 February 2012

The most comprehensive survey of current performance as well as near-term and medium-term expectations of the non-farm business sector, based on a survey of around 1,000 small to large sized companies. Despite better business conditions and improved confidence, survey still only suggestive of an economy growing at around trend. Forward indicators slightly better, implying a […]

Quarterly Business Survey – December quarter 2011
Monthly Business Survey – December 2011

Monthly Business Survey – December 2011

31 January 2012

Confidence up a touch in December, despite global economic worries. Conditions consistent with an economy going sideways – but multi- speed. GDP forecasts lowered & two rate cuts now expected in 2012.  Business confidence strengthened a little in December, although it remained below the series long-run average. Business sentiment over recent months has been seemingly […]

Monthly Business Survey – December 2011
Online Retail Sales Index: In depth report January 2010 – January 2012

Online Retail Sales Index: In depth report January 2010 – January 2012

31 January 2012

The NAB Online Retail Sales Index provides key insights into online spending in the retail goods space, capturing domestic and international trends, as well as regional and age demographic trends. It’s a unique tool based on up to 2 million non-cash transactions per day, scaled up to replicate the broader economy. In a fast-changing environment, […]

Online Retail Sales Index: In depth report January 2010 – January 2012
Quarterly SME Survey – December 2011

Quarterly SME Survey – December 2011

30 December 2011

The NAB Quarterly SME Survey covers conditions in small, medium and emerging businesses (SMEs) across all parts of the non-farm business sector in Australia. SME confidence and conditions rebound but still below levels of their larger counterparts. Low tier (smallest) SMEs struggle. SME firms reported improved confidence in the December quarter – especially compared to […]

Quarterly SME Survey – December 2011
Preparing for the unexpected

Preparing for the unexpected

4 December 2011

Businesses can't plan for every adversity but Italian restaurant franchise, La Porchetta has proved that a good crisis plan helps owners and employees deal with the worst of tragedies.

Preparing for the unexpected
Artificial intelligence

Artificial intelligence

3 December 2011

To respond quickly to online customer queries, artificial intelligence is increasingly being used by businesses, from retailers to publishers. My CyberTwin CEO, Liesl Capper-Beilby (pictured), explains this trend.

Artificial intelligence
Monthly Business Survey – November 2011

Monthly Business Survey – November 2011

30 November 2011

Conditions improve slightly in November and are consistent with an economy growing around trend. Services sectors (ex. finance) and retail doing better. Confidence overall relatively stable – despite European concerns. GDP revised up on mining & consumer strength. Business conditions edged higher in November, after softening a little in the previous month, and are consistent […]

Monthly Business Survey – November 2011
Monthly Business Survey – October 2011

Monthly Business Survey – October 2011

8 November 2011

Conditions soften in October, suggesting growth in the economy is treading water. But, for the second month in a row, confidence has improved. Also tentative signs of Qld re-construction kicking in.  Business conditions softened in October, partly unwinding an improvement in conditions in the previous month, with trend conditions suggestive of an economy that is […]

Monthly Business Survey – October 2011
Tips for small business owners

Tips for small business owners

30 October 2011

What can businesses do to stay ahead of the pack? Peter Strong, Executive Director, Council of Small Business of Australia (COSBOA), lists his top tips for small business success.

Tips for small business owners
Cloud computing

Cloud computing

30 October 2011

Cloud computing can slash costs and drive productivity. Google’s Stuart McLean explains how.

Cloud computing
Crowdsourcing: an online success story

Crowdsourcing: an online success story

30 October 2011

We profile Australia’s largest tendering website, ServiceSeeking.com.au, co-founded by Jeremy Levitt (pictured), which has year-on-year revenue of 129 percent.

Crowdsourcing: an online success story
Quarterly Business Survey – September quarter 2011

Quarterly Business Survey – September quarter 2011

20 October 2011

The NAB Quarterly Business Survey is the most comprehensive survey of current performance as well as near-term and medium-term expectations of the non-farm business sector, based on a survey of around 1,000 small to large sized companies. Business conditions slump and confidence falters mid-quarter, but monthly profile points to subsequent improving trend. Hours worked strengthens […]

Quarterly Business Survey – September quarter 2011
NAB Quarterly ASX 300 Business Survey – September 2011

NAB Quarterly ASX 300 Business Survey – September 2011

30 September 2011

The ASX 300 Quarterly Business Survey captures the views of the ASX 300 business community and is a key peer comparator for companies. The report shares business and sector insights, and an understanding of economic confidence for the quarter. Business conditions for ASX300 declined further in Q3 – driven by manufacturing – narrowing the gap […]

NAB Quarterly ASX 300 Business Survey – September 2011
Quarterly SME Survey – September 2011

Quarterly SME Survey – September 2011

30 September 2011

The NAB Quarterly SME Survey covers conditions in small, medium and emerging businesses (SMEs) across all parts of the non-farm business sector in Australia. Subdued SME conditions persist and confidence falls further. Business confidence of SMEs fell heavily in the September quarter, consolidating a sharp decline in the June quarter and consistent with the deterioration […]

Quarterly SME Survey – September 2011
Monthly Business Survey – August 2011

Monthly Business Survey – August 2011

13 September 2011

Global jitters jolt confidence. But could have been worse given global turmoil. Business conditions only a touch weaker – but with further restructuring evident in a widening of the multi-speed economy.  Business confidence dropped sharply in August, with heightened global uncertainty, large falls in equity markets and the fear of debt market contagion. Confidence deteriorated […]

Monthly Business Survey – August 2011
Monthly Business Survey – July 2011

Monthly Business Survey – July 2011

9 August 2011

Business conditions weaken showing an economy continuing to lose momentum and traveling below trend. Confidence remains subdued in the face of continuing uncertainty – but carbon didn’t appear to cause further retreat.  Growth in the domestic economy weakening in July, with business conditions now indicative of below-trend growth. This weakening trend was broad based – […]

Monthly Business Survey – July 2011
Running a meeting

Running a meeting

31 May 2011

Do you run business meetings that tend to go overtime and don’t stick to the agenda? How you chair a meeting can impact dramatically on the outcome. From body language to voice tone, here are some tips to help chair with flair.

Running a meeting
Real estate for real gains

Real estate for real gains

28 May 2011

A lucrative property investment is one that outperforms the market in capital growth. And, as John McGrath, CEO of McGrath Estate Agents says, while yield is important, the serious windfall comes when you identify a hyper-growth area through solid research, observation and calculated risk. “Imagine if you’d bought a couple of Paddington terraces in Sydney […]

Real estate for real gains
Turning debtor invoices into cash

Turning debtor invoices into cash

28 April 2011

Many businesses are familiar with the stress of waiting for multiple customer invoices to be paid and concerned with the need to extend credit. This is where invoice finance may be a viable option. The most obvious advantage of invoice finance is the ability to improve core cash flow by converting debtor invoices into cash. […]

Turning debtor invoices into cash
Beefing up a brand

Beefing up a brand

30 March 2011

Working with a partner can take your agribusiness brand to the next level. Using Certified Australian Angus Beef as a case study, we highlight how entering into a brand partnership can sharpen competitive edge.

Beefing up a brand
Business reporting

Business reporting

18 March 2011

You can’t manage it if you can’t measure it. But how do you get your reporting systems to accurately portray what you really need to know?

Business reporting
B2B sales and marketing

B2B sales and marketing

18 March 2011

Improving your business-to-business sales and marketing technique can deliver significant returns. The trick is to put yourself in the customers’ shoes.

B2B sales and marketing
Referral marketing

Referral marketing

30 December 2010

In an era when consumers are constantly bombarded with advertising messages in myriad forms, the challenge for businesses is how to break through the marketing ‘noise’ and create measurable, lead-generating opportunities.

Referral marketing
Public speaking

Public speaking

30 November 2010

Whether you’ve been asked to perform your first keynote, or you just want to face a fear, speaking in front of a crowd can be enormously empowering. It can also increase your visibility as a business leader. Fortunately, the speakers’ stage is not reserved for veteran CEOs. What audiences want The one demand Australian audiences […]

Public speaking
Focus on cash flow

Focus on cash flow

30 November 2010

Good cash flow management is critical to business success. There are a number of different levers businesses can use to help improve their payment systems and free up more cash.

Focus on cash flow
Improve performance with a sales structure

Improve performance with a sales structure

30 September 2009

Adopting a systemised sales structure not only leads to greater efficiency for the sales team but also strengthens overall business performance. Many of Lackovic’s clients complain that, while they’re able to systemise processes such as accounts, administration, recruitment and so on, it’s very difficult to systemise sales. But without a structure, he says, sales teams […]

Improve performance with a sales structure
Achieving search engine success

Achieving search engine success

30 July 2009

Driving website traffic to your business is all about using the right search engine strategies. Business owners considering an investment in search engine marketing (SEM) can often feel like they’re drowning in a sea of marketing acronyms and lingo. It comes down to making sure that your business is at the top of the list […]

Achieving search engine success
Outsourcing for effective marketing

Outsourcing for effective marketing

30 June 2009

Today’s marketing environment is constantly evolving. And for many businesses, particularly smaller businesses, it’s becoming increasingly difficult to devote the resources and time needed to maintain a consistent, strategic approach to marketing and customer communications. Relieving marketing pressure and allowing a business to focus on its core competencies are the obvious benefits of bringing in […]

Outsourcing for effective marketing
The power of brand

The power of brand

30 April 2009

A strong brand is more than a well-designed logo that opens the door to a business. The experts will tell you a brand is what your customers think, feel and say about your product and service.

The power of brand