Hear NAB’s senior expert panellists discuss a range of topics to provide key insights to help you and your business prepare for the current property market climate.
Investment
Market updates, insights and education empowering you to make informed investment decisions.
Featured stories
Protecting the value of a share portfolio
By hedging a share portfolio you can enjoy the upside potential while creating a strategy to limit downside risk
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Why should investors consider Foreign Currency Bonds?
Foreign currency bonds have the potential to provide enhanced fixed income returns while adding additional diversification your investment portfolio
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Insights, Trends & Case Studies
NAB Quarterly Australian Commercial Property Survey Q4 2023
Commercial property sentiment improved in Q4 but remained weak and below average
Insight
The different types of capital raisings
Capital raisings were not always easy to access for individuals. That's changed and investors now have a wide variety of entry points into private and public capital markets.
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Fixed Income jargon explained
While exploring the world of fixed income you may come across words or phrases your unsure of. Our jargon guide is here to help
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Equity strategies to build your wealth
No matter what kind of investor you are there are equity strategies that may enhance your investment portfolio
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Enhancing returns using tailored FX solutions
Tailored FX solutions can provide stand-alone enhanced income streams or form part of a wider investment strategy. Let's explore the choices
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Exploring REITs through capital raisings
Capital raisings can be a great entry point into real estate investment trusts, but there are a few things to consider to get your strategy right
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Understanding the basics of Capital Raisings
Capital raisings can be for listed or unlisted businesses. Both pathways may suit you, but first lets understand how they work
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How to invest in equity derivatives
Equity derivatives provide an opportunity to seek enhanced income returns from share investments, while managing risk and providing portfolio hedging
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Capital raising jargon explained
Many popular investments have their own jargon, we explain key Capital Raising terminology so you can focus on potential investments
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Build global exposure through Exchange Traded Funds
Exchange Traded Funds provide easy access to investment themes across the world without the need to pick individual stocks
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How to create income from dollar volatility
Interest rate differentials between the US and Australia are set to narrow further, creating Foreign Exchange opportunities for investors
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Spreading your wings
Homebody investors may love ASX blue-chip stocks and franked dividends, but could be missing out on opportunities in sectors such as artificial intelligence and renewables by ignoring offshore markets.
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How do Dual Currency Investments work?
NAB Dual Currency Investments, or DCIs, are short term currency referenced investments issued by NAB. DCIs can offer you, the investor, the possibility of generating an enhanced income return, referred to as the yield by referencing your investment to an underlying currency.
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How do NERTIs work?
NAB Equity Referenced Term Investments (NERTIs) are short term equity referenced investments issued by NAB. NERTIs provide you with the flexibility to generate an enhanced income return by referencing your investment to an underlying equity.
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NAB Quarterly Australian Commercial Property Survey Q3 2023
Challenging conditions (particularly in Office and Retail markets) weighed further on commercial property market sentiment in Q3…
Insight
Achieving enhanced income returns using NERTIs
Seeking income and have conviction on a stock or market direction? NERTIs may fit the bill to meet your investment goal
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How much cash should I hold in an investment portfolio?
If you’re re-thinking the balance of cash in your investment portfolio, start with these tips.
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What are surging bond yields telling us?
When bond yields move quickly the market is signalling a pending adjustment, and it may mean investors need to react
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NAB’s Equity Lending Products
Equity lending provides an avenue to borrow funds to build long term wealth. There are different options, depending on the level of risk you are comfortable with
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Investment Lending explained: A deep dive into property vs shares
Like property, you can borrow to invest and build a share portfolio, we examine the benefits and risks of investment lending
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How bonds can boost income flow from your investments
Bonds are a great source of predictable income and a key part of an investment portfolio
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Strategies to make FX work for you
As investors increasingly look to offshore opportunities, foreign exchange (FX) is gaining importance to manage risk and deliver enhanced returns
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How Foreign Exchange works
Interested in Foreign Exchange trading? We cover the basics of what is FX and what are the drivers that impact currencies
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Fixed Income: The basics explained
Fixed Income, also known as bonds, is a key ingredient of a diversified investment portfolio. Let's go over the basics
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Where do bonds fit in an investment portfolio?
Bonds are an essential part of a diversified investment portfolio, we examine the options and how best to allocate funds to fixed income
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Understanding the basics of share market investing
Before you research a single stock, let's run over some of the basics of share market investing
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Share market jargon explained
Alphabetically listed explanation of key share market investing terms and jargon
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How to build a share portfolio
Doing the research and understanding what you are investing in is a key part of being successful when building a share portfolio
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Where to now for the equipment finance market?
Rural businesses are looking for equipment funding solutions that meet their needs in an evolving environment. Article originally published in The Advisor on 20/09/23
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Building culture and careers in property with Susan Lloyd-Hurwitz
One of Australia’s most successful executives gives some inside tips at NAB’s Women in Property Finance industry networking event and reveals the biggest intellectual challenge of her post-Mirvac life.
NAB Quarterly Australian Commercial Property Survey Q2 2023
Commercial property market sentiment and confidence moderates in Q2 amid growing economic uncertainty…
Insight
Economic outlook prompts investor caution
The required slowdown in consumption and its impact on the economy is becoming more worrisome as central bank's take a hard stance on inflation vs growth.
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Digital infrastructure sales unlock hidden value
A series of NAB-led deals involving major telcos and private capital from infrastructure investors points the way to effectively monetising undervalued assets for growth.
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Navigate the stock market with confidence: Introducing the margin loan
Using debt to build wealth is a well established path. Taking that strategy into an equities portfolio is not so well understood, but it can transform long-term outcomes
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NAB Quarterly Australian Commercial Property Survey Q1 2023
The NAB Commercial Property Index improved a little further in Q1 but economic uncertainty seems to be weighing on confidence.
Insight
Build a share portfolio without draining your cash reserves
How to build a share portfolio without needing big cash injections or worrying about market crashes
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NAB Quarterly Australian Commercial Property Survey Q4 2022
The NAB Commercial Property Index improved in Q4, but is still negative overall and trending well below the survey average.
Insight
With a bit of luck growth could exceed expectations
Global growth is expected to slow this year, but there are paths opening as we enter the new Lunar Year that could lead to a brighter picture, with a bit of luck in the Year of the Rabbit.
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Portfolio holdings data: Super funds well-positioned for market volatility
NAB and ASFA examine superannuation portfolio holdings disclosure data released this year as part of regulatory changes aimed at enhancing industry transparency.
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NAB Quarterly Australian Commercial Property Survey Q3 2022
NAB’s Commercial Property Index shifted back into negative territory in Q3.
Insight
Five investment options to combat rising interest rates
With inflation at 40-year highs central banks are doing whatever it takes to bring it down.
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Five megatrends changing the world
What megatrends are here to stay...and what defines them?
Podcast
Making a difference one trade at a time
Thank you for a successful Flood Relief Trading Day.
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Why investors are looking to ETFs to diversify portfolios
BlackRock’s Head of Wealth Australia explains why ETFs are the ideal tool to diversify your portfolio and ride out the current market uncertainty.
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NAB Quarterly Australian Commercial Property Survey Q2 2022
NAB's Commercial Property Index eased to +1 pt in Q2 (+11 in Q1) amid reports market is starting to respond to higher inflation and interest rates.
Insight
NAB Quarterly Australian Commercial Property Survey Q1 2022
NAB’s Commercial Property Index rose to +11 pts in Q1, building on the gains seen in the last quarter when the index moved back into positive territory for the first time in 2 years.
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NAB Quarterly Australian Commercial Property Survey Q4 2021
Our Q4 survey saw commercial property market sentiment move into positive territory for the first time in 2 years, with the NAB Commercial Property Index at +3 pts.
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Growing importance of FX management to super funds
NAB's 2021 biennial Super Fund FX Survey highlighted that on average, close to 47% of funds’ assets are allocated offshore.
NAB Private Direct Markets & Investments Webinar
NAB Private Direct webinar focuses on current trends around Markets and Investments.
Webinar
ESG and stewardship: Steering the transition
New NAB research shows how asset managers are working towards a more sustainable future through their investing activities and how companies can best embrace the change.
Place matters: ESG and communities
As part of NAB’s Bank for Transition interview series we speak to Associate Professor Rae Dufty-Jones and Dr Neil Perry from Western Sydney University on the future of building sustainable communities and how government is listening.
NAB Superannuation FX Hedging Survey 2021: summary
Our 10th biennial survey – the only survey of its kind to examine hedging techniques of Australian Super Funds – captures their shifting priorities in this rapidly changing landscape.
ESG and equity: positioning for success
A new NAB report offers insights into how asset managers are incorporating sustainability metrics into their investing activities and what companies can do to develop best-in-class strategies.
NAB Quarterly Australian Commercial Property Survey Q3 2021
The Q3 NAB Commercial Property Survey shows sentiment has declined, reflecting a fall in business confidence and conditions following the extended lockdowns in VIC and NSW.
Insight
NAB Private Wealth x PwC Markets & Investments Webinar
Join us for this insightful webinar where our expert panellists discuss a range of topics around global and local investment themes, alternative investments and responsible investing.
Webinar
ESG and capital report: equity
Companies with strong ESG characteristics are experiencing increased availability of equity and a reduced cost of equity.
ESG and capital roundtable discussion
Responding to changing asset manager behaviours and expectations.
What does the RBA’s taper mean for financial markets?
Tapering is not tightening; the RBA is still adding to the stock of bonds on its balance sheet, just at a reduced rate.
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NAB Quarterly Australian Commercial Property Survey Q2 2021
Q2 NAB Commercial Property Survey shows confidence edged higher, but recovery will remain slow.
Delta, economic growth and the market outlook – should we worry?
After a wobble early last week, equity markets have resumed their upwards trajectory.
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Rethink, Reset 2021: Building Back Better in Infrastructure
A look at how industry leaders are changing their behaviours across the infrastructure cycle from investment to planning to delivery.
Sustainable investing: giving your portfolio purpose
Investors have well and truly embraced sustainable bonds. But do they have what it takes to help better the world?
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Unconventional investment thinking? It’s in your interest
It’s hard to invest for income right now. Maybe it’s time to try something different.
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NAB Quarterly Australian Commercial Property Survey Q1 2021
The NAB Commercial Property Index lifted for the third straight quarter, but remained negative and well below average.
Insight
The unsung opportunities for High Net Worth investors
Australia’s high net worth investors face continued uncertainty – locally and globally. So what’s the smart next step? NAB Private and JBWere CEO Justin Greiner reveals his thoughts on how best to navigate 2021.
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Inflation: An inevitable outcome or not?
NAB recently hosted the inaugural Capital Markets 2021 Virtual Conference for issuers and investors.
NAB Quarterly Australian Commercial Property Survey Q4 2020
While NAB’s Commercial Property Index lifted for the second straight quarter, it was still weak and well below average.
Insight
Sustainable Finance Update February 2021
According to BNEF, 2020 was a record year for sustainable debt issuance with annual issuance reaching US$732.1 billion across both bond and loan formats, representing a 29% uplift on 2019 levels.
Markets Today: Treasury appetite is still strong
With yields rising there’s been a question mark over whether the appetite for treasury bonds is falling.
Why the private market is set to dominate investment
Record levels of spending will call for record levels of funding this decade. That’s a golden opportunity for the private markets – and high net worth investors.
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Markets Today: One minute to midnight on US & UK-EU deals
The post-Brexit trade deal and the US fiscal stimulus deal have been pushed back time and time again, but we really are at the point of no return.
Sustainable Finance Update December 2020
Q3 2020 saw increased issuance momentum with a record US$155bn of sustainable finance debt raised fuelled by the COVID-19 pandemic and global sustainability concerns.
NAB Quarterly Australian Commercial Property Survey Q3 2020
The COVID-led economic downturn continued to weigh heavily on commercial property market sentiment in Q3.
Insight
Seven lessons on social value
We’ve partnered with The Australia—United Kingdom Chamber of Commerce and the New South Wales Government to launch the second business insight report in this three part series: Impact 2020: Seven Lessons in Social Value.
Sustainable finance update: October 2020
Green, social, sustainability and sustainability-linked bond market nearly doubles in Q3 2020.
Why responsible investing is attracting big money
Responsible investing among Australia’s wealthiest individuals is rising exponentially. The question is: why?
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Markets Today: Equities hit
There have been massive falls in US equities, particularly tech stocks.
ESG investment – an AFR special report
Facilitating the flow of capital towards sustainable initiatives and investing in our economy to drive recovery, create jobs and supercharge innovation has never been more important.
Markets Today: US equities head for highs
US equities continue to race upwards, at or near record highs.
Sustainable finance update: July 2020
An Australasian perspective on sustainable finance markets.
An alternative option for your investment portfolio
Australian investors have had largely overlooked alternatives. COVID-19 may well change that.
Article
A big year for equity capital raisings on the ASX
A temporary easing in rules around equity capital raisings has helped a surge in activity and this is expected to continue as companies shore up their balance sheets.
NAB Quarterly Australian Commercial Property Survey Q2 2020
The COVID-19 led economic slowdown had a major impact on commercial market sentiment in Q2.
Insight
Digital revolution offers new infrastructure opportunities
The COVID-19 pandemic is set to accelerate the shift to the digital economy, expanding the relatively new asset class of digital infrastructure.
Markets Today: Vaccine hopes then China tensions
Equities in the US spent most of the session rising, driven by the news that Pfizer and BioNTech’s experimental vaccine has being fast tracked in the US.
Markets Today: virus ‘out of control’ yet equities still rise
Dr Fauci has declared the virus as ‘out of control’ in the US and more measures need to be brought in to contain it.
Markets Today: Taking stock on a no-bad news day
There’s a little positive sentiment pushing shares higher again today and helping the US dollar gain on the Yen and Swiss Franc.
Sustainable finance update: June 2020
A monthly look at the ESG debt markets from an Australasian perspective.
Markets Today: Virus numbers cause concern
Rising infection rates in US southern states hit equities hard on Friday.
Markets Today: Easing Volcker
The easing of banks’ investment rules contained in the so-called ‘Volcker Rule’ has helped to boost stocks.
Markets Today: PMIs to help show shape of the recovery
In a day that’s been light on news, markets have had a chance to take a more positive outlook, pushing equities higher and the US dollar lower.
Investors rush to COVID-19 social bond market
New COVID-19 social bonds have been met with overwhelming support from investors, leading to rapid growth in the sustainable debt market and a welcome outperformance, experts told a NAB Roundtable.
Markets Today: Fed goes further
Globally equities had been dampened on Monday morning but equities are back on the rise in the US.
Markets Today: investors run for cover
There’s been a swift move to bonds and safe haven currencies since the Fed’s message yesterday that it would take a couple of years at least for life to return to normal.
Markets Today: Easing off the peddle
The rally in equities has stalled for now – except for the NASDAQ.
Australian Markets Weekly: the main questions asked about the Australian economy
This week, we thought it might be interesting to discuss the most common questions we are getting asked by businesses and investors on the outlook for the Australian economy.
Sustainable finance update: May 2020
A look at the Australasian ESG debt markets during the last month.
Markets Today: Optimism knocked back by Trump announcement
US equities continued to rally as investors looked for signs the economy would be getting back on track. But then …
Markets Today: Equities rebound despite “new cold war”
Equities have staged a broad-based rebound and are expected to continue as markets reopen in the US and UK.
Podcast
Markets Today: Equities hit by China’s clashes with the US
Market sentiment was tempered somewhat by rising rhetoric between the US and China.
Markets Today: Markets accentuate the positive
It’s been another positive session, driving equities higher and giving another boost to the Australian dollar.
Australian credit markets send a positive signal
The longest period of bond market disruption since the GFC appears to be ending.
Markets Today: Markets go vaccine crazy
There’s been big increases in equity markets and bond yields on news of a successful stage one vaccine trial in the US.
Markets Today: Back to work & back to the trade war
The US President has said the US needs to get back to work, vaccine or not.
Markets Today: Job woes, US tensions & China’s rebound
The US and Australia have both reported dour job numbers, although markets were braced to expect it.
Markets Today: AUD falls despite continued recovery hopes
When we’ve had positive risk sentiment in the past we’ve tended to see a stronger Aussie dollar but that’s not the case today.
NAB Quarterly Australian Commercial Property Survey Q1 2020
The NAB Commercial Property Index fell 8 points to a below average 0 in the March quarter.
Markets Today: Germany’s judges challenge ECB
The Euro and Italian bonds took a hit with German judges challenging the ECB on its QE activity.
Markets Today: Airlines take a beating; German judges to rule on QE
Airline stocks have taken a heavy hit after Warren Buffet’s decision to bail out at the weekend.
Sustainable finance update: April 2020
A monthly look at the Australasian ESG debt markets.
Private View Podcast: global shock, local impact
Listen to new podcast: COVID-19 investment trends.
Podcast
Markets Today: Markets not entirely convinced on the V
There’s still talk of a v-shaped recovery in the US.
Markets Today: Signs of a China bounce-back adds to optimism
Industrial production numbers from China on Friday gave investors hope.
Markets Today: Markets might’ve overaccentuated the positive
March data out of the US is bad and the share market has taken it badly.
Markets Today: V-shaped optimism drives shares higher
Australia joined the bull run in the share market yesterday, clocking up 20.7 percent growth since March 23.
Markets Today: Buying credit and cutting oil
The US Fed has extended its QE shopping list, agreeing to buy junk bonds from corporations suffering the impacts of the coronavirus.
Corporate borrowers cautious as markets see-saw
With public debt markets in flux due to the spread of COVID-19, patience is the watchword for Australian borrowers in private capital markets.
NAB Quarterly Australian Commercial Property Survey Q4 2019
The NAB Commercial Property Index increased 5 points to an above average +8 in Q4.
Investors position for the megatrends of the future
NAB’s Fixed Income Beyond the Institutional Sector Summit looked at the trends that are likely to shape the way we live, work and interact for years to come.
Top 10 ways technology and digital securities will change finance
A financial system that has taken centuries to evolve will change dramatically in the next few years.
Investors taking action to support a sustainable economy
Investors are directing capital towards the projects and companies that will remain viable in the transition to a low-carbon economy, a major international conference was told.
Why venture capital is more important than ever for investors
Venture capital is too important for investors to ignore as it occupies an increasingly large part of the global economy and provides opportunities not available elsewhere, experts told the 2019 Association of Superannuation Funds of Australia.
Sustainability: The new economy
Customers and investors alike want companies to create a positive contribution to society, alongside profit.
Climate change to affect asset prices with little warning
Climate change is a long-term problem, but when it starts to affect asset prices it will happen very quickly, experts told the recent 2019 Association of Superannuation Funds of Australia.
Super funds and listed companies can boost growth by working together
Listed companies and superannuation funds can lift returns and boost Australia’s economic growth if they work together, the recent 2019 Association of Superannuation Funds of Australia heard.
Offshore wind: A European export going global
The offshore wind industry is booming, with 22GW of installed capacity worldwide and the first project planned for Australia.
Putting protection at the centre of your wealth strategy
Growth is key in a low-yield environment. But it’s also vital to protect the wealth you’ve spent years building.
Connecting capital to opportunity: NAB in Japan
Janari Tonoike, head of NAB Japan Securities Limited, National Australia Bank’s (NAB) new Tokyo-based, wholly-owned subsidiary, showcases the long-standing relationship between Japan and Australia, and explains how the new entity can help investors and borrowers in both markets and beyond connect better in a challenging global business environment.
Creating opportunities: Corporate & Institutional Banking magazine
As the end of year approaches, we’d like to recognise how our corporate and institutional clients are making a difference, in Australia and around the world.
Helping with the transition to a low-carbon economy
Financial institutions including NAB are working on a range of ways to support customers as the global economy faces challenges from climate change, a recent conference was told.
Investors urge coordinated action on climate change
Investors are keen to understand how their portfolios are exposed to global risks from climate change and want more green and sustainable products to invest in, a recent conference heard.
NAB Quarterly Australian Commercial Property Survey Q3 2019
The NAB Commercial Property Index fell 4 points to +3 in Q3 2019, in line with its long-term average (+3).
The surge in responsible investing
Why it might be time for you to put your portfolio under the ESG microscope.
Turning global bonds into income for Aussie investors at Neuberger Berman
We helped Neuberger Berman set up Australia’s first listed investment trust focused on global fixed income, to turn global bonds into income for Aussie investors.
More affordable and specialist homes
More Australians will be able to access affordable housing following a $2 billion commitment from NAB which will see more homes being built across the nation.
Harnessing wind to power cities for the future: Pacific Hydro
Global renewable energy owner, operator and developer, Pacific Hydro partnered with NAB to realise its renewable energy vision.
Top 3 reasons companies amend their US Private Placements
Companies sometimes seek changes to covenants during the life of a 10 to 15-year note. In this article, we examine the issues that can prompt such a request.
Low rates a challenge for superannuation funds & members
The recent NAB Super Evolution conference considered the implications of low interest rates on investments and asset allocations, and how that could affect superannuation returns.
Real assets expensive but opportunities remain
Amid an expensive market and an uncertain global economy, fund managers are cautioning discipline, though there are opportunities for investors to look outside traditional markets and work on assets.
Major research centre finds a 17-year refinancing solution
A landmark PPP refinance meets the needs of investors for a low-risk investment as well as the needs of borrowers for longer-dated debt.
NAB Superannuation FX Hedging Survey 2019: summary
Our 9th biennial survey – the only survey of its kind to examine hedging techniques of Australian super funds – captures their shifting priorities in this rapidly changing landscape.
Democratisation of the bond market
The bond market has long been opaque, with bonds traded in parcels far too large for the average investors, but what might a more accessible bond market look like?
NAB Quarterly Australian Commercial Property Survey Q2 2019
Overall market sentiment lifted 9 points to +7 in Q2. It rose in all states (bar SA/NT), and was highest in VIC & NSW.
Why you might need to rethink your fixed income strategy
It’s taken a while to gain momentum, but fixed income is starting to feature in high net worth portfolios in Australia, catching up with offshore peers.
Maintaining balance & building a brighter future: Debt Capital Markets
Panelists at NAB's annual DCM conference discussed the ideal confluence of demand and supply in the Asia Pacific (APAC) region, which is home to some of the worlds fastest growing economies.
Integrating ESG in the insurance industry
NAB recently brought together a group of insurance professionals with ESG market experts and practitioners to explore risk, operations, reputational and investment issues.
AUD Annotated Chart: June 2019 and FY2018/19
June was another month of two halves for the AUD/USD.
How to be EOFY ready
What are Australia’s wealthiest doing to prepare for tax-time?
Infrastructure investments in Australia: Gearing up for the new normal
Australia offers Asian investors portfolio diversification in a stable economic and political environment.
NAB Quarterly Australian Commercial Property Survey Q1 2019
Overall market sentiment (measured by NAB’s Commercial Property Index) fell 11 points to -2 in Q1 2019 - its first negative read in over 4 years.
Green bonds reaching the mainstream
Sustainable bonds are appealing to a wider set of investors as the market develops, a recent conference was told.
Enhanced yields from corporate bonds
High net worth and sophisticated investors are increasingly looking to corporate bonds as a way to preserve capital while delivering higher yields than cash or government bonds.
Changing the funding game
Growth capital is more important than ever. But while we’re seeing new and innovative forms of funding stepping up to meet this need, it’s clear small and medium-sized businesses must step up too.
Investing in collectibles: do passions and profits mix?
A vintage sports car, a pink diamond necklace, a precious work of art – they may be more fun than a share portfolio but do they make sense as investments? We examine the world of high-value collectibles – the good news and the cautionary tales.
Customer stewardship & the institutional investor
Global investors are increasingly allocating funds to infrastructure and many investors are implementing new methods and measures to both adapt to and lead a stewardship mandate into infrastructure investment.
NAB Quarterly Australian Commercial Property Survey Q4 2018
Overall sentiment among property professionals increased marginally in the final quarter of 2018.
Australia’s renewable energy boom to continue in 2019
Australia’s energy landscape is undergoing a significant transformation which includes the increased penetration of renewable energy technologies.
Super funds and banks: partnering for the future
Tapping into a giant retirement savings pool.
Macquarie Uni sustainability bond
Macquarie saw demand for long tenors and appetite for socially responsible investments.
China opening up opportunities to foreign investors
The Chinese economy is liberalising and opening up to the rest of the world, paving the way for foreign investors to tap into opportunities in the increasingly wealthy nation, the 2018 ASFA Conference heard.
Strong support for Aussie credit in 2019
After a year of credit spread tightening, investors are becoming more cautious and selective.
New Year, new opportunities
As 2018 draws to a close, we’d like to share some of the achievements of our Corporate and Institutional clients over the past year.
The infrastructure opportunity for super funds
Australia’s superannuation funds should seriously consider infrastructure investment opportunities that help build the nation, NAB Chief Customer Officer of Consumer Banking, and former Premier of New South Wales, Mike Baird, says.
Investors see new opportunities in property
Build-to-rent could provide new avenues for investors as well as improve housing affordability, a NAB conference has been told.
Whatever next? The trends that could influence business in 2019
Wherever you look, the future is about technology – the way we invest, care for our health and even how we grow our food. We take a look at where technology might take us in 2019.
Big thinking and investors can save the world
It’s beginning to dawn on investors – and the people for whom they invest – that they’re in a unique position to change the world, without sacrificing financial gains.
NAB Quarterly Australian Commercial Property Survey Q3 2018
Overall sentiment in commercial property markets (measured by the NAB Commercial Property Index) fell 9 points to a 2-year low +8 in Q3, but is still well above long-term average levels (+3).
Green infrastructure and the digital evolution of ESG investment
Using blockchain to boost green investment: How to create trust, transparency and liquidity for green infrastructure opportunities.
Australian Markets Weekly – stock market valuations – how overvalued?
This week, we're reproducing a thematic piece on US stock market valuations.
Renewable energy the key to a greener economy
Growing interest from investors has underpinned the rapid development of the renewables sector, a key industry conference has been told.
The Forward View – Australia: October 2018
A strong first half and continuing near term momentum but slowing into the medium term.
NAB Quarterly Australian Residential Property Survey Q3 2018
The NAB Residential Property Index fell sharply for the second straight quarter in Q3 2018, down 15 to a 7-year low -9 points, and its first negative read since mid-2012.
The AUD in September 2018
September was a challenging month for the AUD/USD.
Reassessing your investment options
Australian investors, generally speaking, display a noticeable bias towards domestic equities, property and cash. It’s just one reason why it might be time for some to review their investment options.
The AUD in August 2018
International and domestic events have added to the AUD/USD volatility.
US Private Placement investors eye Australian property issuers
Property issuance in the US Private Placement market is back in favour with investors across North America.
Australian Markets Weekly – Under new management!
Australian markets started this week with a new Prime Minister. The Weekly looks at eight key issues for business and investors to consider.
Identifying the ‘unicorns’ of the art world
If you think it’s hard to spot the next big digital start-up, imagine picking the next big thing in the art world.
How fund managers add value
Active asset management still offers value despite the rise of low-fee passive strategies in the fixed-income sector.
Property: taking stock of the Australian obsession
Caution but not panic is the mantra among top Australian property investors as they adjust to a new phase of the market cycle.
Banks in a reshaped sector
The financial crisis and its aftermath fundamentally reshaped bank business models, allowing investors to focus mainly on macroeconomic factors when they analyse the sector. Speakers at the KangaNews-NAB Fixed Income Beyond the Institutional Sector Summit shared insights into the present and future of bank investment.
Finance moves a step closer to sustainable goals
A major conference of the UN Environment Finance Initiative in Australia has been told that the weight of money is driving the shift towards a more sustainable economy.
Backing the infrastructure behind the digital economy
The digital economy has given rise to its own infrastructure needs, and investors are paying attention.
Which way now? Australian infrastructure expertise and cross-border investment flows
As the current phase of privatisations approaches its conclusion in Australia, local infrastructure investors are looking to international markets for investment opportunities. At the same time, global capital that was drawn to the Australian market by the deep pipeline continues to actively pursue Australian deals. This has created significant competition in Australia and seen infrastructure investors increasingly focus on a broader class of assets.
NAB Quarterly Australian Commercial Property Survey Q2 2018
Overall sentiment in commercial property markets (measured by the NAB Commercial Property Index) moderated in Q2. The Index fell 4 points to +17 but remains well above its long-term average (+3).
Setting a road map for sustainable finance
Globally, the finance sector is directing ever-greater amounts of capital to address social and environmental challenges. Australia has more work to do on this front.
Companies choosing Aussie high yield for growth
For corporates with a growth agenda but no formal credit rating, the bond market is providing a new avenue for capital.
Australia economic outlook: Don’t expect perfection, but don’t panic
Political risks and uncertainty may be on the rise. But a recent tour of Asia for the NAB Asian Debt Capital Markets Conference reminded NAB Global Head of Research Peter Jolly of the many causes for optimism about Australia’s economy.
The ‘megatrends’ reshaping Asia Pacific debt markets
At NAB’s 2018 Asian Debt Capital Markets Conference, experts, issuers and investors zeroed in on the forces that will build connections and foster future opportunities.
More investment in renewable energy projects
Major Australian organisations are now directly investing in large-scale renewable energy projects through the new NAB Low Carbon Shared Portfolio, the first of its kind in Australia.
A new way to invest in wind and solar farms
The Low-Carbon Shared Portfolio is the first of its kind in Australia.
The unstoppable rise of investing with purpose
Socially responsible investing has skyrocketed in Australia over the past few years. What does it mean to invest responsibly and what is its impact?
A new age of sustainability at Australian Catholic University
The world’s first sustainability bond from a university is funding a better future for students and for vulnerable communities.
Australian fixed-income market evolution boosted by institutional term loans
A new debt market is evolving that could help give mid-sized Australian companies that don’t have a credit rating more options to secure debt funding from investors.
Yield hungry investors head to Oz
NAB and Asiamoney's latest poll on Asian and European investors’ appetite for Australian debt tells a story of consistency and stability as the region presents a safe option amid turbulence - while also offering sustainable opportunities.
Boosting your business premises’ value
From a lick of paint to renting out rooms – 10 ideas on boosting the value of your own building.
NAB Quarterly Australian Commercial Property Survey Q1 2018
Overall sentiment (measured by NAB’s Commercial Property Index) rose 4 points to +21 in Q1.
Funding diversity propels Australia’s corporate bond issuers
NAB’s review of first quarter corporate debt issuance.
AUD Annotated Chart: March 2018
March was a month of two halves for the AUD/USD.
Infrastructure in the US Private Placement market
Ports and airports, toll roads and tunnels. These are just some examples of infrastructure sold into the US Private Placement (USPP) market over the last several years.
Changing the world, one investment at a time
Think charitable giving is the only way to make a valuable difference? Think again. You can now use your investments to help effect social and environmental change, with increasing opportunities to back projects that promise to address our world’s most pressing issues.
Debt market outlook suggests old school may finally be back in vogue
NAB’s general manager, capital markets and advisory, Jacqui Fox, and head of debt syndicate, Mark Abrahams, highlight the key themes for Australian credit in 2018 and why they point to a positive fundamental story despite the resurgence in equity market volatility early this year.
Crowdfunding: a brave new world of investing
Buying into start-ups has long been the holy grail of forward-thinking investors. Equity crowdfunding opportunities are finally opening the doors.
AUD/EUR Forecast
AUD/EUR continues to approach its two-year lows.
AUD/GBP Forecast
NAB’s positive view of GBP and forecast decline in AUD/GBP is in the immediate term.
AUD Annotated Chart: February 2018
In February the AUD/USD gave back all of its January gains and some more. February was a month characterised by an increase in market volatility, particularly in equities amid US inflationary concerns alongside a rise in US bond yields and their implicit valuation concerns for physical and risk assets.
2018 Corporate Bond Outlook
Clare Lewis, NAB Director Corporate Debt Markets Origination talks about the outlook for the corporate bond market in 2018.
Building the market: How NAB developed Australia’s first green mortgage-backed bond
NAB has debuted several innovative green and social bonds in recent years. In this article we go behind the scenes to find out how a new, green investment product reaches the market.
Five reasons why investors love US Private Placements (US PP)
Fresh from the annual Private Placement Industry Forum in Miami, we consider the options for investors looking to add a rock-solid asset to their portfolio.
The renaissance of the listed investment company
Listed Investment Companies evolve and thrive in 2017.
In Israel with OurCrowd: notes from a high-tech investment hotbed
Observations from the OurCrowd Summit – how crowdfunding is creating opportunities for high-tech entrepreneurs and investors.
Aviation finance
Global air traffic and demand for aircraft stays strong in 2017.
Continued synchronised growth in 2018: last of the summer wine for investors?
2017 saw all 45 OECD countries and the major emerging economies in synchronised growth for the first time in 10 years. JBWere examines the impact ‘synchronised growth’ has on markets and what’s in store for investors in 2018.
NAB securitisation, the ‘go to’ house for Australian RMBS and ABS
NAB’s Securitisation team goes from strength to strength, being the clear house of choice for customers and thought leader in the market.
The Australian credit market
2017 has been the best year for both issuers and investors since 2006.
Why peace equals profits
Steve Killelea, the man behind the Global Peace Index, explains its potential value in helping make investment decisions.
2017 Year in Review: Corporate Finance
2017 was marked by a return to stability following the volatility of recent times and the rise of innovative new products, especially in the green and social sectors.
Webinar: Tips for borrowing to invest successfully
We’re living longer and our kids are experiencing the challenges of establishing themselves in a world of higher house-to-wage ratios. Our over-leveraged governments have responded by cutting back on spending in health, education and social services as well as super tax breaks that encourage us to save. The upshot is, we have to rely on ourselves for a comfortable long-term future.
Business trends and innovation: what 2018 has in store
What will the new year bring in the world of business trends? Whether it’s health or agriculture, hyper local advertising or self-trained artificial intelligence, NAB has one eye on the (crystal) ball.
Nuance the watchword for Australian-market renaissance
In a wide-ranging state-of-the-market perspective, Steve Lambert, Executive General Manager, Corporate Finance at NAB, attributes Australian transaction breakthroughs in 2017 to long-term positive trends on the demand side.
Australia’s future’s looking bright
While there was plenty of concern about potential geopolitical and economic crises at the recent ASFA conference, at least one senior industry figure was upbeat.
NAB creates a new way to invest in renewable energy
*Launch of world-first low carbon shared portfolio backing renewable energy*.
NAB champions community-led approach to social infrastructure
Reduced government funding and a growing population are forcing local councils to find alternative funding for public assets and community projects. NAB has already started filling the gap, with new mechanisms opening up funding sources usually closed to small lenders.
South Korea: Perspectives, trends and insights
This independent report for National Australia Bank (NAB) by the Crawford School of Public Policy at The Australian National University, examines the outlook for the South Korean economy and its growing importance in the Asia Pacific region.
Talking infrastructure
Mike Baird, NAB’s Chief Customer Officer-Corporate and Institutional Banking talks to the opportunities the infrastructure market offers and how our clients can benefit from Australia’s infrastructure investment.
Portfolio construction tips
Chris Black, a portfolio manager from Alexander Funds Management shares his insights on portfolio construction and what tips non institutional investors should and should not mimic from institutional investor portfolios.
Ethical investing
Tom Wirth, NAB’s GM of Balance Sheet Strategy shares his insights for Ethical investing and what role it can play in a portfolio.
It’s back to business in securitisation
Securitisation has been one of the compelling stories in the Australian market in 2017. Issuers are keen, investors are willing and there’s abundant appetite for new and exciting assets and structures.
Development and diversity: US$ Reg S comes of age in Asia Pacific
Increased global liquidity, Asia’s growing wealth and the rise of the regional investor base have made the US$ Reg S market an increasingly important source of funding for Asia Pacific issuers. NAB sees US$ Reg S issuance from Australian corporates tripled from 2016 to 2017, with ample room to grow.
Fund innovation for investor preference
Australia’s high-yield fixed-income market has evolved from being virtually non-existent just a few years ago to now offering a reasonably consistent funding option for Australian companies.
Why you may want to take another look at margin loans
Margin lending can offer you considerable flexibility to build your investment portfolio, just the way you want it.
Adaptation finance: is the investing climate about to change?
It’s among the top three challenges facing us all according to the World Economic Forum – climate change adaptation. But there are challenges to financing such investments in Australia. How can we ensure critical infrastructure is resilient for a changing climate, integrating physical risk into investment practices?
NAB Quarterly Australian Commercial Property Survey Q3 2017
Overall sentiment in commercial property markets moderated for the second straight quarter, with NAB’s Commercial Property Index down 5 points to +18 in Q3, but still well above long-term average levels (+2).
Taking socially responsible investment from concept to critical mass
Beyond reaching institutional investors, socially responsible investment (SRI) assets need to develop sufficient scale and momentum to attract interest from the wholesale markets.
Australia’s dynamic superfunds
Aussie superfunds face a world where investment themes are changing and there’s a continued search for yield. NAB’s latest Superannuation FX Hedging survey indicates they’re up to the challenge.
Superfunds: how size is making its mark
NAB’s most recent FX Hedging survey shows that superfunds are adapting their hedging strategies, thanks in large part to an increase in size.
A new way to look at a tough problem
The Queensland Government’s first social bond that seeks to reduce reoffending by young people has been launched by Life Without Barriers and NAB.
Can we afford not to be ethical income investors?
Ethical investment was a hot issue at the KangaNews-NAB Fixed Income Beyond the Institutional Sector Summit in July. NAB’s Mark Todd and a panel of ethical investment industry leaders discussed how this market is developing in Australia.
Super evolution: NAB Superannuation FX Hedging Survey 2017
Our 8th biennial survey captures the shifting priorities of Australian super funds in a rapidly changing landscape.
Where can investors find income (at a fair price)?
A panel of fund managers and NAB’s Connie Sokaris discussed the vexing issue of how to create income in a low interest environment at the KangaNews-NAB Fixed Income Beyond the Institutional Sector Summit.
The day after tomorrow’s economy
NAB’s Mark Todd and a panel considered the future of fintech and the implications for investment at the KangaNews-NAB Fixed Income Beyond the Institutional Sector Summit.
Putting socially responsible investing into practice
At a basic level, SRI asset managers often adopt one of two approaches whilst for an individual investor, there are three main approaches.
What is socially responsible investing?
SRI aims to incorporate environmental, social and governance (ESG) factors into investment decisions and the industry is growing rapidly.
Riding the infrastructure boom
After the recent investor jitters triggered by the failure of some Public Private Partnership (PPP) toll roads, it looks like a new wave of infrastructure PPPs, kick-started by Federal and State Government investment, are making a strong comeback.
Evolution of the Australian dollar bond market
The AUD bond market is not just one market. It's, at last count - at least six markets with their own features, documentation and target investors.
Australia’s first Sustainability Bond launched
The nation’s first Sustainability Bond demonstrates how the corporate and education sectors can partner to address pressing issues facing our society and environment.
NAB Quarterly Australian Residential Property Survey: Q2 2017
Australian housing market sentiment (measured by NAB’s Residential Property Index) fell noticeably in the June quarter after climbing to a 3-year high in March.
Asia-Pacific Debt Capital Markets: Evolving to support a region in transformation
Any examination of the Asia-Pacific region’s capital requirements, whether by a government, issuer or investor, must begin with the acknowledgement that demographic and financial pressures mean countries can no longer ‘go it alone.’
Opting to go down the wholesale route
Not yet a wholesale investor? It’s time you found out what you’re missing out on.
Socially responsible investing in Australia
Socially responsible investing (SRI) means integrating non-financial factors – such as ethical, social or environmental concerns – into the investment process with the aim of earning both a financial return and a moral ‘return’.
NAB Monthly Business Survey: April 2017
The NAB Monthly Business Survey posted another strong result in April, with both business conditions and confidence improving – pointing to ongoing strength in business activity in the near-term.
Superannuation Reforms – effective 1 July 2017
On 1 July 2017, some of the biggest changes to superannuation in a decade come into effect. Some of the rules and tax concessions available are changing; discover what this means for you and what opportunities you could make the most of before the end of the financial year.
Impact investing – mixing profits with purpose
Impact investing (sometimes also referred to as mission-related investing) is an investment strategy where an investor proactively makes investments that can generate both financial returns, as well as intentional social or environmental returns for the community.
NAB Monthly Business Survey: March 2017
Results from the March NAB Monthly Business Survey point to an overall healthy economy that is gaining momentum, at least in the near-term.
China’s healthy appetite for Australian wellness
Australian businesses in the healthcare sector are well positioned to capitalise on significant changes in the Chinese healthcare system as major demographic shifts unfold in the world’s second largest economy.
Franking credits with less downside risk
Did you know that not all investors are eligible to claim the franking credits? There are a number of strategies investors may look to utilise to limit their exposure to a fall in the share price of their chosen stock, while remaining eligible to receive the franking credits.
Can diversity deliver? Absolutely, says Australia’s first ‘social bond’ promoting workplace gender equality
Research continues to show that companies with gender diversity in their leadership teams deliver better financial results. A new product from NAB – and Australia’s very first ‘social bond’ – allows investors to put their money where their mouth is and finally invest in gender-inclusive organisations.
From start-ups to turn-arounds, what is private equity?
Private equity has made headlines in Australia over the past year or two, but for many of the wrong reasons. The demise of Dick Smith Holdings was a high profile collapse that impacted many shareholders and retail customers, and a lot of blame has been pointed at the private equity fund manager who floated the business.
NAB Monthly Business Survey: February 2017
Business survey suggests solid near-term activity, despite easing from multi-year high.
NAB Quarterly SME Business Survey: December 2016
Low-tier SMEs’ business conditions now comparable to that of their mid-tier and high-tier counterparts
Australian housing market update: February 2017
Get the latest monthly update on housing market conditions around Australia.
NAB Monthly Business Survey: January 2017
The strength witnessed in last month’s NAB Monthly Business Survey continued into January, with both business conditions and confidence jumping to much higher levels.
Council’s green vision to deliver financial and environmental gains
Mornington Peninsula Shire is investing an estimated $9.5 million in emissions reduction projects over the next five years as part of a far-reaching plan to generate a cleaner and greener environment as well as operational savings.
China Economic Update: February 2017
From a political perspective, President Trump’s decision to withdraw from the TPP reflected US sentiment against globalisation, particularly in the mid-west rust belt.
NAB Monthly Business Survey: December 2016
Business confidence has held up quite well and is remarkably steady given the context of major uncertainties both at home and abroad. That said, the level of confidence has not picked up to reflect the overall strength in business conditions seen over the past year or more.
NAB Quarterly Australian Residential Property Survey: Q4 2016
By state, confidence has improved in VIC and QLD relative to the last survey, but this was offset by much weaker confidence in SA/NT and a small fall in NSW
Australian Markets Weekly: 23 January 2017
Apartment construction which has risen strongly over the past few years was reported by the Statistician to have declined in the September quarter.
NAB Markets Research: Outlook for 2017
The key views of NAB and BNZ's economists and strategists
2016 Year in Review: Capital Financing
Steve Lambert, EGM Capital Financing, explains, innovation and volatility again dominated 2016. Markets were challenged by social, political and economic events which brought about new opportunities for our customers. We delivered insights and solutions to help them face into the increasing environment of disruption and regulation.
Australian housing market update: December 2016
Get the latest monthly update on housing market conditions around Australia.
China Economic Update: November 2016
Since the middle of 2015, the seven-day Shanghai Interbank Offered Rate (Shibor) has been unusually stable – when compared with the extreme volatility in this market over the preceding five years.
Monthly Financial Markets Update: November 2016
The market has been largely focussed on the US Election over the past month – and is now dealing with a fundamental change with the election of Donald Trump as President.
The ins and outs of annuities
Read more to learn how you could use annuities in your portfolio.
NAB Quarterly Australian Residential Property Survey: Q3 2016
Australian housing market sentiment improved in the third quarter of 2016, supported by more positive expectations for house price growth.
Monthly Financial Markets Update: October 2016
In early September equity markets sold off after a US Federal Reserve official suggested interest rates could be increased at the September Fed meeting. Markets recovered later in the month when interest rates went unchanged.
US Economic Update: October 2016
While GDP growth has been modest, jobs growth remains solid and inflation is edging up.
How will Australians retire?
As Australia’s population ages and ‘baby boomer’ retirements head toward their zenith in 2025, a discussion on the Retirement Risk Zone, that is the 10 years leading to retirement, is timely.
Aged Care: Navigating a changing investment landscape
This insights paper has been prepared by NAB Corporate Health and JBWere to address the current challenges facing providers and to examine some of the successful strategies being adopted.
NAB’s World on Two Pages: September 2016
The bigger picture – A Global and Australian economic perspective
China Economic Update: September 2016
The rust belt region has continued to underperform in recent times – as service focussed provinces have driven a greater share of China’s growth. In 2015, the three rust belt provinces were among the four weakest growing regions.
Chinese Economic Update: September 2016
No surprises in the latest data, weaker real estate sector leads to a softening in the growth profile
Monthly Financial Markets Update: August 2016
The “X factors” that had been dominating negative market views – bad debts in the Italian and Chinese banking system, terrorism, political issues and the rise of anti-globalisation – have given way to a “fear of missing out” rally.
Cash and alternative assets still in favour.
We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.
Infrastructure bonds: A missing market for retail investors?
We review July conditions and recommend overweight exposure in cash and alternative assets, with underweight positions in fixed interest, property and Australian equities, while keeping neutral exposure to international equities.
Monthly Financial Markets Update – July 2016
It was a difficult month for equities with an initial sell off in early June, following the release of weak jobs growth figures in the United States and another decline later in the month following the UK’s decision to leave the European Union.
Infrastructure Bonds: A missing market For retail investors?
This is the sixth in a series of reports prepared by the Australian Centre for Financial Studies for National Australia Bank aimed at explaining the potential role of corporate bonds in retail investor portfolios and promoting growth of the corporate bond market.
Monthly Financial Markets & Asset Allocation Update: June 2016
Brexit is a significant shift in the geopolitical landscape, with associated uncertainty. Investors will need compensation for this with lower share prices. We believe a 15% global equity sell-off over the next 6-8 weeks is a reasonable base case.
Quality investing: What you need to know
The concept of assessing a company’s quality gained popularity after the collapse of the tech bubble of 2001. Here we explore the quantitative and qualitative measures implemented to determine quality investments.
NAB Private and JBWere – a new partnership
We’re pleased to announce the launch of our new brand and exciting new partnership that combines the strengths of both NAB Private and JBWere.
Investment strategy: Asset-backed securities
Read more to learn how you could use asset-backed securities in your portfolio
Monthly Financial Markets Update – May 2016
In most of the major economies the outlook remains fragile, as a result of political uncertainty and disappointing earnings results. However recovery in equity prices has continued into April, primarily to the bounce in commodity prices and supportive central banks.
Bonds and interest rates: if rates go up, must bond value go down?
Investors commonly take the view that bonds are not a good investment in an environment where the central bank is expected to increase interest rates, but the decision may not always be that simple.
Monthly Financial Markets Update – April 2016
In our April update, Nick Ryder, JBWere Investment Strategist, highlights that the local equity market faces a number of headwinds from the rise in the AUD, lower commodity prices, higher potential bank capital requirements and profit margin pressures.
Monthly Financial Markets Update – March 2016
In our March update, Nick Ryder, NAB Private Wealth Investment Strategist, talks mixed messages with slumps in developed markets, India and China while the US posted slight improvements and Australia performed reasonably well. Meanwhile, Europe’s inflation entered negative territory.
The dining boom
With the mining boom at an end, the dining boom has certainly fuelled the Australian agricultural sector. This sector is 5 percent of the Small Ordinaries and has been a source of great returns over the past few years.
Strategy Insight: Measuring the carbon footprint of your portfolio
Sally Campbell from JBWere looks at the carbon footprint considerations within fund managers’ assets, highlighting that some are more progressive than others.
Property Insight – Housing Update
The property market is clearly cooling as a result of deterioration in affordability due to higher prices and marginally higher mortgage rates.
Asset Allocation Insight – February 2016
In this discussion of alternative investments, Nick Ryder explains that the increased weighting in this asset class is the result of less attractive prices in traditional asset classes.
Monthly Financial Markets Update – February 2016
Nick Ryder, highlights that January was a difficult month for financial market with renewed investor jitters over slow growth in China and falling commodity prices.
Your Asset Allocation Guide: Achieving long-term strategic targets
Setting long-term asset allocation targets in a portfolio and achieving them are two different things. Here we discuss portfolio drift and how to manage it.
Property Insight: Gradual slowing in key metros
In November we’ve seen small declines in dwelling prices in Sydney and Melbourne with auction clearance rates falling to 60% along with average selling time. Reversing recent trends, prices in other metros rose in November.
Monthly Financial Markets Update – December 2015
In our December update, Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets rose again in November helped by expectations of further monetary stimulus from the European Central Bank.
Investment Insights: Modest house price growth predicted for 2016
Movements in the residential property market affect everyone - whether you’re an investor, an owner occupier, or a renter. After several years of incredibly strong house price growth, primarily in Sydney and Melbourne, there is now heated debate over where prices are likely to move.
Investment Insight: the heart of the machine
The growth of the industrial internet phenomenon and its impact on our automated life. We look at how this trend is evolving the structure of companies that manufacture hardware and software technology.
Monthly Financial Markets Update – November 2015
Nick Ryder, NAB Private Wealth Investment Strategist, highlights how equity markets recorded their strongest rise in four years in October and continue to offer the best prospective returns of any asset class.
Investment Insight: food for thought
Food catering has evolved from being an add-on to mainstream shopping complex merchandising, to an attraction in its own right.
Strategy: investment timing and analysis
Sally Campbell from JBWere looks at timing the market given recent volatility and how viewing the data more closely can help you understand what’s really happening below the surface.
Investment: Where to from here for the Chinese Yuan?
The Chinese Government’s surprise move to devalue the Yuan and make daily prices subject to market forces has prompted debate.
Investment Insight: The rise of self-driving cars
Nick Ryder, NAB Private Wealth Investment Strategist, provides insights into the emerging self-driving car industry.
Monthly Financial Markets Update – August, 2015
Global financial markets recovered in July following the debt deal in Greece and stabilisation of the Chinese stock market. Locally, the news is also good – the unemployment rate appears to have peaked while business conditions and confidence have also picked up.
UN Principles for Responsible Investment
The United Nations-supported Principles for Responsible Investment Initiative is an international network of investors that support responsible investing.
Investment Insight: Takeovers and takeover defence tactics
Nick Ryder, NAB Private Wealth Investment Strategist, explains takeover and defence tactics used by listed companies.
Your asset allocation guide – August 2015
An investment portfolio can be designed based on risk tolerance, age or lifestyle objectives but using historic average returns (of different asset classes) to build that portfolio can be dangerous.
Investment Insight: How company shares are valued
Nick Ryder, NAB Private Wealth Investment Strategist, explains the different ways analysts and fund managers value listed company shares.
Your asset allocation guide – July
Ructions in Greece and China are worrisome for investors but are unlikely to have a material impact on markets or on asset allocation recommendations.
Monthly Financial Markets Update – July, 2015
Financial markets remain focussed on a Greek exit from the Eurozone, wild gyrations on the Chinese equity market and further hints about a rise in US interest rates. Locally, markets are concerned about falling commodity prices and strong property prices.
Improving access to the Corporate Bond market for retail investors
NAB joins with the Australian Centre for Financial Studies to launch their report ‘Improving access to the Corporate Bond market for retail investors’ which assesses where the market currently is, the factors affecting its growth, and the impediments to connecting investors and issuers.
Monthly Financial Markets Update – June, 2015
The US Federal Reserve expects the US unemployment rate will fall to 5% by year end. Locally, the Reserve Bank of Australia is hoping lower interest rates will translate to a lower Australian dollar which would help the non-mining sectors.
Investment Strategy: Is it time to sell out of active equities managers?
Sally Campbell, Executive Director, JBWere, explains why investors should stick with their active fund managers, despite a period of underperformance by some.
Investment: Prime time for listed real estate
Australia’s Real Estate Investment Trusts (REITs) have regained popularity as investors seek high yielding investments in a low interest rate environment.
Your asset allocation guide – June 2015
The link between bond yields and share prices over the past few weeks has spooked many investors but may be good news.
Monthly Financial Markets Update – May, 2015
The US economy recorded slower jobs growth in April while GDP growth slowed to a crawl. This means the US Federal Reserve may delay raising interest rates until September. In Australia, jobs growth was higher than expected while core inflation sits comfortably in the middle of the Reserve Bank’s target range.
Your asset allocation guide – May
Developed market equities appear expensive compared to average long-term price-to-earnings ratios. However, given relatively subdued earnings growth, many investors argue that they aren’t expensive when compared to current bond yields.
Investment Strategy: Your 2015 End of Financial Year Guide
The End of Financial Year (EOFY) provides a good opportunity to consider strategies that can save you tax and maximise your investment returns.
Monthly Financial Markets Update – April 2015
The US Federal Reserve has given itself the flexibility to raise interest rates from June, responding to record jobs growth. Meanwhile in Australia, consumer and business confidence has eased back in the most recent surveys, despite the recent interest rate cut.
Investment Strategy: How to action an ethical investment strategy
In Australia, interest in ethical investing (an investment method which looks to maximise financial and social returns) has continued to rise, but there are several ways to action your wishes.
Your asset allocation guide – April 2015
Knowing when to reduce the proportion of equities in a portfolio and when to increase exposure to other asset classes like property, cash and bonds, can be part science and part art. Valuations, fundamentals and sentiment all play a role.
Your Money, Your Call: Are we in a yield bubble?
NAB’s Director of Fixed Income, Mark Todd, is joined by John Pearce from UniSuper and Nick Bishop from Aberdeen to discuss where rates are headed, equities with sustainable dividends, and whether we're in a bond yield bubble.
Your Money, Your Call: The success of Europe
NAB’s Director of Fixed Income, Mark Todd, speaks with Tano Pelosi from Antares and Matthew Johnson from UBS about inflation and interest rates in Europe, along with the actions of European Central Bank President Mario Draghi.
Monthly Financial Markets Update – March, 2015
A February interest rate cut and a strong company reporting season buoyed the Australian share market while overseas, resolution of Greek debt negotiations and continuing monetary stimulus, benefited developed global markets.
Investment Strategy: Back to the future?
Over recent years, the impressive growth of ETFs has seen somewhat of a reversal back to direct investing with more than 100 ETFs now listed on the ASX, offering investors the opportunity to quickly and easily access global equity, bond, currency and commodity markets.
Your asset allocation guide – March 2015
With bond yields at or near record lows in many parts of the world, particularly Europe, but with share markets in the United States and Germany hitting fresh record highs, signals are mixed, so it may be time to consider alternative investment opportunities.
Your Money, Your Call: The Federal Reserve and the global economy
NAB’s Director of Fixed Income, Mark Todd, is joined by Steve Goldman from Kapstream and Adam Goldstein from Skeggs Goldstein to chat about the global economy and key US economic indicators, and how they could affect US Federal Reserve decisions.
Your Money, Your Call: How to get return in a low yield environment
NAB’s Director of Fixed Income, Mark Todd, is joined by Steve Goldman from Kapstream and Adam Goldstien from Skeggs Goldstein to discuss how diversifying across asset classes during this time of low yield can still generate decent returns.
Understanding the mindsets of US investors
The US Private Placement market offers a rich source of long-term funds for a wide range of Australian corporates. Our latest survey reveals the key factors that influence US investor buying decisions and their expectations for 2015.
The higher education sector: A new borrower in the market
Government funding for new infrastructure in the higher education sector has recently dried up. As a result, a number of universities are accessing capital markets and bank loans for their infrastructure financing needs – in turn offering significant opportunities for debt providers.
Investment Strategy: Learning from past mistakes
Long-term US research shows investors are frequently driven by fear and greed in their decisions - for example, selling out in weak markets. However, more recent findings show the average investor has learned from some past mistakes.
Your asset allocation guide – February 2015
2014 was another strong year for international shares, with only part of the gains for Australian investors attributed to a weaker AUD. However, with the prospect of Australian interest rates falling further, investors’ future income from currency hedging is unlikely to be as high.
Monthly Financial Markets Update – February 2015
Global equity prices in developed markets lost 0.5% in January, with strong gains in Europe offset by weakness in the United States. Australian shares rose 3.3% while the Australian dollar fell four cents to US$0.78, against a strengthening US Dollar.
Your asset allocation guide – December 2014
Overall, global equity markets are in a sweet spot. China, Japan and Eurozone Central Banks are looking at ways to maintain economic growth, while the United States has completed its quantitative easing and is looking at the appropriate time to raise official interest rates.
Monthly Financial Markets Update – December 2014
Global equity markets extended the October sharp rally through November, while gains were broadly based in Europe, Japan and the United States. Locally, fourth quarter data continues to show improvement in business credit and capital investment from non-mining sectors.
Your Money, Your Call: Why has the Federal Reserve lifted interest rates and dropped GDP?
NAB’s Director of Fixed Income, Mark Todd, is joined by Ken Hyman (Antares) and Francesco De Stradis (Ord Minnett) to discuss the Federal Open Market Committee's decision to lift interest rates and drop GDP forecasts.
Your Money, Your Call: How to find a fund manager
NAB’s Director of Fixed Income, Mark Todd, asks John Moore from Northward Capital to explain what to look out for when searching for a fund manager.
Your Money, Your Call: Will the herd run to exit the carry trade?
NAB’s Director of Fixed Income, Mark Todd, is joined by Ken Hyman (Antares) and Francesco De Stradis (Ord Minnett), to consider whether the market will see 'herd instincts' kick in when investors exit the carry trade.
Investor Education: How to better understand economic indicators
While one economic indicator is a statistic about economic activity, a range of economic indicators paint a picture of how the Australian economy is performing. They can also influence interest rates, exchange rates, commodity and stock market prices. Nick Ryder explains them in detail.
Your asset allocation guide – November 2014
While equity valuation measures imply US shares are about 60% overvalued versus long-term averages, returns could be as low at 0.2% per annum if valuations return to long-term averages. Therefore, as Nick Ryder explains, there’s a need to find additional sources of portfolio returns.
Monthly Financial Markets Update – November, 2014
Global equity markets staged a sharp turnaround in October. It was led by the US where their Federal Reserve reassured markets that interest rate rises remain data dependent. Meanwhile, there was additional modest improvement seen in Australian business and consumer confidence.
Monthly Financial Markets Update – October 2014
While the US economy remains robust, Australian shares fell 5.4% as markets digested falling commodity prices, a weaker Aussie dollar and the possible introduction of policy brakes on housing credit, as James Wright, JBWere Chief Investment Officer reports.
Investment Strategy: How to choose a managed fund
Managed funds offer an attractive way for investors to obtain exposure to an asset class that would be very difficult to access directly or in a diversified form. But how do you select one from the thousands on offer? Nick Ryder, NAB Private Wealth Investment Strategist, investigates.
Your asset allocation guide – October 2014
With the large fall in the Australian Dollar over the past month, we’re reminded that currencies are good “shock absorbers” in financial markets and the economy. We share some suggestions for how best to manage your portfolio in this changing environment.
AFR Special Report: Social Impact Investing
Following a recent NAB-hosted roundtable event on Social Impact Investing, The Australian Financial Review today released editorial covering the topic from two journalists who were in attendance, James Dunn and Jonathan Shapiro.
Your Money, Your Call: What is a Carry Trade?
NAB’s Director of Fixed Income, Mark Todd, asks Mercer's Russell Clarke and Chris Joye from the AFR to explain what a Carry Trade is.
Your Money, Your Call: Longevity and how it’s changing the asset allocation game
NAB’s Director of Fixed Income, Mark Todd, chats with Mercer's Russell Clarke and Chris Joye from the AFR about longevity, and how it’s a game changer for asset allocation.
Smart structuring for philanthropic giving
Since 2000, changes have been made to how philanthropic efforts are treated by the Australian tax system – offering smarter ways for donors to arrange their giving to benefit them and future generations. JBWere Consultant, John McLeod discusses how to structure your philanthropic giving.
Your Money, Your Call: European economic outlook and challenges
NAB’s Director of Fixed Income, Mark Todd, discusses the economic outlook for Europe with Grant Eshuys (Citibank) and Mark Bayley (Aquasia), and together they explore the challenges the European nations are facing.
Monthly Financial Markets Update – September 2014
With better US economic data, global markets were stronger in August. Locally, as James Wright, JBWere Chief Investment Officer explains, company reporting season was positive and stocks rewarded for delivering solid earnings, yields or capital management.
Investment Strategy: Objective based investment strategies
People invest so they can have more money in the future than they have today. However, they have different objectives which generally fall into three categories: preserve capital; generate income and grow capital, as Nick Ryder, NAB Private Wealth Investment Strategist reports.
Your asset allocation guide – September 2014
There are options to consider when allocating property to your portfolio. NAB Private Wealth aligns its views with those of institutional investors and favours core unlisted commercial property, with low to moderate gearing, rather than listed property securities or residential property.
Your Money, Your Call: Are you a disengaged investor?
NAB’s Director of Fixed Income, Mark Todd, chats with Mercer's Sue Wang and the National Party's Kevin Hogan about disengaged investors - people who are uninterested in closely monitoring their superannuation - and the importance of more simple and transparent products for these people.
Your Money, Your Call: The threat posed by shifting Australian demographics
NAB’s Director of Fixed Income, Mark Todd, discusses how changes in Australia's demographics threaten to have major impacts upon the Australian economy with Mercer's Sue Wang and the National Party's Kevin Hogan.
Monthly Financial Markets Update – August 2014
Despite US equity markets posting fresh records in July, a late, large fall saw equity markets finish lower. While valuations are stretched, JBWere Chief Investment Officer, James Wright, reports that the US economic recovery should support current earnings forecasts.
Your asset allocation guide – August 2014
After deciding that US equity market valuations are over-stretched, we’ve changed our asset allocation recommendations. In particular, we’ve decreased our exposure to international shares from over-weight to neutral and increased our cash weighting from neutral to overweight.
Investment Strategy: Understanding equity income funds
Equity income funds are those which aim to generate income from investing in shares. But as NAB Private Wealth Investment Strategist, Nick Ryder reports, the issue is whether investors should care whether they get profits through dividends or capital gains.
Your Money, Your Call: How would a property market fall affect the banks?
NAB’s Director of Fixed Income, Mark Todd, chats with Adam Goldstien from Skeggs Goldstien and Simon Ibbetson from Millinium about the property markets and how a change in these markets could affect inflation and therefore the banks.
Your asset allocation guide – July 2014
Even though equity prices are high compared to historical levels, we believe equity valuations are not excessive, so equities are still attractive compared to other asset classes. We provide insights on our favoured asset classes and how best to position your portfolio.
Monthly Financial Markets Update – July 2014
The US equity market posted fresh highs in June, but price support remains good globally and locally, says James Wright, Chief Investment Officer, JBWere. Read more for currency and property news from the NAB FX Strategy team and Nick Ryder, NAB Private Wealth Investment Strategist.
Investment Strategy: Rebalance your global equities exposure
It’s time to revisit your global equity exposure. Following a period of strong performance in international shares, it may be a good time to consider taking some profits and rebalancing your portfolio back to long term target weightings, says Duncan Niven, Analyst JBWere.
Your Money, Your Call: Are we in bubble territory?
NAB’s Director of Fixed Income, Mark Todd, chats with Adam Goldstien from Skeggs Goldstien and Simon Ibbetson from Millinium about which asset classes are facing bubbles, along with discussing some markets where good value lies.
Your Money, Your Call: The Federal Reserve’s Balance Sheet
NAB’s Director of Fixed Income, Mark Todd, is joined by NAB Head of Research Peter Jolly and Laminar economist Stephen Roberts to discuss the Federal Reserve's Balance Sheet.
Your Money, Your Call: Economic update
NAB’s Director of Fixed Income, Mark Todd, is joined by NAB Head of Research Peter Jolly and Laminar economist Stephen Roberts to discuss the Australian and US economies, along with the Australian Federal Budget and issues posed by our ageing population.
Your Money, Your Call: Update on cash rates and the RBA
NAB’s Director of Fixed Income, Mark Todd, chats about where interest rates are headed and their subsequent impact on term deposits with AFR columnist, Chris Joye and Montgomery Investment Management strategist, Andrew Macken.
Your Money, Your Call: US Federal Outlook for 2014-15
NAB’s Director of Fixed Income, Mark Todd, discusses the 2014-15 outlook for the US Federal reserve and interest rates with AFR columnist, Chris Joye and Montgomery Investment Management stategist, Andrew Macken.
Your Money, Your Call: Simple bond legislation and how it’s opening up the bond market
NAB’s Director of Fixed Income, Mark Todd, is joined by FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck to discuss the proposed legislation to be introduced known as 'simple bond legislation', which has the intention of opening the bond market up to retail investors.
Investment strategy: where is your real global equities exposure?
Over the past couple of years, Australian investors have increased investment in overseas assets, particularly equities. Global equities exposure isn't always what it seems as classifications and labels may not reflect the full picture.
Your asset allocation guide – June 2014
The synchronised movement in bond and equity prices has many strategists wondering what is going on - both the bond market and equity market cannot be right about future growth. We provide insights on our favoured asset classes and how best to position your portfolio.
Monthly Financial Markets Update – June 2014
Last month, investors ignored mixed economic data and geopolitical risks to push the US share market to a record high, reports James Wright, Chief Investment Officer, JBWere. Read more to also find out what happened in currency markets and the residential property market from Nick Ryder
Your Money, Your Call: Aged based investing
NAB’s Director of Fixed Income, Mark Todd, introduces the concept of aged-based investing in corporate bonds and how institutional players are becoming active in this space.
Your Money, Your Call: Are cash investments affected by inflation
NAB’s Director of Fixed Income, Mark Todd, answers a viewer question on inflation and its impact upon cash investments with FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck.
Your Money, Your Call: Bond Access Service evolving the bond market
NAB’s Director of Fixed Income, Mark Todd, introduces the 'Bond Access Service', a way in which to easily access the bond market.
Your Money, Your Call: Volatility and its effect on self-mananaged super funds
NAB’s Director of Fixed Income, Mark Todd, outlines the concept of market volatility, absorbing volatility and what it means for self-managed super funds.
Your Money, Your Call: Where is The Equity Market Going?
NAB’s Director of Fixed Income, Mark Todd, discusses what is happening in the Equity Market with FNArena analyst Rudi Fliepek-Vandyck, and how 2014 is looking like the year that the investors from the sidelines will come back to the share market in light of volumes coming back.
Your Money, Your Call: BHP and capital expenditure’s impact on inflation
NAB’s Director of Fixed Income, Mark Todd, discusses growth of BHP and the impact of capital expenditure on inflation with Gavan Madson, Analyst at FIIG and FNArena Analyst Rudi Filapek-Vandyck.
Your Money, Your Call: Developments in the Corporate Bond Market
In this episode of Your Money, Your Call, NAB’s Director of Fixed Income, Mark Todd, looks at the developments in the corporate bond market, including Simple Bond Legislation, with AFR columnist, Chris Joye and Montgomery Investment Management strategist, Andrew Macken.
Your Money, Your Call: Qantas and cyclical yield performance in differing markets
NAB’s Director of Fixed Income, Mark Todd, is joined by FIIG Analyst Gavan Madson and FNArena Analyst Rudi Filapek-Vandyck to discuss Qantas credit default swaps, and cyclical yield outperforming in rising markets and underperforming in falling markets.
Your Money, Your Call: My Super reforms explained and aged based investing
NAB’s Director of Fixed Income, Mark Todd is joined by Sue Wang from Mercer to explain the 'My Super' reforms and how changing your superannuation investment strategy as you age can make a big difference on your retirement.
Your Money, Your Call: What to look for when choosing to invest in a company
NAB’s Director of Fixed Income, Mark Todd, talks with two analysts about what they look for apart from growth when analysing a company - including finance risk, business risk, management history, assets, gearing, mix of debt and equity.
Your Money, Your Call: Key considerations when opening a SMSF
NAB’s Director of Fixed Income, Mark Todd, discusses the issues and strategies around setting up a self-managed super fund (SMSF) with Sue Wang from Mercer and Chris Black from the Laminar Group.
Your Money, Your Call: BHP and inflation
NAB’s Director of Fixed Income, Mark Todd, is joined by FNArena analyst Rudi Filapek-Vandyck. They begin by discussing investing in BHP stock, before assessing inflation - including current forecasts and how velocity, innovation and the labour market can impact upon it.
Your Money, Your Call: Miners now a dividend play
NAB’s Director of Fixed Income, Mark Todd, discusses the current trends in mining stocks and why they've become attractive to dividend hunters with FNArena analyst Rudi Filapek-Vandyck.
Your Money, Your Call: Setting up a self-manager super fund
NAB’s Director of Fixed Income, Mark Todd discusses setting-up a self-managed superannuation fund with Sue Wang from Mercer.
MLC Quarterly Australian Wealth Sentiment Survey & Special Report – Q1 2014
In a break with tradition, young people are taking a more active interest in their superannuation with the 30-49 year old group being the most concerned about planning for retirement, according to the latest quarterly MLC Wealth Sentiment Survey.
Your Money, Your Call: What the Corporate Bond Market is and why it’s important
NAB’s Director of Fixed Income, Mark Todd, chats with Steve Lambert, Executive General Manager of Capital Markets at NAB about the evolution of the Corporate Bond Market, why it's important and how it relates to the individual investor.
Your Money, Your Call: Researching stocks and Managed Discretionary Accounts
NAB’s Director of Fixed Income, Mark Todd, is joined by Sue Wang from Mercer and Zach Zacharia from Centra Wealth to discuss ideas behind researching stocks before looking at developments in Managed Discretionary Accounts.
Australian Debt Securities and Corporate Bonds – October 2013
How to add Australian Debt Securities & Corporate Bonds to a portfolio. We bring you the third of five research reports examining the Australian corporate bond market. In this report we cover the important topic of accessing the fixed income market and the various methods investors can use to access debt securities and corporate bonds.